Thomas Glynn is a financial advisor at Oppenheimer with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Oppenheimer since 2009, following seven years at Citigroup Global Markets. He serves as an alternate member of the Allenhurst, NJ Planning Board. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm provides a range of programs and advisory services across equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management options.

William Gallagher is a CFP® professional with 21 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at firms including Zynergy Retirement Planning, Facet Wealth, and Millington Securities, Inc. Gallagher’s background also includes roles outside traditional advisory firms, such as a position at Amazon. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and a range of program offerings such as no-transaction-fee mutual funds, ETF model portfolios, and specialized retirement plan consulting.

Christopher Trainor is a CFP® professional with 23 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has held previous roles at Raymond James Financial Services and LPL Financial. Trainor serves as a non-profit board member of the Wellington Knolls Property Owners Corporation. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and referrals to managed account managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets using a diversified approach that combines passive and active managers, quantitative, momentum, and fundamental analysis.

Justin Siracusa is a financial advisor at Primerica Advisors with a Series 66 designation and one year of industry experience. He has worked at Park Avenue Securities, Guardian Life Insurance Company, and Northeast Financial Network since 2025. Outside of finance, he is the finance and operations manager for Babysitters R Us LLC, a babysitting services company based in Staten Island, NY. Park Avenue Securities LLC serves a broad retail client base, offering brokerage and advisory services along with financial planning and consulting. The firm employs proprietary and third-party investment strategies and supports various account-level services, managing approximately $15 billion in regulatory assets under management.

Usha Krishnakumar is a financial advisor with Eagle Strategies (NY Life) in Edison, NJ, holding a Series 66 designation and bringing 21 years of industry experience. She has worked with Eagle Strategies since 2011 and has been associated with New York Life Insurance Co. and Nylife Securities since 2008 and 2005, respectively. Outside of her advisory role, Krishnakumar is involved in multiple nonprofit and community organizations focused on education, cultural activities, and entrepreneurship, including serving as a trustee for Gift A Future International and board member of Englishkadhavu. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored advice across multiple program types and manages a significant portion of its assets on a non-discretionary basis, operating within an integrated structure affiliated with New York Life.

Stacy Hoffman is a financial advisor with Eagle Strategies (NY Life) based in Old Bridge, NJ, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. Her prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. In addition to her advisory work, she is involved as a distributor and health coach with Isagenix, a health and wellness company. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, with a focus on tailored recommendations and primarily non-discretionary asset management within an integrated New York Life affiliate structure.

Kristin Hovmiller is a financial advisor with Principal Financial Services and holds Series 63 and Series 66 credentials, with 24 years of industry experience. She has been with Principal Financial Services and Principal Life Insurance Company since 2001. Kristin also serves as a bank/trust officer to support and manage Principal retirement plan account relationships across insurance, broker-dealer, and bank/trust offerings. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through direct advisory programs.

Kevin Willett is a financial advisor at Oppenheimer with 36 years of industry experience. He has been with Oppenheimer since 2005 and previously worked at Morgan Stanley DW Inc. from 2002 to 2005. He holds Series 63 and Series 65 designations. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of advisory programs delivered on discretionary and non-discretionary bases, with services spanning equity, balanced, and fixed-income portfolios using strategic and tactical asset allocation, manager selection, and portfolio reviews.

Craig Jantz is a financial advisor at Oppenheimer with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Prudential Insurance Company of America and Merrill. Jantz is based in Red Bank, NJ. Oppenheimer serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs through a variety of advisory programs that include discretionary and non-discretionary services. The firm offers equity, balanced, and fixed-income portfolios with strategic asset allocation, manager selection, and consulting services.

Margaret Antoniello is a financial advisor with Equity Services, Inc. in Red Bank, NJ, holding a Series 63 credential and over 22 years of industry experience. She has been with Equity Services and National Life Group since 2011. Antoniello is involved in nonprofit activities, including volunteering and committee work with the American Cancer Society and mentoring students at Saint Joseph’s University. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, often utilizing third-party asset managers and model portfolios, combining long-term investment strategies with options for shorter-term trading and specialized instruments.

Chirag Savalia is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding a Series 66 license and having 12 years of industry experience. He has worked at Equity Services since 2016 and is also a founding partner and chief strategist at Afton Financial Group. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Michael Keating is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2025, he spent 17 years at BlackRock. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and delivers advice through standardized asset allocation models and research tools, with final investment decisions made by clients.

Daniel Criscuolo is a CFP® professional at Wealth Enhancement Advisory Services, LLC with four years of industry experience. He has worked at firms including LPL Financial LLC and Raymond James Financial Services prior to joining Wealth Enhancement Advisory Services. Criscuolo’s background also includes roles outside finance, such as employment with Buffalo Wild Wings and involvement in apparel retail. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and uses a diversified, risk-class based investment approach that combines passive and active management with quantitative, momentum, and fundamental analysis.

Justin Pagan is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Citigroup since 2015. Outside of his advisory role, he serves as Marketing Manager for Jade Management Services LLC, a medical management company focused on cosmetic medical services. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm’s scale and market roles include in-house research, derivatives and futures services, and bespoke solutions for large clients.

Damon Gruss is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 25 years of industry experience, including roles at Park Avenue Securities LLC and Guardian Life Insurance Company of America since 2001. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and consulting, utilizing a range of proprietary and third-party investment strategies across various account types.

Justin Paine is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has held positions at Metropolitan Life Insurance Company and Mass Mutual Investors Services and has been with Equity Services since 2017. Paine is also involved in providing health, life, and property & casualty insurance solutions through his own firm, DFP LLC, and serves as a broker and consultant for insurance products. Equity Services, Inc. offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and SEC-registered investment adviser, utilizing multiple advisory platforms and third-party asset managers to implement primarily long-term investment strategies alongside options for shorter-term trading.

Sally Klinger Rogers is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 63 license. She has 43 years of industry experience and has been affiliated with New York Life Insurance Company since 1979 and NYLife Securities Inc. since 1982. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm focuses on tailored recommendations and manages a substantial portion of its regulatory assets on a non-discretionary basis.

Robert Knoll is a financial advisor with Commonwealth Financial Network holding the ChFC® and Series 63 designations and 27 years of industry experience. Before joining Commonwealth in 2021, he worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. He is co-owner of Reilly Financial Group, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment products.

Michael Marino is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at National Life Insurance Company and Equity Services, Inc. since 2015. In addition to his advisory work, Marino is involved in educating professionals and municipal employees on retirement portfolios and insurance products through roles with several pension and insurance education organizations. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and SEC-registered investment adviser, offering various advisory platforms that include both discretionary and non-discretionary management, often utilizing third-party asset managers and model portfolios.

James Glass is a financial advisor at Equity Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including J.P. Morgan Securities, Santander Securities, Merrill, and Bank of America. He is also involved with Integrated Financial Concepts LLC/National Life Insurance Co. as a broker agent for insurance sales. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that blend long-term strategies with options for shorter-term trading and specialized instruments.