Joseph Macellara is a CFP® with 13 years of industry experience, currently serving at CW Advisors, LLC. He previously worked for 34 years at Delta Financial Group, Inc. Outside of his advisory role, he is a partner in a real estate venture, 37 Stonehouse LLC. CW Advisors, LLC is a multi-team firm providing investment management, wealth management, financial planning, and family office services to individuals, trusts, estates, charitable organizations, and corporate clients. The firm employs a Core-and-Satellite investment approach, combining active, passive, quantitative, and ESG strategies, and offers services to other registered investment advisers as well as pooled investment vehicles and private funds.

Marcel Hillary Smith is a financial advisor with Santander Securities LLC, holding Series 63 and Series 65 credentials and possessing 17 years of industry experience. He has been with Santander Securities since 2013 and is also associated with Santander Bank, NA since 2012. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in assets under management, offering investment advisory services, portfolio management through wrap-fee programs, and goal-based financial planning. The firm provides access to various investment strategies and maintains affiliated banking relationships integrated with its advisory services.

Mark Chioda is a Series 65–licensed advisor at Tucker Asset Management LLC with six years of industry experience. He has worked at Tucker Asset Management since 2019 and previously was with Strategic Retirement Solutions, LLC. Outside of his advisory role, he operates as an independent insurance agent. Tucker Asset Management serves individual and high-net-worth clients, as well as foundations, trusts, estates, and charitable organizations. The firm employs a top-down, macroeconomic asset-allocation process to manage portfolios across various strategies, including alternative investments, and delivers services through a network of independent investment adviser representatives.

Joseph Marrocco is a CFP® professional with 12 years of industry experience, currently serving at CW Advisors, LLC. His prior roles include positions at Delta Financial Group, Inc., Strategic Advisers, Inc., and Fidelity Brokerage Services LLC. CW Advisors, LLC is a multi-team advisory firm offering investment management, wealth planning, and family office services to a diverse client base including high-net-worth individuals, trusts, charitable organizations, and pension plans. The firm employs a Core-and-Satellite investment approach using a variety of active, passive, quantitative, and ESG strategies, and is part of the larger Osaic corporate group with access to related trust, lending, and alternative investment services.

Francis Milo is a financial advisor with Latitude Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Latitude Advisors and GWN Securities since 2010 and also operates the Frank G. Milo Insurance Agency, where he offers a range of individual and group insurance products. Latitude Advisors serves both individual and business clients, providing financial planning, discretionary portfolio management, and pension consulting. The firm utilizes a combination of internally managed valuation and momentum models along with third-party strategies to manage client portfolios, typically on a discretionary basis.

Joseph Napolitano is a financial advisor at Gladstone Wealth Partners with 19 years of industry experience. He holds a Series 66 designation and has previously worked at firms including LPL Financial, National Securities Corp, and First Standard Financial Co. Napolitano is also involved with Gladstone Institutional Advisory, providing investment advisory services through Gladstone Wealth Group. Gladstone Wealth Partners serves individuals, corporations, pension and profit-sharing plans, and charitable organizations through a network of nearly 100 investment adviser representatives. The firm offers discretionary portfolio management, financial planning, retirement plan consulting, and access to wrap programs and third-party manager/TAMP solutions.

Robert Bucher is a financial advisor at Silvercrest Asset Management Group LLC with 23 years of industry experience. He has been with Silvercrest since 2015 and holds the Series 63 designation. Silvercrest Asset Management Group LLC provides investment management and family-office services to families and select institutional investors, including endowments and foundations. The firm offers a range of proprietary equity and fixed-income strategies alongside outsourced CIO, due diligence, and quantitative risk analytics, tailoring portfolios to individual client objectives.

Wayne Howell is a CFP® with 23 years of industry experience, currently serving as a financial advisor at CW Advisors, LLC. He previously worked at Delta Financial Group, Inc. for 13 years and operates an accounting and tax practice as a CPA. CW Advisors, LLC is a multi-team advisory firm offering investment management, comprehensive wealth management, and family office services to a diverse client base that includes individuals, trusts, charitable organizations, and institutional clients. The firm employs a Core-and-Satellite investment approach combining active, passive, quantitative, and ESG strategies, and is part of the larger Osaic corporate group.

Timothy Checko is a financial advisor at Realta Investment Advisors, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 registrations and has previously worked at Merrill and LPL Financial LLC. Realta Investment Advisors offers discretionary and non-discretionary investment advisory services and financial planning to individuals, pension and profit-sharing plans, and institutional clients. The firm emphasizes individualized advice and implements strategies using diversified asset allocation, operating the NOVA platform and various third-party manager programs.

Todd Scorzafava is a CERTIFIED FINANCIAL PLANNER™ professional at Wealthcare Advisory Partners LLC with 26 years of industry experience. He has held positions at LPL Financial and Greenberg & Rapp Financial Group. Wealthcare Advisory Partners LLC manages approximately $6 billion in client assets through a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm combines a goals-based planning approach with an evidence-based investment framework that integrates behavioral economics and proprietary quantitative measures to construct diversified, long-term portfolios.

Keith Behrmann is a financial advisor with Vicus Capital, Inc. in Bridgewater, NJ, holding the CFP®, CFA®, ChFC®, and Series 63 designations, and has nine years of industry experience. His prior roles include positions at AM Best Company and Cetera Wealth Services. Outside of financial services, he is a PADI-certified scuba instructor leading recreational diving programs. Vicus Capital provides investment management and financial planning services to individuals, businesses, trusts, and employee benefit plan sponsors. The firm employs a combination of fundamental and technical analysis across various strategies, including core-satellite, momentum, fixed income tacticals, ESG, and faith-based allocations, while placing a particular emphasis on retirement plan consulting and fiduciary services.

Christopher Wholehan is a financial advisor at Simplicity Wealth with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including TLG Advisors and various entities within the Simplicity Group. Prior to his advisory career, he was associated with Ohio State University and has been involved with Wholehan Marketing Associates since 1994. Simplicity Wealth serves a diverse client base that includes individual and high-net-worth investors, retirement plans, corporate and institutional investors, as well as other financial firms. The firm employs a fund-of-funds investment approach using ETFs, mutual funds, and individual securities when appropriate, and offers a managed account platform that includes discretionary and non-discretionary services alongside operational and technology solutions for advisers.

Patrick Rogers is a Senior Relationship Manager at Prosperity - An EisnerAmper Company with 14 years of industry experience. He has held roles at firms including Dai Securities, APW Capital, and Scottrade. His current work focuses on client relationship management and wealth advisory services. Prosperity - An EisnerAmper Company serves individuals, trustees, estates, retirement plans, and business entities with financial planning, portfolio management, and retirement-plan advisory. The firm manages approximately $5 billion in client assets, emphasizing asset allocation and diversification through both discretionary and non-discretionary management strategies.

David Greenberg is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses. He has 23 years of industry experience. Greenberg is president of Integrated Planning Concepts LLC, where he advises clients on health insurance matters. He also serves as an ambassador for the Morris County Chamber of Commerce. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a wholly owned subsidiary of The Guardian Life Insurance Company of America. The firm provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, and corporate clients.

Daulton Carlisle is a financial advisor at TD Private Client Wealth LLC with one year of industry experience. He holds a Series 66 designation and has prior experience with Vanguard Marketing Corporation, The Vanguard Group, Inc., and Equitable Advisors, LLC. Outside of his financial career, he has worked at Chester Valley Golf Club and The Golf Zone. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm constructs portfolios combining strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers, offering ongoing portfolio management and financial planning support.

Sarah Equils is a CFP® professional affiliated with Beacon Pointe Advisors, LLC. She has one year of industry experience and previously worked at Lighthouse Financial Advisors and multiple banking institutions. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer services to a diverse client base, including high-net-worth individuals and institutional clients. The firm uses a combination of proprietary asset-allocation modeling and third-party independent managers, employing both active and passive strategies across various asset classes.

Brian Daly is a financial advisor with Primerica Advisors in Raritan, NJ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Guardian Life Insurance Co of America and Primerica Advisors since 2006. Outside of his advisory role, Daly is part owner of a building used for his business operations and operates an LLC for selling non-Guardian insurance products. Primerica Advisors is part of Park Avenue Securities LLC, which serves a broad retail client base including individual and high-net-worth investors. The firm offers both brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Ryan Petti is a CFP® and ChFC® credentialed advisor with Hornor, Townsend & Kent, LLC, where he has worked since 2020. He has six years of industry experience and has also been associated with Penn Mutual Life Insurance Company since 2019. Outside of his primary role, he is involved in insurance sales and several financial advisory activities through affiliated businesses. Hornor, Townsend & Kent serves individuals, high-net-worth clients, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, managing billions in assets through a platform that includes discretionary and non-discretionary accounts alongside third-party asset manager relationships.

Peter Vitale is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 28 years of industry experience. His prior work includes positions at Mass Mutual and MetLife Securities. In addition to his advisory role, he is also an insurance broker for products outside of Guardian Life. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage, financial planning, retirement plan consulting, and investment advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a variety of discretionary and non-discretionary investment programs, including proprietary and third-party model portfolios.

Paul De Sisto is a CFA® charterholder with 12 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked at M&R Capital Management Inc for 12 years. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active managers, supported by an internal Investment Committee, and offers a range of financial planning, asset management, and retirement consulting services.