Jacqueline Smith is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and one year of industry experience. She previously worked at Morgan Stanley for two years and has a background that includes roles in education and other industries. Wealth Enhancement Advisory Services manages over $122 billion in assets for individuals, high-net-worth clients, corporations, and retirement plans, offering diversified investment solutions that combine passive and active strategies overseen by an internal Investment Committee.

Lucas Stuart is a CFP® professional with 19 years of industry experience, currently affiliated with Commonwealth Financial Network and Crossbridge Financial Group. His prior work includes roles at Montage Wealth Management, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Company. Stuart is also the owner of Lucas Stuart Wealth Strategies Group, Inc., a private entity focused on securities, advisory, and insurance services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, including discretionary model portfolios and personalized indexing options, while supporting affiliated advisors with operational, technological, and compliance resources.

Derek Donnarumma is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at LPL Financial, WMG Partners, LLC, and American Portfolios Financial Services, Inc. He is based in Rochester, NY. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by quantitative and fundamental research and an internal Investment Committee.

John Klee is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Allworth Financial, L.P. in Rochester, NY. His prior experience includes roles at High Falls Advisors, Inc., Seneca Financial Advisors LLC, and Russell Schwartzbeck. Outside of financial advising, he has been involved in Haroun Education Ventures and Parkleigh Enterprises Inc. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolio strategies, including core-satellite, pure-index, and specialized offerings like Buffered Equity ETFs and options-based overlays, and is distinguished by its ownership structure and industry-specific divisions.

Jonathan Larue is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds a Series 66 designation and has worked at TIAA and Raymond James & Associates, Inc. Prior to his current role at TIAA-CREF, he spent 10 years at TIAA in various capacities. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates point-in-time planning from ongoing portfolio management and acts as adviser to a donor-advised fund while operating within a vertically integrated group.

Elliott Morse is a financial advisor at Commonwealth Financial Network with three years of industry experience. He holds a Series 66 designation and has previously worked at American Portfolios Financial Services, Inc. and OSAIC. Outside of his financial advisory role, he serves as a paramedic with Victor Farmington Ambulance. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers various program structures and discretionary model portfolios managed by its Investment Management and Research team.

Sierra King is a financial advisor with Lincoln Investment in Rochester, NY, holding a Series 66 designation and eight years of industry experience. She has worked at Lincoln Investment since 2018 and previously was involved with the Alfred State Office of Student Engagement. Lincoln Investment Planning, LLC is a large, enterprise investment advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, consulting, and portfolio management services supported by an in-house Investment Management & Research team and employs both advisor-managed and firm-managed model portfolios.

Daniel Ortiz is a financial advisor with Commonwealth Financial Network holding a Series 66 designation and six years of industry experience. He has worked at several firms, including Commonwealth Financial Network and Weller Group LLC. Ortiz serves as a Boatswain Mate Reservist Member in the United States Coast Guard Reserve. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers advisory programs, wealth management, and retirement plan consulting, providing operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Dennis Lohouse is a CFA® charterholder with five years of industry experience. He has been with Mariner since 2025, following a 16-year tenure at Forte Capital LLC. Outside of his advisory role, he is the owner and member of Fleur City Holding Co. LLC, a holding company based in Rochester, NY. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, utilizing customized portfolios that combine in-house research with third-party manager allocations.

Dominic Velardi is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Lincoln Investment since 2017 and previously spent 23 years at Legend Equities Corporation and 13 years at Legend Advisory Corporation. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving individual and high-net-worth investors, trusts, charities, and corporate and ERISA retirement plans, with a longstanding focus on educators and participants in 403(b) and 457(b) programs. The firm offers a range of financial planning and portfolio management services supported by an in-house Investment Management & Research team that constructs strategic and adaptive model portfolios.

Gregory Tellex is a financial advisor at Commonwealth Financial Network with six years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Paychex, Inc. for several years. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Thomas Affleck is a CFP® and holds a Series 65 license, with two years of industry experience. He has worked at Wealth Enhancement Advisory Services, LLC since 2023 and has been affiliated with Wealth Enhancement Group since 2021. Prior to his financial advisory career, he spent ten years at The Dorschel Automotive Group. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and retirement plan consulting, utilizing a strategic investment process that combines passive and active management across various risk classes.

Charles Forte Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 65 and Series 63 licenses and three years of industry experience. His prior roles include working at LPL Financial and serving at Goodwill of the Finger Lakes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, offering access to managed account solutions, third-party strategists, and technology platforms.

Charles Bearce is a financial advisor with Primerica Advisors in Pittsford, NY, holding a Series 63 designation and 18 years of industry experience. His prior roles include positions at Guardian Life Insurance, Park Avenue Securities, MML Investors Services, and MassMutual. In addition to his advisory work, he is involved in insurance activities outside of Guardian. Park Avenue Securities LLC serves a diverse retail client base, offering both brokerage and advisory services along with financial planning and consulting. The firm utilizes a range of investment strategies through proprietary and third-party portfolios and supports various account-level services including securities-based lending and donor-advised funds.

Thomas Muscato is a financial advisor at J. W. Cole Advisors, Inc. with 15 years of industry experience. He holds the Series 66 designation and previously worked at Commonwealth Financial Network for nine years. Outside his advisory role, he is president of T. James Muscato Inc., a personal tax management business. J. W. Cole Advisors operates a large network of independent advisor representatives and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutional accounts. The firm provides both discretionary and non-discretionary management using fundamental and technical analysis, model or manager-based strategies, and digital advice platforms.

Lawrence Giangreco III is a Series 66 credentialed financial advisor with two years of industry experience. He is currently affiliated with Commonwealth Financial Network and also works with Angelo Planning Group LLC. Prior to his advisory career, Mr. Giangreco held various roles in hospitality and education sectors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody and clearing services.

James Duclos is a financial advisor with Kestra Advisory Services LLC, holding Series 65 and Series 66 credentials and 44 years of industry experience. His prior firms include American Portfolios Financial Services, Inc. and SII Investments, Inc. Duclos currently serves as an investment advisor representative through Kestra Advisory Services and Kestra Investment Services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients, offering services such as fiduciary consulting, plan design, compliance testing, and employee education. The firm manages approximately $79.8 billion in assets and serves clients including large institutional investors and sovereign wealth funds.

Nicholas Berkompas is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes roles at Charles Schwab & Co., Inc., TIAA-CREF Individual & Institutional Services, LLC, and Northwestern Mutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and savings rates through point-in-time financial plans and optional managed account solutions.

Marcin Ciolek is a CFP® with five years of industry experience currently advising at Mariner. He previously worked at Forte Capital LLC for seven years and Citi for three years. Outside of his advisory role, he serves on the board of Webster Montessori School in Webster, NY. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, with additional services such as family office and employer financial-wellness tools.

Asher Flint VII is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 26 years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance. His career spans from 1998 to the present, with notable tenures at Primerica Advisors and Guardian Life Insurance Company. Park Avenue Securities serves a broad retail client base, offering both brokerage and advisory services, including financial planning and retirement-plan consulting. The firm employs a variety of investment strategies through proprietary and third-party managers and supports discretionary and non-discretionary account management.