Randy Makles is a financial advisor with Equitable Advisors in Milford, CT, holding a Series 66 designation and 11 years of industry experience. He has worked at Equitable Advisors since 2015 and was previously with Axa Advisors, LLC. Outside of his advisory role, he is involved in direct carrier appointments. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a range of advisory programs through its network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Alanis McNier is a Financial Consultant at Fidelity Investments, where she partners with clients to empower their relationship with the firm and assist them in making educated decisions about their family's financial future. She has been with Fidelity Investments since 2021, progressing through roles including Financial Representative, Relationship Manager, and Planning Consultant before her current position. Her experience at Fidelity Investments spans several years, during which she has gained expertise in client relationship management and financial planning. Alanis's work focuses on helping clients navigate their financial options and develop strategies aligned with their goals. Outside of her professional role, Alanis enjoys spending time at the beach, engaging in family activities, exploring culinary interests as a foodie, and embracing parenthood.

William James III is a financial advisor with Merrill, holding a Series 66 credential and nine years of industry experience. He has worked at Bank of America, N.A., including the U.S. Trust and Private Wealth Management divisions, since 2013. Outside of his advisory role, he serves as executor for two estate matters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and charitable organizations.

Alfred Zappulla is a Series 66-licensed financial advisor with LPL Enterprise, bringing three years of industry experience. His prior roles include positions at Pruco Securities LLC, Nylife Securities LLC, New York Life Insurance Company, Confluence Global Capital, and TIAA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists.

Charles Falzone is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Charles Schwab. His prior roles include positions at Fidelity Personal and Workplace Advisors, Fidelity Investments, Bank of America, and Merrill. Outside of his advisory work, he has been involved with Pulse4Pulse LLC and Sanuwave Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Robert Lo Ricco is a Series 66 licensed advisor with Cetera in New Haven, CT, bringing one year of industry experience. Prior to joining Cetera, he worked at Wealth Advisory Group LLC and Industrial Acceptance Corporation. Outside of his financial career, he serves as the boys varsity lacrosse head coach at Hopkins School and volunteers with local community organizations. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform featuring affiliated and third-party managers, with assets under management exceeding $256 billion.

Joseph Rahtelli is a financial advisor with Primerica Advisors in Milford, CT, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1991. Outside of his advisory role, he is self-employed as an owner of intellectual properties and works as an engineer consultant. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with over 3,600 financial advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-delivery strategies managed by unaffiliated asset managers.

Matthew DeChello is a Financial Consultant at Fidelity Investments, where he works collaboratively with clients to develop and adjust financial strategies tailored to their goals. He guides clients through financial planning processes focused on maximizing their relationship with Fidelity. Matthew has been with Fidelity Investments since 2021, initially serving as a Planning Consultant before advancing to his current role in 2024. His prior experience includes positions at Barnum Financial Group from 2015 to 2021, where he progressed from Paraplanner to Financial Consultant, as well as a role as Financial Representative at Northwestern Mutual in 2015. Outside of his professional responsibilities, Matthew enjoys activities such as camping, cooking and baking, fitness, golf, and hiking.

Careena Melia is a financial advisor with LPL Enterprise holding a Series 66 designation and no prior advisory industry experience. She has worked at LPL Enterprise since 2026 and has a background that includes positions at Macy’s Inc. and Speakeasy Inc. Additionally, she operates Careena Melia Speaking and Storytelling LLC, an independent business she has managed since 2013. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and also offers financial planning, access to third-party asset managers, and affiliated non-securities services.

Christopher Carboneau is the Market Leader for Fidelity Investments in Connecticut. In this role, he focuses on leadership and coaching to support the growth of Fidelity's associates and enhance the firm's ability to serve more clients. His professional experience at Fidelity Investments spans multiple leadership positions since 2004, including his current role as VP, Connecticut Market Leader since 2024. Prior to that, he served as VP, National Investor Center Market Leader from 2022 to 2024, and held several other leadership roles such as Vice President and Branch Leader from 2013 to 2021. Earlier in his career, he worked within Fidelity's pension services starting in 2004. Outside of work, Christopher's personal interests include spending time at the beach, boating, attending concerts, cooking and baking, engaging in family activities, and playing golf.

Brian Dineen is a Financial Consultant at Fidelity Investments, where he assists clients in developing and implementing comprehensive financial plans by utilizing the resources available through Fidelity. He has been with Fidelity since 2021, serving in various roles including High Net Worth Associate, Relationship Manager, Investment Consultant, and PWM Planning Consultant before his current position. Prior to joining Fidelity, Brian held roles at UBS Investment Bank as an Executive Director from 2004 to 2019, at Charles Schwab and Co. as Director in 2004, and at Soundview Technology Group as Vice President from 1997 to 2004. He has over 25 years of experience in financial services.

Amy Fino is a financial advisor at OSAIC with 22 years of industry experience. She holds a Series 66 credential and previously worked at FSC Securities Corporation for 20 years. Outside of her advisory role, she manages operations and compliance as Vice President at Independent Financial Consulting, Inc., a financial services firm she has been involved with since 2003. OSAIC serves a broad mix of retail and institutional clients through a large network of advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Christopher J. Kral is a Senior Financial Advisor and Managing Director with Merrill Lynch Wealth Management. He has been with Merrill since 1989 and has held various roles including Senior Financial Consultant, Vice President, First Vice President, and Senior Vice President. In his current role, he works with corporations, business owners, and executives to establish and support corporate retirement plans, and collaborates with clients on cash management and credit facilities for businesses. Chris has been recognized on the Financial Times Top 401 Retirement Plan Advisers list consistently, including in 2020 for the sixth consecutive year. He holds professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from Villanova University. In addition to his professional work, Chris is a past member of the Patterson Club and is involved with the First Tee of Connecticut chapter. His personal interests include golf, skiing, fishing, and ice hockey. He resides in Fairfield, CT with his wife and their three children.

Kevin Linn is a financial advisor with Equitable Advisors in Milford, CT. He holds the Series 66 designation and has been with the firm since 2023. Outside of advising, he has worked in retail at Total Wine & More since 2024. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Michael Haggerty is a financial advisor at UBS Financial Services in New Haven, CT, holding a Series 66 designation with 14 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he is a partner at New Haven Strength & Athletics and serves on the board of the New Haven Chamber of Commerce, where he runs a young professionals networking group. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor financial plans. The firm provides a broad range of services including fee-based financial planning, portfolio management, and capital markets activities.

Kurt Wischow is a financial advisor with Ameriprise in Milford, CT, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at Ameriprise and its affiliate since 1996. Outside of his advisory role, he serves as a trustee for America St John's #8, where he participates in decision-making based on recommendations he provides. Ameriprise is an institutional firm offering retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax analysis to create tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Eric Lovas is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he is also an insurance agent specializing in individual and group life and health insurance, fixed annuities, long-term care, and disability insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by advanced software tools and offers a range of planning programs including estate-settlement and employer-sponsored options.

Damian Prajer is a financial advisor affiliated with LPL Financial in Stratford, CT. He holds Series 63 and Series 65 licenses and has three years of industry experience, with prior roles at Webster Bank, MML Investors Services, and Mass Mutual Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services and platforms, including financial planning, model portfolio programs, and institutional wealth management solutions.

Julia Strickland is currently a Branch Leader, leveraging her experience to guide clients in achieving financial stability and success. In her role, she collaborates closely with local individuals, families, and small businesses to develop and implement personalized financial strategies that align with their unique goals. Julia focuses on simplifying complex financial concepts to empower clients to make informed decisions about their financial futures. She has held various positions in the financial sector, including Financial Consultant at Fidelity Investments since 2023, Financial Solutions Advisor and Assistant Vice President at Merrill from 2020 to 2023, and ADP Relationship Manager at Bank of America between 2019 and 2020. Outside of her professional career, Julia has interests in art, fitness, music, traveling, and volunteering.

Robert Hoffman is a financial advisor at LPL Financial with 47 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at firms including Ameriprise Financial Services, UBS Financial Services, and several regional wealth management companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with a broad range of financial planning, portfolio management solutions, and institutional platforms.