Samuel Shinn is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at LPL Financial and Northrop Grumman Corporation. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Christopher Pellegrino is a CFA® charterholder and registered investment advisor affiliated with LPL Financial in Hunt Valley, MD, with five years of industry experience. Prior to joining LPL Financial in 2022, he worked at Carefirst from 2016 to 2022. In addition to his advisory role, he is the owner of two Amazon sales businesses based in Arnold, MD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research and model portfolios from LPL and third-party subadvisors.

Brian Slattery is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of The Slattery Wealth Management Group. He focuses on retirement planning and offers expertise in areas including college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income. Brian graduated from Stony Brook University with a Bachelor's Degree and a Master's Degree in Accounting in 2020. He worked as a part-time Client Associate at Merrill from 2016 while pursuing his education and entered Merrill's Financial Advisor Training program in 2021 before becoming a Financial Advisor. Born and raised in Smithtown, Brian played college lacrosse at SUNY Oswego and continues to play in adult recreational leagues. His personal interests include golfing, music, skiing, and spending time with his family.

Edward Campbell III is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and over 20 years of industry experience. His career includes roles at firms such as Commonwealth Financial Network, Legacy Planning Partners, and Securian Financial Services. He is also involved with East Coast Advisory, a business activity outside his primary firm. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm employs a range of investment approaches, including proprietary model strategies and access to unaffiliated managers, with customizable discretionary and non-discretionary portfolio management options.

David Johnson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he develops financial strategies and provides advice tailored to individuals, families, and businesses. He focuses on understanding clients' short- and long-term financial objectives to deliver customized solutions. With over 25 years of experience in the finance and accounting fields, David combines a detailed-oriented approach with expertise gained from roles including 13 years at T. Rowe Price and his work at Merrill Lynch. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, portfolio management, tax minimization, and retirement income. David holds an MBA from Johns Hopkins University and a Bachelor's Degree from West Virginia University. He is certified as a CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He participates in professional organizations such as Delta Sigma Pi - Business Fraternity, Harford Business Roundtable for Education, and Harford County Chamber of Commerce. Residing in the Fallston, MD area with his wife and two daughters, David is involved in the local community, including participation with Fallston High School's Cougar Boosters. His personal interests include golfing, hiking, soccer, spending time with family, and traveling.

Norman Townsend III is a CFP®-certified financial advisor with 25 years of industry experience. He has worked at Raymond James & Associates since 2020 and previously held roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. In addition to his advisory work, he serves as an executive performance coach at the Team Performance Institute, engaging executives in leadership and team development. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships.

Russell Hewitt Jr. is a financial advisor with MassMutual Investors Services in Hunt Valley, MD, holding a Series 66 credential and 11 years of industry experience. He has been with MassMutual Investors Services since 2015 and is also involved with MassMutual Life Insurance Company. Hewitt has ownership and sales roles at Onorato Financial Group LLC, which focuses on life, health, disability insurance, fixed annuities, and long-term care. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as collaborative annual relationships using firm-approved analytical tools.

Joshua Mikolowsky is a financial advisor with Raymond James & Associates in Timonium, MD, holding a Series 66 designation and bringing 26 years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through non-discretionary advisory relationships and also delivers institutional consulting and public finance services.

Erik Barrueto is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 26 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates structured discovery conversations and firm-approved tools but does not include individual security recommendations as part of standalone plans.

Debra Press is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. Her prior work includes roles at Bank of America, Eagle Strategies, and New York Life Insurance Company. Outside of her financial advisory career, she owns an eBay store selling household items and collectibles. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Brenden Bosmans is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Outside of his advisory role, Bosmans writes and records music. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Candido Palting III is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009, currently working at Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved planning tools and risk modeling techniques.

Tendai Mubagwe is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2022, Tendai worked at NIH Federal Credit Union, Premier Bank, Tory Burch, and Ulta Beauty. Outside of finance, Tendai manages an online business that creates and sells digital product templates and customizable gift items. Merrill provides managed account services to fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other entities. The firm operates within Bank of America’s broader platform, providing access to a wide range of products and services.

William Nicklas is a financial advisor at Merrill with Series 66 and Series 63 licenses. He joined Merrill in 2026 and has prior experience at T. Rowe Price and Capital Teachers. Outside of finance, he has been involved in various educational roles and operates a self-employed dog sitting service. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Jeffrey Munson is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 26 years of industry experience. He worked at RBC Capital Markets from 2009 to 2021 before joining Wells Fargo Advisors. Munson is involved in entrepreneurial ventures, including a financial practice under Bucket123 LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients through a network of advisors. The firm offers a broad range of financial planning services and integrates advisory recommendations with other financial products and referral channels.

Benjamin Maulone is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and one year of industry experience. His prior work includes positions at Bank of America and Encore Global. Outside of his financial career, he is a saxophone player with the Mood Swings Big Band, which performs at events such as weddings and fundraisers. Merrill provides managed account services through the Select Portfolio Solutions program to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Justin Arter is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and John C. Grimberg. Outside of finance, he has been involved with organizations such as the Y of the Chesapeake and McDaniel College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies, relying on a centralized team that collaborates with advisors and uses a combination of investment research, data, and algorithmic tools.

Thomas Mc Elwee is a financial advisor at LPL Enterprise with 13 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Mutual of Omaha. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with financial product sales.

Stacey Spedden Irrgang is a financial advisor with Osaic, holding a Series 66 designation and 32 years of industry experience. She previously worked for Lincoln Financial Advisors Corporation for 32 years before joining Osaic in 2025. Outside of her advisory role, she owns Stacey Spedden & Associates, LLC, an entity used for business expenses and payroll, and is involved in offering insurance products including accident and health, disability, traditional life insurance, fixed annuities, and health savings accounts. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, providing integrated brokerage and investment advisory services. The firm utilizes various tools and third-party platforms to construct portfolios and support client investment needs, operating under a complex corporate structure with multiple mergers and private-equity ownership.

Robert Bobango is a ChFC® credentialed financial advisor with 35 years of industry experience. He is currently with LPL Enterprise and has also held long-term roles at Prudential Insurance Company of America and Pruco Securities, LLC. His professional activities include involvement in non-variable insurance through Prudential’s affiliated agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering advisory and brokerage services. The firm provides integrated financial planning, access to model portfolios, third-party asset management, and insurance products through a combined platform.