Erik Pelletier is a Financial Advisor with the Carcieri & Bock Group at Merrill Lynch Wealth Management in Providence, Rhode Island. He transitioned into financial advising after a career as an engineer in the automotive and aerospace & defense industries. Erik applies engineering principles such as system analysis, evaluating tradeoffs, and planning for uncertainty to help clients achieve their financial goals in a structured and thoughtful way. He specializes in assisting executives, STEM professionals, business owners, and families with complex financial decisions. His areas of focus include executive compensation planning, tax-efficient strategies, equity compensation and concentrated stock planning, business exit strategy, retirement planning, and multi-generational wealth and legacy planning. His clientele often face decisions related to executive compensation, equity awards, stock positions, tax planning, retirement, business ownership, and legacy considerations. Erik holds a Bachelor of Science in Mechanical Engineering and a Bachelor of Science in German Language from the University of Rhode Island. He is a Chartered Financial Analyst (CFA) and a Personal Investment Advisor (PIA). He remains active in professional communities as a member of the German American Business Council of Boston and the Tau Beta Pi Engineering Honor Society.

Carl Baton is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2026. He has been with Fidelity Investments since 2023, progressing through roles including Investment Solutions Representative I and II, as well as Customer Relationship Advocate. In his current position, Carl partners with clients to understand their short and long-term financial goals and helps build customized financial plans tailored to their unique needs. Carl emphasizes forming strong relationships with his clients and their families, prioritizing trust, reliability, and competency in his work. His experience encompasses client relationship management and investment solutions within the financial services industry. Outside of his professional responsibilities, Carl's personal interests include attending concerts, fitness activities, exploring food, running, playing tennis, and traveling.

Benjamin Tuck is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. Prior to joining Fidelity, he held positions at Whole Foods Market, SOLGUD Robotics, Lowes, and worked at UMASS Amherst and UMASS Lowell. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Kyle Brow is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked at Granite Links and has held various positions including employment at a semi-private golf club where he tended bar during events. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Paolo Catucci is a CFP® with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. His prior experience includes roles at Bank of America and Merrill, as well as work outside the financial sector at Parkside Restaurant and Republic Services Group. He also serves on the finance committee of the Woman's Resource Center in Newport, Rhode Island, where he contributes to audit readiness, compliance, and the development of the Investment Policy Statement. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices, and operates under a fiduciary standard.

Sierra Katz is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2007 and has also worked at Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Lombardi is an Investment Solutions Representative III at Fidelity Investments, a position he has held since 2026. He works closely with clients to understand their short and long-term financial goals and develops customized financial plans to meet their unique needs. Building strong relationships with clients and their families is a central focus of his approach. Christopher has been with Fidelity Investments since 2022, progressing through several roles including Customer Relationship Advocate, High Net Worth Service Associate, and Investment Solutions Representative at various levels. His experience spans client relationship management and investment solutions. He holds an Arkansas Insurance License. Outside of his professional work, Christopher enjoys camping, hiking, outdoor adventures, and snowboarding.

Benjamin Lobel is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. Prior to joining Fidelity, he worked in various roles including at Alku and Element Productions, where he was involved in administrative tasks for a full-service video production company. Fidelity’s Strategic Advisers division provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. Their investment approach combines proprietary fundamental research with quantitative analysis and systematic portfolio construction.

Kayla Nitti is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and one year of industry experience. Her background includes roles at Northwestern Mutual and experience in eldercare services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is also involved in advisory roles for registered investment companies and employs algorithmic methods, including AI, in its portfolio management process.

Dwayne Demond is a CFP® and ChFC® with 29 years of experience in the financial services industry. He has worked at Mass Mutual Investors Services since 2017 and Mass Mutual Life Insurance Company since 2016, following a two-year tenure at MetLife Securities Inc. Outside of his advisory work, he is involved in managing an LLC for branding his financial services practice. MassMutual Investors Services, LLC serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing financial planning, asset management, and educational seminars. The firm focuses on collaborative annual planning engagements that analyze client goals using firm-approved tools and offers various investment-related programs and services.

Piers Sullivan is a Planning Consultant at Fidelity Investments, where he works with clients to build toward their unique goals through strategic financial planning. He has been with Fidelity Investments since 2020, progressing from Financial Representative to Relationship Manager, and currently serving as a Planning Consultant since 2023. Piers holds a California Insurance License. Outside of his professional career, he has interests in fitness, golf, reading, surfing, and tennis.

Aidan Lovett is a financial advisor with Fidelity Investments, holding the Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he held positions in athletics administration and operations, including roles at Tufts University Athletic Department and USA Hockey. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary services, fund advisory, and model portfolio delivery, serving retail and institutional investors as well as registered investment companies.

David Locke is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in real estate investment through ownership of LSB Properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market modeling techniques.

Corey Gavin is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at Merrill and MML Investors Services LLC since 2023. Prior to his financial career, Gavin worked in education and at a golf course in Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Joanne Daly is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2016. Daly serves as a board member of the United Way of Rhode Island. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and approved tools but does not include individual security recommendations as part of standalone planning.

Reina Flannery is a financial advisor at Strategic Advisers LLC, a Fidelity Investments company, with Series 63 and Series 66 licenses and three years of industry experience. Her prior roles include positions at Fidelity Investments and Northwestern Mutual. Strategic Advisers provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct systematic model portfolios, and it serves a range of clients through discretionary and non-discretionary advisory services.

Brendan Burke is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2023. Prior to his current role, he held positions at Bridgewater State University and was involved with Lab Baseball and Centerville Fitness. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Nichole Espanol Mateo is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has worked at Merrill since 2022 and was previously employed by Bank of America. Outside of her advisory role, she works as a delivery driver for Amazon Flex. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of individual and institutional clients.

Bekka Sage is a financial advisor with Ameriprise in Rehoboth, MA, holding Series 63 and Series 66 registrations and seven years of industry experience. Her prior roles include positions at CUNA Brokerage Services, CUNA Mutual Group, and Merrill. Outside of financial advising, she works as a GroupX spinning instructor at The Edge Fitness. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Richard Lepine is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include 24 years at Commonwealth Equity Services, Inc. and seven years at Securities America Advisors. He is also a notary public and has involvement with Lepine Financial Advisors, Inc., a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and technology-driven tools.