Margaret Koetzner is a financial advisor at Citizens Securities, Inc. in Albany, NY, with 24 years of industry experience. She has been with Citizens Securities since 2019 and previously worked at Key Investment Services LLC from 2016 to 2019. Her credentials include Series 63 and Series 65 licenses. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with a combined approach that includes discretionary and non-discretionary investment services.

Samuel Awa is a financial advisor with Goldman Sachs Wealth Services and holds a Series 66 designation. He has 14 years of industry experience, including ten years at The AYCO Company, L.P./Mercer Allied and five years at Goldman Sachs & Co. LLC. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support, operating within a large integrated financial group that includes banking and futures capabilities.

Matthew Heerwagen is a financial advisor at Goldman Sachs Wealth Services with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Goldman Sachs and its affiliated firms since 2014, including roles at The Ayco Company and Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a combination of discretionary and non-discretionary managers to deliver tailored wealth management solutions.

Jenna Fazzone is a financial advisor with Goldman Sachs Wealth Services and holds a Series 66 designation. She has two years of industry experience, including roles at Goldman Sachs Financial Co., Frank Darling, and Capital One Financial Co. Outside of her financial career, she owns an online jewelry store, Fazzone's Charms, and works part-time as a swim instructor for Excel Aquatics LLC. Goldman Sachs Wealth Services serves a diverse clientele ranging from individual investors to institutional clients, offering tailored financial planning and portfolio management supported by proprietary research, multiple advisory teams, and extensive integration with the broader Goldman Sachs ecosystem.

Matthew Carras is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and bringing 17 years of industry experience. He worked at The Ayco Company, L.P./Mercer Allied for 14 years before joining Goldman Sachs in 2021. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers a range of tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Chase Dunnahoe is an advisor with Goldman Sachs Wealth Services, holding a Series 66 credential and beginning his advisory career in 2025. His background includes experience in legal and public service roles, such as work at the Kings County District Attorney's Office and the Texas State Senate. He has also studied and taught at Albany Law School and the University of Texas at Austin prior to his current position. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, and institutional clients. The firm employs strategic and tactical allocation models and offers specialized programs such as Private Family Office services and Financial Wellness, leveraging the broader Goldman Sachs ecosystem for expanded product access and integrated advisory solutions.

Scott Wilson is a financial advisor at Janney Montgomery Scott in Albany, NY, holding a Series 63 designation with 26 years of industry experience. He has been with Janney Montgomery Scott since 2005. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipalities, offering a range of brokerage, financial planning, and advisory services backed by in-house and third-party portfolio management.

Owen Brown is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, based in Cohoes, NY. He has two years of industry experience, all within Goldman Sachs, following roles at firms including Northwestern Mutual and Advantage xPO. Goldman Sachs Wealth Services serves a diverse client base ranging from individual investors to institutional clients, offering comprehensive financial planning and portfolio management. The firm integrates resources across the broader Goldman Sachs network to deliver tailored investment strategies and a wide array of wealth management services.

Payton Armstrong is a financial advisor at Goldman Sachs Wealth Services with six years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at Goldman Sachs & Co. LLC since 2021. His prior experience includes four years at The Ayco Company LP and eleven years at Deloitte Tax LLP. Goldman Sachs Wealth Services advises a diverse client base, including individuals, corporate participants, executives, and institutional clients. The firm offers tailored financial planning and portfolio management utilizing strategic allocation models, manager selections, and both discretionary and non-discretionary implementations, supported by a broad range of affiliated financial services within the Goldman Sachs ecosystem.

Zachary Evans is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has a background that includes roles at the Legal Aid Society of Northeastern New York, the New York State Department of Environmental Conservation, and the National Wildlife Federation. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients, offering tailored strategies supported by the firm’s Private Wealth Investment Strategy Group and External Investment Group. The firm integrates a broad range of affiliated capabilities and employs a variety of operational tools and customized fee arrangements to serve client objectives.

Nicholas Fronczak is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. His work history includes roles at Goldman Sachs & Co. LLC and Financial Trust Federal Credit Union, as well as academic involvement at the University at Buffalo. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm integrates strategic allocation models and manager selections across various platforms and offers access to specialized programs and alternative investments within the broader Goldman Sachs ecosystem.

Christopher Pasquarella is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Upstate Solutions LLC and Marist University. Goldman Sachs Wealth Services provides advisory services to a diverse client base, offering financial planning, portfolio management, and specialized programs such as Private Family Office services and Alternative Investments. The firm utilizes strategic allocation models and proprietary analytics while integrating capabilities across the broader Goldman Sachs ecosystem.

Jared Malinowski is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Ayco and in the fitness industry. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Shriya Menon is a financial advisor at Goldman Sachs Wealth Services with Series 66 credentials and one year of industry experience. Her prior work includes positions at Goldman Sachs & Co. LLC and experience managing a pen boutique. Goldman Sachs Wealth Services provides financial planning and portfolio management to a wide range of clients, including individual investors, corporate participants, executives, and institutional clients. The firm utilizes strategic asset allocation models and manager selections from specialized internal groups and offers access to alternative investments and tailored wealth programs.

Tyler Sears is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Goldman Sachs & Co. LLC, Handshake AI Solutions LLC, and teaching positions at Saint Anselm College and local schools. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, and institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm utilizes strategic and tactical allocation models supported by proprietary research and delivers services through multiple platforms integrated within the broader Goldman Sachs ecosystem.

Matthew Dempsey is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at LPL Financial and Pacer Financial, Inc., as well as experience outside the financial sector in fitness and sports training centers. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, including the firm’s proprietary WealthSuite platform.

Michael Teddy is a financial advisor at Equity Services, Inc. with 42 years of industry experience. He has been with Equity Services since 2003 and previously worked at National Life Insurance starting in 1982. Outside of his advisory work, he is involved in organizing an annual golf tournament for The Pluta Cancer Foundation. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and offers a mix of discretionary and non-discretionary client programs.

Allison Larman is a CFP® and holds a Series 66 license with nine years of industry experience. She has worked at Goldman Sachs Wealth Services since 2021 and previously held roles at Ameriprise Financial Services and The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm leverages centralized investment resources and affiliated teams to deliver tailored wealth management solutions through a combination of discretionary and non-discretionary managers.

Madeline Ames is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. She has been with Goldman Sachs since 2021, including roles at Advantage Xpo onsite at Goldman Sachs and Goldman Sachs & Co. LLC. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers within a large integrated financial group.

James Pellitteri is a CFP® professional with 43 years of industry experience, currently affiliated with Commonwealth Financial Network since 2016. He is a co-owner of Paper Planes Childcare, LLC and serves as a board member for the Town of Jewett. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets through a comprehensive adviser-support platform and a range of investment solutions.