Christopher Midecke is a financial advisor with Principal Financial Services, holding a Series 63 designation and 14 years of industry experience. He has been with Principal Securities and Principal Life Insurance Company since 2016. Outside of his financial services role, he coaches a traveling soccer team in Clarence, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through both advisory and promoter arrangements.

Robert Carlone is a financial advisor with TIAA-CREF in Amherst, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with TIAA-CREF since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes between point-in-time planning and ongoing discretionary management, using both model portfolios and customized portfolios managed under client-approved investment policies.

Kevin Nashburn is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America, LPL Enterprise, and KeyBank. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products and services alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary program types. The firm’s investment approach incorporates multiple risk profiles and combines strategic asset allocation developed with HSBC Global Asset Management alongside ongoing fund due diligence and monitoring.

Furqan Hassan is a financial advisor at Citizens Securities, Inc. in Amherst, NY, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company, among other firms, from 2016 to 2024. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory program and managed accounts, combining discretionary and non-discretionary business within its bank-owned structure.

Samuel Terrazzino is a CFP®-credentialed financial advisor with 29 years of industry experience. He is currently with Equity Services, Inc. and National Life Group, having previously worked at MassMutual and MSI Financial Services. Outside of his advisory roles, Terrazzino owns and operates Childress Performance Center, a gym and fitness business. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals and institutional clients. The firm uses multiple advisory platforms and third-party asset managers, combining long-term investment strategies with options for shorter-term trading.

Patrick McMahon is a CFP®-credentialed financial advisor with 30 years of industry experience. He currently serves at Private Advisor Group, LLC and LPL Financial, where he has worked since 2013. Prior to that, he was with First Allied Advisory Services, Inc. and First Allied Securities, Inc. McMahon is also involved with Independent Planner LLC, which supports LPL-related business activities and non-variable insurance services. Private Advisor Group serves individuals, trusts, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and managed account solutions through proprietary and third-party platforms. The firm operates a fiduciary-based advisory model, combining client goal assessment with access to various managers and investment strategies.

Kathleen Flynn is a financial advisor with Eagle Strategies (NY Life) based in Getzville, NY, holding Series 65 and Series 66 licenses and possessing 17 years of industry experience. Her work history includes roles at Clarity Group, Inc., Longevity Financial, Weller, Rusert And Stoll, LLC, NYLIFE Securities LLC, and New York Life Insurance Company. She serves as a board member for Town Square for Aging, a nonprofit supporting the aging population in Western New York, and is involved with the Center for Entrepreneurial Leadership Alumni Association at the University at Buffalo. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and predominantly manages assets on a non-discretionary basis, offering multiple advisory programs including retirement plan consulting and co-advisory relationships with third-party managers.

Mary Sillitto is a financial advisor at HSBC Securities (USA) Inc. with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at M&T Bank for over three decades before joining HSBC in 2021. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, including client-directed, discretionary, and wrap-style portfolio options. The firm employs a structured investment process with defined risk profiles and combines strategic and tactical asset allocation supported by multiple affiliated and third-party providers.

John Zachowicz is a financial advisor at HSBC Securities (USA) Inc. with 29 years of industry experience. He has held his current role at HSBC Securities since 2010. Zachowicz holds the Series 63, Series 65, and Series 66 designations. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients with both non-discretionary and fully discretionary portfolios.

William Tepas is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 63 designation and 44 years of industry experience. He has worked at Lincoln Investment since 2017, following eight years at Legend Advisory Corporation and 23 years at Legend Equities Corporation. Lincoln Investment Planning, LLC is an enterprise investment advisory and broker-dealer serving a diverse clientele, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm provides financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that develops strategic model portfolios and dynamic strategies.

Ryan Flore is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Equitable Advisors and Principal Securities Inc. Outside of his advisory work, he serves as a board member for Art Services Inc. and co-owns a members-only boat club in Western New York. Principal Securities provides brokerage and advisory services to a wide range of clients, including individuals, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money managers through various investment and promoter arrangements.

Stella Fey is a financial advisor with Primerica Advisors in Buffalo, NY, holding Series 63 and Series 66 licenses and having 20 years of industry experience. She has been with Primerica Advisors and Guardian Life Insurance Co. of America since 2011. Outside of her advisory role, she participates in a University at Buffalo study focused on providing SNAP education to low-income households. Primerica Advisors is part of Park Avenue Securities LLC, which serves a wide retail client base including individuals, high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and fee-based advisory services, utilizing proprietary model portfolios, third-party managers, and digital advice solutions to implement a range of investment strategies.

Gary Witten is a CFP® and ChFC® with 38 years of experience in financial services. He is currently with VOYA Financial Advisors, Inc., where he has worked since 2014, and also operates Integrity Financial Services, providing fixed insurance and financial services. His career includes longstanding roles at Integrity Financial Services and L & M Financial Services. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliated with Voya Financial that serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of financial planning, portfolio management, and retirement advisory services, utilizing both affiliated and unaffiliated investment products and combining in-house and external strategies with technology-enabled tools.

Michael Falitico is a Series 66-licensed financial advisor with Valic Financial Advisors, based in Williamsville, NY, and has three years of industry experience. He has been affiliated with Valic Financial Advisors and Agia since 2023, where he also serves as an agent for non-securities insurance products. Prior to this, his work history includes roles at Strategic Financial Solutions and Buffalo Bills among others. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging technology and model solutions to serve a broad client base.

Bradley Golding is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, where he has worked since 2009. He has 19 years of industry experience, including a year at Equitable Advisors prior to joining HSBC. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types ranging from client-directed to fully discretionary portfolios. The firm’s investment approach incorporates model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Thomas Abramson is a financial advisor with Key Investment Services LLC in Cheektowaga, NY, holding Series 63 and Series 66 credentials and 22 years of industry experience. His prior roles include positions at HNP Capital LLC, Five Star Bank, and LPL Financial, LLC. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plans through a broad network of financial professionals. The firm utilizes a multi-provider model combining discretionary implementation and strategist portfolios, with integration across KeyCorp affiliates for additional financial services.

Jeffrey Converse Jr. is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 designations and 15 years of industry experience. He has been with HSBC Securities since 2014 and has also worked with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm uses a combination of strategic and tactical asset allocation across five risk profiles and incorporates due diligence from affiliated and third-party providers to manage its diverse program offerings.

Richard Swanson is an investment advisor representative with Kestra Advisory, holding Series 63 and Series 66 designations and over 40 years of industry experience. His career includes extensive tenure at Morgan Stanley and Merrill prior to joining Kestra in 2015. He also serves as a Regional Director for the P&A Group, focusing on corporate retirement plans and individual financial services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan-level investment advice, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base including large institutional investors and sovereign wealth funds.

Christian Alaimo is a financial advisor with Key Investment Services LLC in Kenmore, NY, holding Series 63 and Series 66 designations and two years of industry experience. His prior roles include positions at KeyBank, Bank of America N.A., and Merrill. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor delivering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model with discretionary implementation by Envestnet and portfolio design by Key Wealth Chief Investment Office and third-party managers.

Chyron Williamson is a financial advisor at Key Investment Services LLC with Series 63 and Series 65 credentials and seven years of industry experience. His career includes roles at Pacific Life Insurance, HSBC Securities, and LPL Financial. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider platform and emphasizes non-discretionary model portfolios with custodial and trade execution services provided by Pershing.