Emre Oztunc is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He holds the Series 66 designation and has worked at Citizens Securities since 2014. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory options including a digital program managed in partnership with SigFig and a Managed Account program.

Shilah Tate is a financial advisor at Citizens Securities, Inc. with six years of industry experience. She holds the Series 66 designation and previously worked at Santander Bank. Outside of her advisory role, she volunteers as a coach for the United Way's Women's Money Matters program. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency.

Matthew Di Sandro is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America and Merrill. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Richard Longueil is a financial advisor at Citizens Securities, Inc. with 26 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Santander Securities, LLC and Santander Bank, NA. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program.

Angelica Andreotti is a financial advisor at Citizens Securities, Inc. with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at firms including Bank of America, Merrill, and E*TRADE Securities. Outside of her advisory work, she creates cat-related content through a sole proprietorship named Meta. Citizens Securities, Inc. serves a broad retail client base, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Ryan Vernon is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, TD Ameritrade, and Scottrade. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory and brokerage services. The firm provides various advisory programs, including a digital advisory platform and managed accounts, and operates as a broker-dealer and insurance agency.

Christopher Mc Vay is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 14 years of industry experience. His prior work includes roles at Mass Mutual Investors Services, American United Life, and Metlife Securities, and he serves on the Board of Directors for House of Hope, a nonprofit focused on ending homelessness. Voya Financial Advisors, Inc. is a large advisory and broker-dealer affiliate of Voya Financial that offers financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm uses a combination of in-house and external strategists, model portfolios, and technology-driven tools to implement investment recommendations across various account types.

Richard Bergeron is a CFP® professional with 29 years of industry experience, currently affiliated with Commonwealth Financial Network. His career includes roles at Beacon Investment Services, Bank Rhode Island Investment Services, Bluestone Bank, and several other financial institutions. Bergeron also engages in fixed insurance sales, dedicating part of his professional time to this activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform with access to discretionary and nondiscretionary managed-account programs, third-party asset managers, and custody/clearing services.

Camilo Betancur is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Santander Securities, LLC, Santander Bank, NA, and Commonwealth Financial Network. Outside of finance, he was involved with Ideal Cleaning for five years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program with ETF-based portfolios and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Paul Bernardi is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Citizens Securities since 2004. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory platform and a managed account program, and is wholly owned by Citizens Bank, N.A.

Lisa Burke is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at MetLife Investors Distribution Company and MetLife. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Benjamin Riccitelli is a financial advisor at Citizens Securities, Inc. with a Series 66 designation. He has one year of industry experience, joining Citizens Securities in 2026 after eight years in education. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a managed account program, and it operates as a broker-dealer and insurance agency.

Cole Fuller is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds a Series 66 designation and has worked previously at Charles Schwab Bank SSB, Charles Schwab, and Dell/EMC. Outside of his advisory role, Fuller is an owner and landlord of a multi-family home. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, with advisory offerings that include a digital advisory program managed in partnership with SigFig and a Managed Account program.

Jason Arrighie is a financial advisor at Empower Advisory Group with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at GWFS Equities, Inc. and Fidelity Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm emphasizes long-term portfolio returns and annual rebalancing within an integrated service model connected to Empower’s recordkeeping and administrative platforms.

Brian Dunphy is a CFP® professional with 25 years of industry experience, currently affiliated with Citizens Securities, Inc. in Johnston, RI. His prior experience includes roles at FedEx, MML Investors Services, Mass Mutual Life Insurance Company, and Valic Financial Advisors. Outside of his advisory work, he is also active as an Uber driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Daniel St. Aubyn is a Series 66 licensed advisor at Citizens Securities, Inc. with four years of industry experience. He has been with Citizens Securities since 2017, including a prior role at Axelon Services Corporation in 2017 and experience at the Community College of Rhode Island from 2016 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed via proprietary algorithms, as well as a Managed Account program, while operating as both a broker-dealer and insurance agency.

Mark Dextradeur is a financial advisor with Citizens Securities, Inc. in Johnston, RI. He holds Series 63 and Series 65 registrations and has 26 years of industry experience, including 13 years with Citizens Securities. Outside of his advisory role, he coaches youth lacrosse on a volunteer basis. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory offerings that include a digital advisory program and a Managed Account program.

Carl Ostergaard Jr. is a financial advisor at Citizens Securities, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Fidelity Investments and UBS Financial Services, as well as service in the U.S. Air Force Reserve. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Jonathan Bridgman is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that recommends ETF-based portfolios using proprietary algorithms, in addition to managed account programs and commission-based brokerage services.

Stephen Connaughton is a financial advisor at Oppenheimer with 33 years of industry experience. He has been with Oppenheimer & Co. since 2004. He holds the Series 63 and Series 65 designations. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and services, including asset management, consulting, and retirement planning, delivered through both discretionary and non-discretionary approaches.