Michael Finkelstein II is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His prior roles include positions at Proforce Sports Performance and multiple academic institutions, such as Northern Kentucky University and Indiana State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios across various asset classes.

Scott Osborne is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he is involved in business ownership through BreakwaterSO, LLC and serves as treasurer and secretary for Instill, LLC, which manages payroll and benefits for his Ameriprise franchise. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations, primarily focusing on assets held in Ameriprise Managed Accounts.

William Feltner is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Paycor for five years. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and oversees affiliated and unaffiliated sub-advisers.

Courtney Elfers is a financial advisor at Fidelity with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Fidelity Investments and its affiliated entities since 2004. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and incorporation of AI and algorithmic tools in its investment process.

Scott Davis is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 licenses and is based in Covington, KY. Davis has been with Fidelity Investments since 2004. Fidelity's Strategic Advisers LLC, where Davis works, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model strategies.

Cheo White is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 designations and possessing six years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC, US Bancorp Investments, and PNC Bank. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Michael Buten is a Financial Consultant I at Fidelity Investments, where he has worked since 2013 in various roles. His current position reflects his ongoing commitment to partnering with families and individuals to develop long-term investment and retirement plans. Michael's experience includes roles such as Planning Consultant, Investment Management Consultant II, Workplace Planning Consultant, Investment Solutions Representative, and High Opportunity at Fidelity Investments. He holds an Arkansas Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, Michael enjoys family activities, fishing, fitness, gardening, golf, and outdoor adventures.

Tim Herrmann is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2007. In this role, he works to educate and empower clients to understand and select financial products and services that align with their wealth planning goals. Prior to his current position, Tim served as a Financial Representative at Fidelity Investments from 1996 to 2006. Tim holds insurance licenses in Arkansas and California. His extensive experience at Fidelity Investments spans over two decades, during which he has focused on supporting clients in their financial planning and investment decisions.

Amanda Granger is a financial advisor at Fidelity with seven years of industry experience. She holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2017. Her prior work experience includes roles at Groupon Inc and Liberty University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolios, with notable use of algorithmic methods and AI in its research.

Justin Bradley is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. His prior positions include roles at Citibank and GreenSky. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm serves multiple registered investment companies and constructs model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Joshua Ashley is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. He previously worked at CitiBank for eight years and has experience in higher education at Thomas More University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios from mutual funds, ETFs, and ETPs.

Samuel Goulet is a financial advisor at Fidelity with Series 66 and Series 63 designations and eight years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2018 and previously spent ten years at The Home Depot. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, with additional oversight through delegated management and conflict-of-interest evaluations.

Derek Henry is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Fidelity Investments and prior positions in the automotive retail sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and implements systematic methodologies including AI in its investment approach.

William Moehring is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 credentials with four years of industry experience. His prior work experience includes roles at DoorDash, Inc., Kings Island, and Chipotle. Outside of his advisory role, he works as an independent contractor for DoorDash, handling food delivery with flexible hours. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also manages model portfolios and holds distinctive registrations and advisory roles within the institutional investment space.

Joshua Finley is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various firms including Fidelity Investments and Georgetown College. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Michael Combs is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with both discretionary and non-discretionary strategies.

Karley Leist is a financial advisor at Fidelity with five years of industry experience. She holds the Series 66 and Series 63 designations. Her prior work includes roles at Fildeity Investments, Daniels Textile Rental, and Rue21. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs, with notable use of AI and systematic methodologies.

Kyle Kubera is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked across various Fidelity entities since 2016, including Fidelity Brokerage Service, LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios that include mutual funds, ETFs, and ETPs, and serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Erin Timmerding is a Wealth Management Advisor with Merrill Lynch Wealth Management. She began her career in financial services in 1995 and joined Merrill in 2016. Erin is a CERTIFIED FINANCIAL PLANNER® professional, a Chartered Retirement Planning Counselor™ designee, and holds the Personal Investment Advisor designation. She earned a Bachelor of Arts degree from Miami University and a Master of Business Administration from Xavier University. With over 30 years of experience, Erin works with individuals, families, and business owners to identify their priorities and create financial strategies aligned with their goals, values, and vision for the future. Her areas of focus include college education planning, retirement income, managing new wealth, small business strategies, socially responsible and ESG investing, and women and wealth. Erin emphasizes building client relationships based on trust, transparency, and meaningful conversations to provide guidance during retirement planning, life transitions, and legacy preparation. Outside of her professional work, Erin is involved with organizations such as Blessed Sacrament School and Church, St. Xavier High School, and St. Ursula Academy. She dedicates time to faith, family, service, and meaningful relationships, which influence both her personal life and the way she serves her clients. Her personal interests include golfing, reading, spending time with family, and yoga.

Cherry Mcdavid is a financial advisor with Fidelity, holding a Series 66 designation and three years of industry experience. Prior to joining Fidelity, Mcdavid worked in various roles including staffing and gig economy positions. Outside of advising, Mcdavid streams shows and games on Twitch in their free time. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.