Christopher Chouinard is a financial advisor with LPL Financial in South Portland, ME, holding CFP® and Series 66 designations and bringing 20 years of industry experience. He previously worked at Bay Financial Advisors, Inc. for 11 years and has been with LPL Financial since 2009. In addition to his advisory work, he provides tax preparation and accounting services on a limited basis. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Noah Safraniec is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth planning strategies that align with his clients' goals, focusing on areas such as college education planning, divorce transition planning, employee benefits and financial health, family wealth management, retirement planning and income, philanthropic planning, tax minimization, and managing new wealth. Noah approaches his clients as an extension of his family, prioritizing relationships based on trust, transparency, and care. Since entering the financial services industry in 2020, Noah has emphasized lifelong learning to navigate the evolving financial landscape and provide informed guidance. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Noah earned a Bachelor's degree from the University of Iowa, where he studied Business Management. In addition to his professional responsibilities, Noah is involved in his local community and supports initiatives aimed at strengthening local communities and preserving the natural environment. His personal interests include camping, cooking, football, hiking, music, reading, skiing, tennis, and traveling.

Katherine Nelson is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Wells Fargo since 2009, previously at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Stickney is a financial advisor with LPL Financial in S Portland, ME, holding the ChFC® designation and Series 63 license. He has 28 years of industry experience, including 18 years at TRSS Wealth Management, LLC, and over two decades with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michelle Anne Travers is a financial advisor at UBS Financial Services with four years of industry experience. She holds the Series 66 designation and has worked at UBS Financial Services since 2018, with prior experience at Ernst and Young and Albin, Randall & Bennett. Outside of finance, she was involved with Sadies Boathouse Restaurant and Endicott College from 2015 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and access to capital markets and lending programs.

John Garofalo is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds the Series 65 and Series 66 credentials and has worked at several firms, including Morgan Stanley, Ares Management, and Maiden Cove Capital. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Benjamin Hughes is a financial advisor at Ameriprise with a Series 66 credential and three years of industry experience. His background includes roles at Hughes Wealth Advisors and an internship with Representative Sophia Warren. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Jennifer Arsenault is a financial advisor with Edward Jones in Portland, ME, holding a Series 66 designation and eight years of industry experience. She has worked at Edward Jones since 2017 and previously spent eleven years at Seafax, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Zachary Dean is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His career includes roles at Bank of America and American Income Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, combining internal CIO teams and third-party style managers with custodial support.

Donald Duffy is a Series 66-licensed financial advisor with 13 years of industry experience. He previously worked at Edward Jones from 2013 to 2026 and currently is with Mass Mutual Investors Services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and a collaborative approach to deliver written financial recommendations.

Kellen Mac Donald is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and 11 years of industry experience. He has worked at several firms including First Republic Investment Management, Merrill, and Bank of America. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Nathan Aldrich is a financial advisor at Cetera with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Wells Fargo, KeyBank, LPL Financial, and Lighthouse Wealth Advisors. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment solutions through a multi-manager platform, providing access to model portfolios, third-party managers, and customized strategies.

Courtney Sullivan is a Financial Consultant at Fidelity Investments, a position she has held since 2026. She partners with individuals and families to create holistic financial plans tailored to their goals and needs, focusing on building and reviewing strategies to enhance efficiency and comfort. Courtney has accumulated experience within Fidelity Investments in various roles, including Investment Consultant from 2024 to 2026, Relationship Manager from 2023 to 2024, and Financial Representative from 2022 to 2023. Prior to that, she worked as an Investor Services Associate at Putnam Investments and as a Support Associate at Baystate Financial, both in 2021.

Jay Cross is a financial advisor with Morgan Stanley in Portland, ME, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets during his career. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Lawrence Abbiati is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds the Series 66 credential and has prior work experience at Goldman Sachs. Abbiati is also involved as a representative at Androscoggin Financial Services in Lewiston, ME. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm employs risk profiling and analytical tools to deliver tailored, non-discretionary planning and consulting, supporting client implementation through various advisory programs.

John Toye is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Primerica Advisors since 2006 and has worked in related capacities at Primerica Financial Services since 2002. In addition, he has operated as a tax practitioner since 1978. Outside of advisory services, he is involved in the sale of loan products and home security and automation referrals through Primerica-affiliated companies. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed accounts. The firm curates third-party asset managers and oversees portfolio implementation via BNY Mellon Advisors, operating under a tiered wrap-fee structure.

John Hughes is a CFP® with 31 years of experience in the financial services industry. He has been with Ameriprise since 1994, currently serving as an advisor at their Scarborough, ME office. Outside of his advisory role, Hughes owns a real estate business through JXH LLC. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary retirement recommendations, supported by a centralized consulting team and algorithmic tools.

Paul Buckley Jr. is a ChFC® with 39 years of industry experience, currently serving as a financial advisor at LPL Financial since 2026. His previous roles include positions at OSAIC, Sagepoint Financial, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. He is a partner in several financial services businesses involved in insurance and retirement services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management, supported by research and model portfolios.

Jesse Eaton is a financial advisor with Morgan Stanley in Scarborough, ME, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Investment and Finance Committees and the Board of Williston Northampton School in Easthampton, Massachusetts. Morgan Stanley Wealth Management provides a broad range of advisory programs for individual and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and advanced modeling tools.

Michael Bono is a Private Wealth Advisor at Merrill Private Wealth Management and a founder and leader of the Bono & Kline Group. He provides a holistic approach that integrates asset allocation, trust and estate planning, charitable giving, and access to customized credit through Bank of America, N.A. His work includes collaborating closely with clients' accountants, attorneys, and investment bankers to support cohesive financial strategies. Mike started his career in 1988 in the technology sector, specializing in supercomputer design, hardware and software consulting, and big data analysis and reporting. In 2001, he transitioned to private wealth advisory roles, first at Sanford C. Bernstein (now AllianceBernstein) and later at Barclays Wealth Management, before joining Merrill Private Wealth Management in 2015. He holds a B.S. in Electrical Engineering from Pennsylvania State University and is a Personal Investment Advisor (PIA). He resides in Virginia and Maine with his wife Robin and their two children. Outside of work, he enjoys playing the drums, fishing, and exploring new technology.