Robert Burton is a CFP® with 26 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Burton owns and operates a construction business and manages non-investment related properties in Roseville, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Patrick Magnani is a financial advisor with Edward Jones in Roseville, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies through a large nationwide network of advisors and branch offices.

Forrest Daly is a Series 66 licensed financial advisor with two years of industry experience. He is currently with Fidelity and has previously worked at Equitable Advisors, Robinhood Financial, and other firms. Outside of his advisory work, he operates a vending machine business in Roseville, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios incorporating mutual funds, ETFs, and ETPs.

Cortney Williams is a financial advisor with Equitable Advisors in Roseville, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 2002. Williams serves as a successor trustee and holds power of attorney in family trust arrangements. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory models and third-party asset managers, offering solutions that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Sam Overly is a Planning Consultant at Fidelity Investments. In this role, Sam works with clients to ensure they are maximizing the resources available at Fidelity by partnering with advisory teams and internal departments. He operates as an extension of the Financial Consultants for the local team, providing additional support through collaboration, service, and planning. Sam's professional experience includes serving as a Relationship Manager and Central Relationship Manager at Fidelity Investments from 2022 to 2025. Prior to that, he was a Team Financial Advisor at Merrill Lynch from 2018 to 2022. He holds a California Insurance License. Outside of work, Sam has interests in baseball, fitness, golf, music, outdoor adventures, and pets.

Christopher Rafanan is a financial advisor with Wells Fargo Advisors in Roseville, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 31 years of industry experience, including prior roles at LPL Financial, Patelco Credit Union, and CUNA Mutual Group. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services that cover a broad range of needs, from retirement and education planning to specialized areas like business-owner transition and special-needs analysis. The firm integrates advisory services with other financial products and referral channels through a network of over 4,000 advisors.

Scott Andersen is a financial advisor at LPL Financial with 24 years of industry experience. He holds a Series 66 designation and previously worked at Wedbush Morgan Securities for 17 years. Outside of his advisory role, he is involved with Andersen's Creations as an artist and musician. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kenneth Clyde is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He previously worked at Geneos Wealth Management, Inc. for 20 years and has managed Kenny Clyde Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Brian Casey is a financial advisor with Wells Fargo Clearing in Reno, NV, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He serves in an advisory capacity for the Don & Rhonda Carano Foundation, a donor-advised fund. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering IPS-driven investment advice and a range of financial products including insurance-related vehicles and bank deposit sweep options.

Glenn Seitz is a financial advisor at Ameriprise with 19 years of industry experience. He holds Series 65, Series 63, and Series 66 designations. His prior experience includes 20 years at Franklin Templeton Distributors Inc. and a year at Franklin Templeton Financial Services Corp. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, providing clients with written recommendations and ongoing advice centered on dependable income sources and tax-aware withdrawal strategies.

Jason Layland is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 certifications and possessing 21 years of industry experience. His career includes roles at Cambridge Investment Research Advisors since 2022, and prior experience at Woodbury Financial Services and Questar Asset Management. He is also a notary public and has ownership interests in private wealth-related firms in Rocklin, California. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a wide network of independent professionals, offering customizable portfolio strategies across multiple platforms and including both proprietary and third-party investment models.

David Caillier is a financial advisor at Robert W. Baird & Co. in Santa Clara, CA, holding a Series 66 designation with 21 years of industry experience. He has been with Robert W. Baird since 2011. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and comprehensive reporting.

Wasan Alzaidi is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior roles include positions at Merrill, Bank of America, BBVA, and U.S. Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm’s advisory approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kyle Grossart is a financial advisor with Stifel in Roseville, CA, holding a Series 63 designation and 42 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, providing both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, offering asset allocation and planning analyses intended as decision-making tools for clients.

Robert Townsend is a financial advisor with Morgan Stanley in Roseville, CA, holding a Series 63 designation and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved in organizing high school sports tournaments and has created a related website. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning through a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Samuel Lindemann is a CFP® professional with 12 years of experience in the financial services industry. He currently works at Edelman Financial Engines and has prior experience at Charles Schwab Bank and Charles Schwab & Co., Inc. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Thomas Chandler is a CFP®-certified financial advisor with 33 years of industry experience, currently affiliated with Ameriprise in Granite Bay, CA. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice, with a focus on assets held in Ameriprise Managed Accounts.

Augustine Dunford is a financial advisor at Robert Baird & Co. with the Series 66 designation and one year of industry experience. Prior to joining Baird Private Wealth Management, he held various roles in diverse sectors including fitness, manufacturing, and retail. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm employs a combination of discretionary and non-discretionary portfolio management strategies and emphasizes manager selection and monitoring supported by internal research and tools.

Lisa Koppanyi is a financial advisor with Ameriprise in Auburn, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, using a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to deliver tailored retirement-income recommendations.

Kristopher Wilson is a Series 66-licensed financial advisor at LPL Financial with 12 years of industry experience, all of which have been with LPL since 2014. He is based in Auburn, CA. Outside of his advisory role, Wilson is employed with the San Juan School District in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.