Andrew Lindenbaum is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Sorella Bella and Hallmark. Outside of his financial career, he has been involved with Monmouth Regional High School and the New Jersey PTA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Michael Colannino is a CFP® with 35 years of industry experience, currently affiliated with Wells Fargo Advisors since 2019. His prior roles include positions at Wells Fargo Clearing and Prudential Equity Group, LLC. He serves on the finance board of St. Lawrence the Martyr Church, providing budgeting and investment advice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, utilizing proprietary research and planning tools to tailor recommendations. The firm offers discrete planning engagements across various specialized areas and integrates advisory services with multiple financial product offerings.

Richard Fitzsimmons is a financial advisor with Merrill in Manasquan, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2014 and 2015 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Kenneth Roberts is a CFP® professional with 37 years of experience in the financial industry. He is currently with LPL Financial and has worked previously at Wells Fargo Advisors and Harbor Lights Financial Group. Roberts also manages a separate financial business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Henry Pozo is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2012. Prior to this, he was associated with New Horizon Legacy Group LLC and Envios Sin Fronteras. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Richard Widmer is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Jalinski Advisor Group and TFS Securities, Inc., and serves as Vice President of TFS Mortgage Corp, overseeing operations in the mortgage industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nicole Flores is a Series 66 licensed financial advisor at UBS Financial Services in Manasquan, NJ, with 21 years of industry experience. She has been with UBS since 2004 and is also the owner of a business named Stewarts. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management, supported by proprietary research and model-based strategies.

Matthew Sura is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has been in the financial industry since 2026. Prior to joining Raymond James, he worked at Santander Bank, Citizens Bank, and TD Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs.

Christopher Santopietro is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Scott Carone is a financial advisor with Equitable Advisors in Point Pleasant, NJ. He holds Series 63 and Series 66 designations and has 12 years of industry experience. Prior to Equitable Advisors, he worked at AXA Advisors, LLC for six years. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory models, including third-party and proprietary programs, to tailor investment solutions based on client risk tolerance and preferences.

Alberico Sessa is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held roles at Morgan Stanley Private Bank, N.A. and MORGAN STANLEY SMITH BARNEY LLC since 2023, and spent 11 years at UBS Financial Services. Outside of advisory work, he is involved as a partner in real estate ventures through AA Belmar Real Estate LLC and Sessa-Kopcha Family LLC. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in assets and offering tailored planning supported by firm-approved tools and methodologies.

Todd Speedy is a Series 66-licensed financial advisor with 25 years of industry experience. He has been with Equitable Advisors since 2002, following a brief tenure at UBS Financial Services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance and matching clients to program models or discretionary managers, often utilizing third-party asset managers and advisory programs.

Miguel Coelho is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliated entities since 2019, as well as at Summit Financial Group and Summit Brokerage Services earlier in his career. Outside of his advisory role, he is the managing partner of Freedom Capital Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers as well as customizable investment strategies.

John Feiden is a financial advisor with Merrill in Toms River, NJ, holding Series 63 and Series 66 licenses with 27 years of industry experience. His prior experience includes roles at Scottrade, PNC Investments, Banc of America Investment Services, and TD Ameritrade. Outside of his advisory work, he performs as a part-time drummer in a classic rock band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

David Shave is a CFP® professional with 13 years of industry experience, currently serving as an advisor at OSAIC since 2018. Prior to this, he worked at Sii for four years and has been a partner and comptroller at SFG Annuity Marketing, Inc. since 1997, where he manages back-office operations and financial decisions. He is also involved in insurance sales and full-service financial planning through affiliated firms. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services. The firm employs a model-based investment process that integrates risk tolerance and portfolio optimization tools, supporting both discretionary and advisor-managed strategies across various platforms.

Jacob Eisikovic is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has worked at Avantax Advisory Services and currently maintains a role at Eisikovic & Kane, LLP, where he is involved in accounting, bookkeeping, tax preparation, and payroll services. His work history also includes positions at Cetera Wealth Services, LLC and Grandview Wealth Advisors LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, and access to a range of program platforms and third-party money managers, supported by a nationwide network of more than 10,000 advisors.

Amy Haig is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with the Toms River, NJ office since 1992 and has 32 years of experience in the financial services industry. In her role, she helps clients manage their personal and business finances and works closely with their accountants and attorneys to develop estate plans. Amy holds a Bachelor's degree from Gettysburg College and a Master's degree from the University of North Carolina at Chapel Hill. She is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, she holds the Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Residing on Long Beach Island with her husband and two children, Amy participates in the communities she serves by volunteering with local organizations.

Thomas Ley is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He has previously worked at Morgan Stanley, Citigroup Global Markets, and Wells Fargo Clearing. Outside of his advisory role, he serves as co-trustee of the UW Frances M Ley Testamentary Trust and holds a 90% ownership stake in Manage Money Ley GP, LLC, a merchant partnership. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with various financial products, serving clients through a large network of advisors.

Kevin Holt is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 licenses and has 23 years of industry experience. He previously worked at Bank of America and Merrill before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning that utilizes structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Danielle Magrini is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2007. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.