Melanie Morat is a financial advisor with Thrivent Investment Management in Folsom, CA. She holds Series 63 and Series 66 designations and has seven years of industry experience, all with Thrivent Financial since 2017. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides goal-based, holistic financial planning covering various areas such as retirement, tax, estate, and special needs planning, without managing assets directly for institutional clients.

Jeremy Maurer is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with Wells Fargo in various capacities since 2008, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Robert Groth is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with Fidelity Investments and has prior experience at RBC Capital Markets, Bank of America, Merrill Lynch, and City National Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages oversight through affiliated and unaffiliated sub-advisers.

Brandon Williams is a financial advisor with Equitable Advisors in Folsom, CA. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at Richmond American Homes for seven years and attended Colorado State University. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer.

Gary Kneifl is a financial advisor with Edward Jones in Roseville, CA, holding the CFP®, ChFC®, and Series 66 designations. He has 13 years of industry experience and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Mc Mahon is a CFP® with 11 years of industry experience. He is currently with Cetera and its affiliates, having joined in 2026 after a decade at Edward Jones and a year at LPL Financial. He serves as a non-profit board member with Toastmasters. Cetera Investment Advisers LLC is a large SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management, financial planning, and retirement services.

Judith Davidson is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill Lynch since 2000 and Bank of America since 2009. Davidson is involved with CASA (Child Advocates of El Dorado County), a nonprofit organization supporting children in the foster care system, where she assists in fundraising and staff oversight. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Rachel Eaton is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute along with third-party data to evaluate investment options based on diversification and modern portfolio theory.

Lynnell Reese is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of her advisory role, she is involved in food delivery services through DoorDash. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Marie Ahola is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with R.W. Baird since 2009. She is also involved in managing several rental properties outside of her advisory role. The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice, serves individuals, families, pensions, corporations, and institutional clients by providing tailored financial planning and portfolio management services that include discretionary and non-discretionary management, separately managed accounts, and overlay strategies.

Erik Feest is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley since 2016. Outside of his advisory work, he is a partner at Lakeside Equestrian Center, LLC, an agricultural and recreational business in Loomis, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Matthew Baumann is a CFP® professional with 14 years of industry experience, currently advising at Fisher Investments since 2016. He previously worked at Creative Planning for one year. Baumann is a passive owner of a salon business and co-owns a vending machine operation in the Greater Portland Area. Fisher Investments serves a global client base that includes institutional and high-net-worth private clients, offering discretionary portfolio management across various asset classes. The firm utilizes a centralized Investment Policy Committee to construct diversified portfolios, employing tax-aware strategies and risk management techniques.

Jason Gaskins is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 65 registrations and has worked within various Wells Fargo entities since 2011. Outside of advisory work, he owns a rental property in Fair Oaks, California. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, and integrates advisory services with other financial products and referral channels.

Marc Miner is a CFP® with 30 years of experience in the financial services industry. He is currently affiliated with LPL Financial, having joined the firm in 2023, and previously worked at Securities America Advisors Inc. and Connecticut Mutual Life Insurance Co. Miner operates an insurance agency in connection with his advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Christopher Pistone is a financial advisor with Robert W. Baird & Co. in Roseville, CA. He holds a Series 66 designation and has eight years of industry experience, including four years at Wells Fargo Home Mortgage prior to joining Baird in 2018. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers financial planning, portfolio management, and brokerage services, tailoring strategies to client goals and risk tolerances through a mix of in-house and third-party managers.

Alberto Verdi is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He focuses on assisting clients in pursuing financial well-being through thorough financial planning and developing practical financial roadmaps. Alberto has experience in financial services dating back to 2013. Prior to his current position, he was a Relationship Manager at Fidelity Investments from 2022 to 2024. Before that, he worked as an Insurance Agent at AAA NCNU from 2017 to 2022, and as a Private Client Banker at JP Morgan Chase from 2013 to 2017. He holds a California Insurance License.

Cornelius Leahey IV is a financial advisor at Raymond James Financial with a Series 66 designation and no prior industry experience. His work history includes various roles outside the financial sector and involvement with Gonzaga University. Raymond James Financial Services Advisors provides financial planning and investment consulting to diverse clients, including individuals, high-net-worth investors, and public entities, offering tailored, non-discretionary advisory services supported by a broad institutional network.

Christopher Sinclair is a Senior Financial Advisor with over 10 years of experience, providing personalized wealth management services within Merrill Lynch Wealth Management. He works closely with successful entrepreneurs, corporate executives, and affluent families, many in the technology and life sciences sectors, focusing on preserving and growing their wealth. Since beginning his career, Christopher has emphasized understanding the unique priorities of his clients to develop customized strategies that address wealth management goals, retirement planning, trust and estate planning through Bank of America Private Bank, corporate retirement plans, and strategic asset allocation. He combines personalized attention with the resources of a global financial services firm. Christopher holds a Bachelor's Degree from the University of California system and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). In his personal time, he enjoys traveling, skiing, and spending time with his family.

Angelica Morgan is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at Kaiser Permanente and Autism Learning Partners. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Kendall Stice is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has worked within various Fidelity entities since 2014. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s offerings include discretionary portfolio management, fund advisory, and model portfolio delivery, supported by compliance with regulatory standards such as CFTC registration and NFA membership.