Douglas Conklin is a financial advisor with Hightower Advisors in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Hightower Advisors and its affiliated broker-dealer since 2014. Outside of his advisory role, he is involved with an administrative services company related to registered investment advisor practices. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual investors, institutional clients, pension and profit-sharing plans, charitable organizations, and corporations. The firm’s approach focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with a range of investment options and operational features tailored to various client needs.

Stephanie Motzkus Bakan is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Allworth Financial, L.P. since 2019. She previously worked at Yellowbrickroad Financial Advisors, LLC for seven years. Allworth Financial is a fee-based SEC-registered advisory firm serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies, financial planning, and retirement plan consulting, utilizing a mix of model strategies and third-party sub-advisers to manage discretionary and non-discretionary engagements.

Jim Mcelravy is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Independent Financial Group since 2010. Outside of his advisory role, he is a licensed California insurance agent and serves as an officer and director involved in entity creation and marketing development. Independent Financial Group is a large integrated advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers a range of investment advisory programs and retirement plan services, utilizing both in-house and third-party manager models through platforms like AccessPoint and Schwab-custodied accounts.

Daniel Shelly is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked with Ameritas Investment Corp since 2016 and is involved in several other business activities, including serving as a landscape estimator for Cascading Falls Incorporated and participating in payment processing services at Rate Tracker Payments, LLC. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients, utilizing a platform that includes in-house model portfolios, third-party managers, and integrated solutions with Ameritas affiliates.

Lynda Tu is a financial advisor at Allworth Financial, L.P. with 11 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at AW Securities, Comprehensive Asset Management & Management, Inc., APW Capital, Inc., and Johanson Financial Advisors, Inc. Outside of her advisory role, she serves as Co-Treasurer for the Santa Teresa Home and School Association. Allworth Financial is a fee-based SEC-registered adviser that serves individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of model strategies and incorporates technology solutions to manage held-away employer retirement accounts.

John Creech is a financial advisor with Valic Financial Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Valic Financial Advisors since 1997 and also works with Agia. Outside of his advisory roles, he serves as Chair of the Associate Member Committee for the California Association of School Business Officials, a volunteer position supporting vendors working with California school districts. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Daniel Griffin is a financial advisor at Allworth Financial, L.P. in Sacramento, CA with 13 years of industry experience. He has been with Allworth Financial since 2020. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies, including model-based approaches and specialized offerings like Buffered Equity ETFs and options overlays, and utilizes third-party sub-advisers and technology to manage assets across various client types.

Rachel Matheson is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and two years of industry experience. Her work history includes roles at Ameritas Investment Company and Capstone Financial Group, where she remains actively involved. Outside of her advisory work, she has experience with The Total Health & Fitness Expo. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm employs a platform approach that integrates in-house and third-party investment strategies, serving a diverse client base including high-net-worth individuals and employer-sponsored retirement plans.

Douglas Boring is a CFP® professional with 23 years of industry experience, currently affiliated with CWM, LLC in Roseville, CA. His prior roles include positions at Aspire Financial Planning, The Wealth Consulting Group, LPL Financial, and PRINCOR. Outside of advising, he serves as a board member for Pacific Unity Insurance Solutions and acts as trustee for a family generation-skipping trust. CWM, LLC is an SEC-registered investment adviser with over 600 advisors, serving individuals, high-net-worth families, foundations, endowments, corporations, and institutions. The firm provides portfolio management, financial planning, sub-advisory, and retirement-plan services, utilizing discretionary model portfolios guided by an internal Investment Committee and a combination of fundamental and technical analysis.

Christopher Grellas is a CFP® professional with eight years of industry experience. He is currently with NewEdge Advisors and previously worked at AW Securities and Allworth Financial, LP. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning and consulting.

G Lowe is a financial advisor at Allworth Financial, L.P. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Cascadia Washington Wealth Management and Securities America, Inc. prior to joining Allworth Financial. Allworth Financial is a fee-based SEC-registered advisor serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using diverse strategies and employs technology to manage held-away retirement accounts.

David Bland is a financial advisor with D.A. Davidson & Co. in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has been with D.A. Davidson & Co. since 2013. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm provides services under fiduciary standards, using qualitative and quantitative analysis along with third-party tools, and differentiates itself by acting as a municipal advisor and operating affiliated custodial entities.

William Sullivan II is a financial advisor at Valic Financial Advisors with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Valic Financial Advisors since 2007. He also has roles at AGIA, American General Life Insurance, and AIG Capital Services. Outside of his advisory work, he acts as an insurance agent offering non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and consulting services through a large network of advisors and implements discretionary unified managed accounts using Envestnet’s platform and third-party model managers.

Justin Ozeroff is a financial advisor at Valic Financial Advisors with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Valic Financial Advisors since 2012. In addition to his advisory role, he is an agent with Agia, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Russell Trumm is a CFP® with 24 years of industry experience, currently serving at Centaurus Financial, Inc. since 2011. He is also the president of Fox Hill Financial & Insurance Service, Inc., where he oversees operations and provides employee benefits consulting and sales. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm employs a variety of investment strategies and provides both discretionary and non-discretionary portfolio management through its CLASSIC Plus platform.

John Chapman is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and 13 years of industry experience. He has worked at Commonwealth Financial Network since 2023 and has operated his own consulting company, Chapman Private Client Services, since 2005, advising businesses and individuals on retirement planning, investments, life insurance, and annuities. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via model portfolios and managed accounts.

Patrick Connelly is a financial advisor at Allworth Financial, L.P. with eight years of industry experience. He has worked at Allworth Financial since 2020 and RAA since 2017. In addition to his advisory work, Connelly is a commercial airline pilot for American Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses a variety of investment strategies, including model portfolios and third-party sub-advisers, and offers both discretionary and non-discretionary asset management.

Adam Stanley is a financial advisor with Allworth Financial, L.P. in Folsom, CA, holding two years of industry experience. He has worked at Retirement Advisors of America and concurrently serves in the US Army Reserve and at Delta Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies including model-based and options-based approaches, employs third-party sub-advisers, and manages specialized funds and employer retirement accounts using proprietary technology.

Sean Onitsuka is a financial advisor at Allworth Financial, L.P. with seven years of industry experience. He has worked at Allworth Financial since 2020 and concurrently serves as a pilot for Delta Air Lines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies incorporating model-based allocations and uses technology to manage held-away accounts, with a notable focus on serving airline industry employees and managing privately offered income funds.

Crystal Kanada is a financial advisor with Eagle Strategies (NY Life) in Roseville, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has worked at Eagle Strategies since 2025 and has longstanding roles with Capital Edge Insurance & Financial Services, Nylife Securities LLC, and New York Life Insurance Co. Outside of her advisory work, she is involved in insurance brokering and retirement planning through her ownership of Capital Edge Insurance & Financial Services. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides multiple advice programs with an emphasis on tailoring recommendations to client objectives and plan sponsor criteria, managing the majority of regulatory assets on a non-discretionary basis.