Ryan King is a Series 66 licensed financial advisor with 18 years of industry experience. He has worked at Truist Advisory Services since 2021 and previously held roles at BB&T Securities and Bbtis. Outside of finance, he owns a Sports Clips Haircuts franchise in Westminster, Maryland, where he dedicates time monthly to business strategy and operations. Truist Advisory Services provides investment consulting and advisory services to a broad range of clients, including individuals, corporate entities, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary approaches, utilizing third-party platforms and AI-enabled research tools to support manager selection and oversight.

Anthony Theodore is a financial advisor at TIAA-CREF with 22 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Charles Schwab and Company, TD Ameritrade, and T. Rowe Price. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides both point-in-time planning services and ongoing portfolio management through a range of model and customized portfolio options, serving clients frequently connected through TIAA-administered employer retirement plans.

Matthew Mc Osker is a financial advisor with Empower Advisory Group, holding Series 63, Series 65, and Series 66 licenses and bringing 32 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 28 years before joining Empower Retirement in 2021. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing within a model integrated with Empower’s recordkeeping and administrative platforms.

Joseph Turek is a financial advisor at T. Rowe Price Advisory Services, Inc. with 20 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Merrill, The Prudential Insurance Company of America, Pruco Securities, and Bank of America. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, which combines nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to support retirement planning.

Tierra Mc Lain is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 designations and has 10 years of industry experience. Tierra has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using T. Rowe Price mutual funds and ETFs. The program includes financial plans with Monte Carlo simulations, annual reviews, and is designed for clients with approximately $250,000 or more in investable assets.

John Szymanski is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds the Series 66 designation and has worked previously at Truist Advisory Services, Truist Investment Services, and Equitable Advisors. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management, primarily using proprietary mutual funds and ETFs.

David Polischeck is a CFP® professional with 27 years of experience in financial advisory. He has worked at Creative Planning since 2018 and previously spent three years with Raymond James & Associates. Creative Planning offers investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Nicholas Bucciarelli is a financial advisor at T. Rowe Price Advisory Services, Inc. with a Series 66 credential and one year of industry experience. Prior to joining T. Rowe Price, he held roles at Live! Casino Hotel Maryland, Kohl’s Corporation, and Aces Spots LLC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs along with an online planning tool and telephone support.

Ruzzell Grace Fleischmann is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and bringing 11 years of industry experience. He has been with T. Rowe Price since 2007. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, implementing portfolio strategies with tax-aware rebalancing and Monte Carlo simulation-based financial plans.

Jonathan Holcomb is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has five years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, Wells Fargo Clearing, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households with portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using model allocations and tax-aware strategies implemented at the household level.

Jack Van Dopp is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and one year of industry experience. Prior to joining T. Rowe Price, he worked in various roles including at Carahsoft Technology Corp. and several restaurants, and has experience in education from positions at the University of Maryland and local schools. T. Rowe Price Advisory Services offers a retirement advisory program designed for individual investors and households, combining goals-based financial planning with discretionary investment management focused on T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and uses Monte Carlo simulations for retirement income projections.

Anthony Corea is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has been with Kestra Advisory since 2016 and affiliated with Kestra Investment Services, LLC since 2009. Corea also conducts financial planning through a registered representative capacity operating under the name Justin Retirement Capital Advisory. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a broad client base including large institutional investors and sovereign wealth funds, supports multiple management platforms, and provides both discretionary and non-discretionary advisory services.

Patrick Hartnett is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to his current role, he worked at Celtic Commercial Finance and The Federal Savings Bank. Outside of advising, he serves as a sports referee for Volo Sports. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and investment management to individual investors and households, using a combination of nondiscretionary planning and discretionary portfolio management with a focus on proprietary T. Rowe Price mutual funds and ETFs.

Kevin Doyle is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He worked at Raymond James & Associates for 12 years before joining Janney in 2025. Outside of his advisory role, Doyle serves as a FINRA arbitrator and is a board member of a homeowners association in Fort Lauderdale, Florida. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients. The firm offers a range of brokerage services, financial planning, and advisory programs, combining in-house portfolio management with third-party managers across multiple investment platforms.

Ryan Hannegan is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with SunTrust Advisory Services, Sun Trust Investment Services, and Sun Trust Bank since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager partnerships, to deliver its services.

Mark Ring is a financial advisor with CWM, LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked with Jacob William Advisory and Jacob William, Inc. from 2006 through 2025 and has been with CWM, LLC since 2016. Outside of his advisory role, he serves on the boards of the Baltimore chapter of the Boy Scouts of America and the Maryland Council of Economic Education. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis along with third-party sub-advisors, offering a range of planning and retirement services.

John Mc Kinnell is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has recently started his career in the industry. Prior to joining T. Rowe Price, his experience includes roles at Temple View Capital, Mosaic Asset Partners, and various positions associated with country clubs and educational institutions. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm employs a structured investment approach including tax-aware rebalancing and Monte Carlo simulations delivered through an interactive online platform.

Evaristo Gonzalez is a financial advisor with Primerica Advisors and holds Series 63 and Series 66 licenses. He has 18 years of industry experience, including extensive tenure at Park Avenue Securities and Guardian Life Insurance Company. In addition to his advisory role, he is involved in the sale of personal disability and health insurance products through Assurity and URL Financial. Park Avenue Securities serves a diverse retail client base with brokerage and advisory services, offering proprietary and third-party investment programs alongside financial and retirement planning. The firm manages approximately $15 billion in regulatory assets under management and supports a range of investment strategies and account-level solutions.

Brian Shea is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 credentials. He has 14 years of industry experience and has been associated with Eagle Strategies since 2021, as well as Tactical Financial Group and New York Life since 2011. Shea is involved in community activities, serving as a volunteer donations coordinator for a Blue Lives Matter memorial event supporting fallen Harford County deputies. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors, institutional sponsors, and charitable organizations. The firm emphasizes tailored advice delivered mainly through non-discretionary asset management and integrates services within the New York Life affiliate structure.

Akram Ibrahim is a Series 66–registered advisor with Kestra Advisory in Timonium, MD, and has 11 years of industry experience. He has worked at Kestra Advisory since 2016 and Brotman Financial Group since 2013. His roles include investment advisory and operations, as well as involvement in estate document drafting services through affiliated entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves a broad client base, including large institutional investors, and supports complex investment strategies within a supervisory framework.