Kristian Ayala is a financial advisor at Choreo, LLC with a Series 65 designation and one year of industry experience. Prior to joining Choreo, he worked at VLP and has held roles in education and retail. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, and corporate clients. The firm’s investment approach focuses on strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Allen Bruce is a financial advisor with On Investment Management Company, holding the ChFC® designation and Series 63 and 65 licenses. He has 52 years of industry experience and has worked at A.R. Bruce & Company Inc., Ohio National Financial Services, and THE O.N. Equity Sales Company. He serves as president of A.R. Bruce and Company, Inc., an insurance sales firm, and is a guest lecturer at Howard University School of Business. Bruce is also the treasurer of the Headley Carter Cares Foundation, a nonprofit organization. On Investment Management Company provides financial planning and investment advisory services to individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including fee-based financial planning and both discretionary and non-discretionary managed account options.

Brian Turner is a financial advisor at Procyon with 18 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, he is a co-owner of Quorum Recycling, LLC, a company that facilitates partnerships between U.S. and international recycling businesses. Procyon serves a diverse client base including individuals, high-net-worth clients, families, trusts, businesses, institutional investors, and retirement plans. The firm offers investment management, financial planning, consulting, and retirement plan advisory services, employing a fundamentally driven, customized investment approach through a combination of internal management and third-party relationships.

Deborah Kelly is a CFP® with 16 years of experience in the financial industry. She is currently with Concurrent Investment Advisors, LLC and Potomac Financial Group, where she provides financial advice to clients. Prior to these roles, she worked at Raymond James Financial Services, Inc. for 17 years. Outside of her advisory work, she is an officer and president of D&E Kelly Services LLC, a support company unrelated to investment activities. Concurrent Investment Advisors, LLC is an SEC-registered enterprise advisory firm serving individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm employs a primarily long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities, with strategies aligned to client goals, risk tolerance, and tax considerations.

Matthew Plourde is a CFP® with three years of industry experience, currently serving as a financial advisor at AlphaCore Capital LLC. He previously worked at SPC Financial, Inc. and Raymond James Financial Services, Inc. Outside of his advisory work, Plourde engages in part-time gig economy work on Task Rabbit. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, entity, and institutional clients. The firm provides comprehensive wealth planning and investment management, emphasizing alternative investing alongside traditional strategies and managing accounts with a focus on multi-asset diversification and resilience.

Thomas Raynor is a CFP® professional with seven years of experience in financial advisory roles. He is currently with Congress Wealth Management LLC and previously worked at Pinnacle Advisory Group, Inc. for thirteen years. Raynor is based in Columbia, MD. He is affiliated with CW Advisors, LLC, a multi-team firm serving individuals, families, trusts, estates, charitable organizations, pension and profit-sharing plans, corporations, and business entities. The firm employs a core-and-satellite investment approach combining active, passive, quantitative, and ESG strategies, and offers wealth management, financial planning, family office services, retirement plan advisory, and portfolio management.

Pamela Mudd is a CFP® professional with 22 years of industry experience. She is currently with AlphaCore Capital LLC and previously worked at SPC Financial, INC. and Sella & Martinic, LLC for over two decades. AlphaCore Capital LLC is an independent wealth advisory firm serving individuals, high-net-worth clients, entities, and institutional investors. The firm provides comprehensive wealth planning and investment management, focusing on both traditional and alternative investment strategies, and offers services including tax preparation, trustee services, and ERISA retirement plan advisory.

Gulielma Fager is a CFP® and Series 65-licensed advisor with Rossby Financial, LLC, bringing five years of industry experience. She previously worked at Cambridge Investment Research Advisors and Michael Bombardier PhD LLC. Outside of her advisory role, she serves as a board member for the Friends School of Baltimore and is active as an author and speaker through Toler Financial Group LLC. Rossby Financial provides investment advisory and financial planning services to individuals, charitable organizations, pension and profit-sharing plans, corporations, and other business entities. The firm employs diversified investment strategies tailored to clients’ objectives and risk tolerances, managing approximately $565 million in discretionary assets.

Kevin Pinto is a CFP® professional with 27 years of industry experience. He is currently an advisor at Concurrent Investment Advisors, LLC, having joined the firm in 2026. Prior to this, he spent 15 years at Raymond James Financial Services Advisors and was involved with Wike Financial Dba Potomac Financial Group. Outside of his advisory role, he is an owner of DHJ Advisors, LLC, a support company. Concurrent Investment Advisors, LLC is an SEC-registered enterprise advisory firm providing wealth management, financial planning, and retirement plan services to individuals, families, and institutions. The firm employs a primarily long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities, managing approximately $15.7 billion in assets with a multi-office platform.

Travis Drown is a financial advisor at Vicus Capital, Inc. with 13 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including Cetera Wealth Services, LLC and Drown Financial Services. He serves as treasurer on the board of Mosaic Christian Church, overseeing the church’s finances. Vicus Capital provides investment management and financial planning to individuals, businesses, trusts, and employee benefit plan sponsors. The firm employs a combination of fundamental and technical analysis, offering a range of strategies and fiduciary services, including retirement-plan consulting and access to third-party money managers.

Erick Mejia is a financial advisor with Bolton Securities Corporation, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Bolton Global Asset Management and Bolton Global Capital since 2021, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Erick is also the owner and manager of Mejia Capital, LLC, which operates securities and investment advisory businesses. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks. The firm employs an independent adviser representative model, offering tailored portfolios using mutual funds, ETFs, equities, and fixed-income securities, with a long-term investment approach that allows for tactical adjustments.

James Waller is a financial advisor at Choreo, LLC with 25 years of industry experience. He holds a Series 65 designation and has previously worked at BDO USA, P.A., BDO Wealth Advisors, LLC, and Biegel & Waller LLP. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, foundations, retirement plans, charitable organizations, and corporate clients. The firm’s investment approach emphasizes strategic asset allocation and diversified model portfolios, supported by a centralized portfolio management team and an Investment Committee.

Christopher Vanderkolk is a CFA® charterholder with 15 years of industry experience. He is currently with HUB Investment Partners, LLC and has prior experience at AFS Financial Group, LLC, Commonwealth Financial Network, and Pi Analytics. HUB Investment Partners serves a diverse client base including institutional investors, foundations, trusts, businesses, banks, and individual clients. The firm employs a combination of active and passive strategies across multiple asset types and provides specialized services for banking and municipal clients.

Kenneth Long is a CFA® and CIC-designated financial advisor with over 30 years of experience at Heritage Investors Management Corporation, where he has worked since 1995. He holds a Series 65 license and is based in Bethesda, MD. Heritage Investors Management Corporation is an SEC-registered investment adviser serving primarily high-net-worth clients with personalized investment management. The firm employs a long-term, buy-and-hold strategy across diversified portfolios and manages a broad range of complex account types while maintaining formal trading oversight and custody safeguards.

Steven Collins is a financial advisor at XML Financial Group, holding Series 63, Series 65, and Series 66 licenses with 31 years of industry experience. He has been with XML Financial, LLC since 2019 and with XML Securities, LLC since 2016. XML Financial Group is a multi-advisor wealth management firm overseeing approximately $3.3 billion in client assets. The firm serves around 2,890 clients with tailored portfolio management, financial planning, retirement plan advisory, and access to alternative investments through various platforms and affiliated managers.

Laura Mcaree is a financial advisor at Heritage Investors Management Corporation with 14 years of industry experience. She previously worked at Goldman Sachs Personal Financial Management/United Capital and West Financial Services, Inc. since 2020, she has been with Heritage Investors Management Corporation, a firm founded in 1974 that provides personalized investment management primarily to high-net-worth clients. The firm manages approximately $4.18 billion across various client relationships, focusing on tailored portfolios with a long-term, buy-and-hold investment approach.

Mitchell Caplan is a financial advisor with Composition Wealth, LLC, holding Series 63 and Series 65 licenses and 15 years of industry experience. He previously worked at Caplan Financial Group, LLC for 23 years before joining Composition Wealth in 2024. In addition to his advisory role, he is a licensed insurance agent involved in insurance sales and implementation of insurance recommendations. Composition Wealth provides discretionary investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, high-net-worth investors, trusts, and charitable organizations. The firm employs a primarily long-term, diversified investment approach using low-cost mutual funds, ETFs, individual securities, and both fundamental and technical analysis.

Paul Pourreza Jourshari is a financial advisor with Mutual of Omaha Investor Services, Inc., holding a Series 65 designation and seven years of industry experience. He has been with Mutual of Omaha and its investor services division since 2019. Outside of his advisory role, he owns an online retail business focused on product design and sales management. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans through various managed account programs and third-party manager relationships. The firm operates alongside broker-dealer and insurance businesses within the Mutual of Omaha group and primarily delivers managed solutions via platforms such as Envestnet and Pershing.

Patrick Carroll is a financial advisor at Merit Financial Advisors with over 42 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations. His prior experience includes roles at Purshe Kaplan Sterling Investments, Triad Advisors, Inc., ACI Partners, LLC, National Planning Corporation, and Wealth Strategies Group. Carroll is also an author, having written a book titled *Tame Your Money Elephants* and is working on a second, and he serves on the board of the National Capital Trolley Museum. Merit Financial Group, LLC is an SEC-registered advisory firm managing approximately $10.6 billion with 144 advisors serving a diverse client base that includes individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a long-term, diversified investment approach with customizable model portfolios and offers a range of services including asset management, financial planning, and employee financial wellness programs.

Gregory Wilkinson is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Raymond James Financial Services, Deloitte Consulting, and the Air Force Cost Analysis Agency. He is also an independent contractor with Potomac Financial Group. Concurrent Investment Advisors, LLC is an SEC-registered firm providing wealth management, investment management, and financial planning services to individuals, families, trusts, businesses, and retirement plans. The firm manages approximately $15.7 billion in assets and uses a primarily long-term, portfolio-driven investment approach with ETFs, mutual funds, and selected individual securities.