Michael Paul is a financial advisor at Key Investment Services LLC with 10 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at Key Investment Services LLC and KeyBank since 2015. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and provides access to third-party discretionary managers, operating within the KeyCorp group with affiliations to KeyBank and KeyBanc Capital Markets.

Michael Donahue is a financial advisor with Key Investment Services LLC in East Aurora, NY, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He has been with Key Investment Services since 2012. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in model selection while providing ongoing monitoring and access to third-party discretionary managers, operating within the KeyCorp group with affiliated banking and capital markets entities.

Marc Wegrzynowski is a financial advisor at Equity Services, Inc. with 24 years of industry experience. He holds Series 63 and Series 66 licenses. His previous experience includes roles at MassMutual Investors Services, MassMutual Life Insurance Co, and MetLife Securities Inc. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Victoria Terrazzino is a financial advisor at Equity Services, Inc. with four years of industry experience. She holds a Series 66 designation and has previously worked at firms including MML Investors Services, LLC, Mass Mutual Life Insurance Company, Belpointe Asset Management, LLC, and National Life Group. In addition to advisory work, she is involved in the sales of fixed insurance products such as annuities, life, disability, and long-term care insurance. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a range of clients including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading and specialized instruments, utilizing multiple advisory platforms and third-party asset managers.

Kaitlyn Fitzhenry is a financial advisor at Valic Financial Advisors with four years of industry experience. She holds a Series 66 designation and has previously worked at Mass Mutual Investors Services and Securities America Advisors. Additionally, she is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors and utilizes discretionary unified managed accounts with access to multiple wrap programs and overlay services.

David Chua is a financial advisor at Lincoln Investment with 26 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Investment since 2017, following prior roles at Legend Advisory Corporation and Legend Equities Corporation. He serves on the board of the Batavia City School District Foundation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and both advisor-managed and firm-managed investment programs utilizing a combination of strategic and tactical approaches.

Robert Lucarelli is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Key Investment Services, he worked at KeyBank NA and spent nine years at Alry Tool and Die. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed model selection and ongoing monitoring, while providing access to third-party discretionary managers and maintaining supervisory oversight.

Patrick Gardner is a financial advisor with Key Investment Services LLC in Hamburg, NY. He holds Series 63 and Series 65 licenses and has 14 years of industry experience. Gardner has been with Key Investment Services since 2012. Key Investment Services LLC provides advisory services to individuals, trusts, estates, small businesses, and corporate clients through various programs including wrap-fee advisory, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment strategy selection and performs due diligence on third-party advisory products while offering access to discretionary money managers and ongoing portfolio oversight.

Jason Campbell is a financial advisor at Lincoln Investment with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Prudential Insurance Company of America and LPL Enterprise. Outside of his advisory role, he serves as president of a local Parent Teacher Organization and owns a truck dispatching business. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and manages a mix of in-house and third-party investment strategies using both strategic and tactical approaches.

Patricia Schneider is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with HSBC Securities since 2014 and is also dual-hatted as a bank officer for HSBC Bank (USA) N.A., where she sells bank-related products and services. Outside of finance, she teaches and manages costumes at Amazin'Grace Dance Studio and serves as Treasurer for a homeowners association. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various models, ranging from client-directed to fully discretionary strategies. The firm employs a structured investment process with multiple risk profiles and utilizes affiliated and third-party providers for advisory, fund selection, and administrative services.

Michael Walker is a financial advisor with Key Investment Services LLC and holds the Series 66 and Series 63 designations. He has four years of industry experience, including prior roles at Canisius College, Fredonia University, and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment choices supported by non-binding recommendations and ongoing monitoring, and operates as part of the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Peter Rao is a financial advisor with GWN Securities Inc. and holds a Series 63 designation. He has 37 years of industry experience and has been with GWN Securities since 2004. Outside of his advisory role, he officiates high school and college sports as a referee. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of investment programs including SMA, UMA, and fund-strategist options.

Michael Palumbo is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 registrations and having 10 years of industry experience. Prior to joining HSBC in 2021, he worked at M&T Securities from 2015 to 2021. Palumbo serves on the Board of Directors and is a club officer for the Buffalo Canoe Club. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm utilizes a combination of strategic and tactical asset-allocation advice across programs that range from client-directed to fully discretionary management.

Kevin Birt is a financial advisor at Commonwealth Financial Network with 23 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at firms including Lincoln Financial Securities, HSBC Securities, and Scottrade. Outside of his advisory role, he participates as an experimental research subject at the University at Buffalo and is involved in cheese tasting for Lactalis USA. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

Alexander Zdrowak is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. He holds a Series 65 credential and previously worked at Exact Partners, Panera Bread, Mangia Restaurant, Rich Products, and Fischer Services. Focus Partners Wealth serves a diverse range of clients, including individuals, families, corporations, and institutions, providing comprehensive wealth management, retirement plan fiduciary services, and sub-advisory solutions. The firm employs a long-term, tax- and fee-sensitive investment approach that combines fundamental and quantitative analysis with diversified strategies and integrates reporting across managed and held-away assets.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. in Buffalo, NY, holding Series 63 and Series 66 licenses with 24 years of industry experience. He serves as vice president and director of golf tournament for the Mathew Foster Foundation, a charity assisting families of children with cancer, and is president of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options supported by strategic and tactical asset-allocation advice from HSBC Global Asset Management and affiliated providers.

Robert Stevens is a financial advisor at Key Investment Services LLC with 32 years of industry experience. He has held his current position at Key Investment Services since 2005. Stevens holds the Series 63 and Series 65 designations. Key Investment Services LLC provides advisory services to individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment decisions supported by non-binding professional recommendations and ongoing monitoring, operating within the KeyCorp group with affiliations that include KeyBank and KeyBanc Capital Markets.

Erik Gorenflo is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has eight years of industry experience and has worked at firms including Royal Alliance Associates, Cambridge Investment Research Advisors, and Custom Wealth Management. Prior to his financial services career, he was employed at Dick's Sporting Goods and Le Moyne College. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Christopher Alderson is a CFP® professional with 22 years of industry experience. He is currently affiliated with Eagle Strategies (NY Life) and has held roles with NYLIFE Securities LLC, ROI Financial Group, and Massachusetts Mutual Life. Outside of his advisory work, Alderson is involved in insurance brokering and property and casualty sales through his agency, Alderson & Gersitz Agency, Inc. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions delivered primarily through non-discretionary advisory relationships.

Nicholas Ruggirello is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 credentials and with 15 years of industry experience. He has worked with several firms including Stoll And Weller Insurance Services and Financial Group, Earmark Legacy Partners, NYLIFE Securities LLC, and New York Life Insurance Co. Ruggirello is also involved in insurance brokering under his own DBA, Earmark Legacy Partners. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and advisory services. The firm emphasizes tailored advice delivered through multiple program types with a significant portion of its assets managed on a non-discretionary basis.