Kevin Flatley is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he collaborates with clients to develop financial plans that align with their goals, utilizing a holistic planning approach. Kevin has been with Fidelity Investments since 2018, gaining experience across multiple positions including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before his current role as Vice President. His approach focuses on examining clients' financial situations and personal preferences to empower them in making informed financial decisions. Kevin holds a California Insurance License, supporting his work in financial consulting and planning.

James Ferrari is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2017 and Franklin Mint Federal Credit Union since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms.

Joseph Schoff is a financial advisor with Raymond James & Associates in Wilmington, DE, holding a Series 66 designation and 15 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Brian Villec is a Certified Financial Planner® with 30 years of industry experience, currently serving as an advisor at LPL Financial. His prior roles include positions at The Leaders Group, Millennium Brokerage Group, and Nationwide. Villec is also involved with multiple insurance agencies in Wilmington, Delaware, referring clients to property and casualty services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, employing model portfolios, third-party subadvisors, and customized strategies to meet client needs.

William Heider is a financial advisor at Ameriprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise Financial Services since 2019, with prior experience at Park Avenue Securities and Guardian Life Insurance. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income sources and tax-aware withdrawal strategies.

Laura Gates is a financial advisor at Thrivent Investment Management with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Coastal Equities, Inc. and Etoro. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based, holistic financial plans without discretionary management. The firm offers ongoing or one-time planning engagements, with an option to combine planning with managed accounts under a consolidated billing system.

Richard Samaroo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 20 years of industry experience. His career includes roles at Wells Fargo Bank and JPMorgan Chase Bank, with his current tenure at Wells Fargo Clearing beginning in 2024. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, and it includes a broader set of financial product options such as insurance-related vehicles and bank deposit sweep programs.

Michael Nagle is a financial advisor with RBC Capital Markets in Chadds Ford, PA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Prior to joining RBC in 2009, he worked at UBS Financial Services for seven years and Pershing LLC for one year. He serves as an elected official of the Conestoga High School Lacrosse Booster Club and is the vice president on the board of directors for the Leopard Lakes Farm/Home Owners association. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, providing both discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Matthew Brown is a financial advisor with Edward Jones in Wilmington, DE, holding the CFP® designation and multiple securities licenses (Series 63, 65, and 66). He has 29 years of industry experience and has held previous roles at various J.P. Morgan entities and JPMorgan Securities. Additionally, he serves as a director on the Padua Academy Foundation investment committee and is a board member of the Bay Pointe Maintenance Corporation homeowners association. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs and affiliated financial services, supported by a large nationwide network of advisors and branch offices.

Cecily Venkatesh is a financial advisor at LPL Financial with eight years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2018. Prior to that, she has been affiliated with Franklin Mint Federal Credit Union since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Douglas Loew is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and 65 licenses, with 40 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Independent Advisers Group Corp. He also operates his own business focused on the sale and service of fixed insurance and investment products. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers comprehensive portfolio management, financial planning, and access to various program platforms and third-party managers across multiple discretionary and non-discretionary structures.

Ryan Wallace is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. Prior to joining Ameriprise in 2025, he held positions at Trillium Wealth & Partners, Bessemer Trust Company of Delaware, and Arden Trust Company of Delaware. Before entering the financial sector, he worked in catering and fencing businesses and spent several years in education. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, with a focus on assets held in Ameriprise Managed Accounts.

Zack Costagliola is a Financial Consultant currently working at Fidelity Investments since 2024. In this role, he collaborates with clients to develop holistic financial plans tailored to their individual values and goals. Prior to his current position, Zack gained experience as a Senior Financial Advisor at Vanguard from 2021 to 2024, and held multiple roles at Vanguard starting from 2016, including Financial Advisor, Select Services Investment Professional, and Client Relationship Specialist. Throughout his career, Zack has focused on providing comprehensive financial advisory services, emphasizing active listening and customized strategies to support client financial objectives. His professional journey reflects a consistent commitment to client-centered financial planning. Outside of his professional work, Zack has interests in fishing, football, golf, reading, running, and traveling.

Barbara Exter is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 42 years of industry experience. She has worked with Mass Mutual Investors Services since 2017 and previously held roles at MetLife Securities Inc. Additionally, she serves as secretary for a nonprofit addiction recovery center, where she maintains records and participates in fundraising activities. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including asset management programs, educational seminars, and specialized planning such as divorce and estate-settlement planning.

Robert Bolling III is a financial advisor with RBC Capital Markets in Wilmington, DE. He holds Series 63 and Series 65 licenses and has 33 years of industry experience, including prior work at Deutsche Bank Securities Inc. Outside of his advisory role, Bolling serves as a trustee for a private welfare foundation and participates on the board of an urban squash program, among other nonprofit and community engagements. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customized advisory programs with discretionary and non-discretionary portfolio management, leveraging in-house and third-party managers to tailor investment strategies according to client risk profiles.

Kristopher Sweringen is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. His work history includes roles at Elkton High School, Hightower Advisors Trust Company, Mid-Atlantic Pressure, Troon, and the University of Delaware. Ameriprise Financial Services is a large, diversified advisory firm servicing individual and institutional clients, with a specialized Premier Retirement Income service that focuses on retirement income planning through written recommendation reports and annual advice.

Michael Mctyre is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63, 65, and 66 designations. His prior experience includes roles at Morgan Stanley and Eaton Vance Distributors. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and extensive assets under management.

Erik Ermentraut is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Avantax Advisory Services and Van Buren Financial Group, where he serves as an Associate Financial Advisor focusing on financial planning and client relationship management. Prior to his financial career, he was employed by the Federal Aviation Administration and Little Flower Children and Family Services of NY. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party investment managers across various program structures.

William Sherry Jr. is a financial advisor with Merrill and holds a Series 66 credential. He has 15 years of industry experience and has been with Bank of America and Merrill since 2011. Outside of his advisory role, he serves as chair of the church council at Hockessin United Methodist Church and is a director of the University of Delaware Hockey Alumni Association, both nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, institutions, and charitable organizations.

James Whisman Jr. is a CFP® professional with over 22 years of experience, currently serving at Cetera since 2023, and previously with Cetera Wealth Services and Wharton Management Group. He also operates a CPA practice focused on tax preparation and planning and serves as an educator for local nonprofit organizations related to natural history and Swedish settlements in Delaware. Additionally, he holds a treasurer position with the City of New Castle. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with diverse program options and over $256 billion in assets under management.