Nicholas Blanchette is a Financial Consultant at Fidelity Investments, a role he has held since 2020. He partners with clients to understand their financial goals and helps develop customized financial plans utilizing the resources provided by Fidelity. Nicholas has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 2013, including Investment Consultant, Financial Representative II, Regional Investment Consultant, and Inside Sales Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Edward Jones and as an Account Executive at NSM Securities. Outside of his professional life, Nicholas has interests in beach activities, golf, music, and caring for pets.

Gregory Curran is a financial advisor with J.P. Morgan Securities in Boston, MA, holding Series 66 and Series 63 credentials and 12 years of industry experience. He previously worked at Charles Schwab before joining JPMorgan Chase Bank in 2019. Outside of his advisory role, he is an owner and partner in a family-owned real estate LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized due diligence team and may incorporate ESG criteria.

Michael Mc Intyre is a financial advisor with Ameriprise in Westwood, MA, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliate since 1992. Outside of his advisory role, he serves as an attorney-in-fact for a family member. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Maria Naqishbandi is a financial advisor with OSAIC, holding a Series 66 license and bringing 17 years of industry experience. Her prior roles include positions at Royal Alliance Associates, Jhfn Sii, and Edward Jones. She is involved with Centinel Financial Group, an LLC focused on financial advisory services. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services through various programs. The firm’s investment process incorporates model-based asset allocation and portfolio optimization, supporting discretionary strategies and third-party manager selections.

Andrew Smith is a financial advisor at Edward Jones in Braintree, MA, holding a Series 66 designation with six years of industry experience. He has worked at Edward Jones since 2019, with prior roles in mortgage lending at Plaza Home Mortgage, MSA Mortgage LLC, and Mortgage One Solutions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Tribandis is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Bank of America, BNY, and various other organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Patrick Dougherty is a CFP® professional with 25 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Infinex Investments, South Shore Bank, VOYA Financial Advisors, and Merrill. Outside of his advisory role, he serves as a hockey referee in Marshfield, MA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary research and third-party strategies across various investment approaches.

Laura Gallotto is a Financial Consultant at Fidelity Investments, where she currently works to develop financial plans tailored to clients' unique needs. She has held several roles at Fidelity since 2017, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. She focuses on understanding clients' financial goals and motivations to collaborate effectively in creating personalized financial strategies. Her experience spans various aspects of financial planning and client relationship management, all within Fidelity Investments.

Paul Melanson is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Securities America Advisors, Lincoln Financial Advisors Corporation, South Shore Bank, and Banc Of America Investment Services, among others. He serves as a volunteer member of the Board of Trustees at The Accord School. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach emphasizing model-based asset allocation and portfolio optimization using tools such as risk-tolerance questionnaires and efficient frontier analysis.

Francisco Munoz Figueroa is a financial advisor with Ameriprise in Hingham, MA, holding Series 63 and Series 65 licenses and 14 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank, Santander Securities, and Citizens Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Charles Zisko Jr. is a financial advisor at Cetera with over 40 years of industry experience. He holds the ChFC® and Series 63 designations. His prior roles include positions at Voya Financial Advisors and Cetera Wealth Services, and he is owner of The Zisko Tax Group, a tax preparation business. Cetera Investment Advisers LLC is a nationally registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios.

Driscoll Docanto serves as a Senior Resident Director at Merrill Lynch Wealth Management, a role he has held following a significant tenure as a Wealth Management Advisor since 2010. With over 30 years of experience in institutional and high net worth wealth management, Driscoll's professional background includes 16 years in the investment management industry and 12 years as a Portfolio Manager. His portfolio management experience spans managing investments for Fortune 500 companies, endowments, foundations, municipalities, and affluent individuals. Driscoll's career includes managing assets at Utendahl Capital Management and JP Morgan Asset Management in New York City, as well as serving as a Senior Portfolio Manager at Columbia Management in Boston, where he co-managed the Columbia Core Bond Fund. He holds a Bachelor of Science degree from Babson College and has earned professional designations including Chartered Financial Analyst (CFA), Certified Financial Planner (CFP), and Certified Plan Fiduciary Advisor (CPFA). He is also a member of the Boston Security Analyst Society. In his practice, Driscoll focuses on delivering an institutional money management approach to a select group of affluent clients, providing personalized investment and wealth management strategies. His services include portfolio construction and management, retirement and educational planning, and wealth preservation and transfer services. Driscoll works closely with clients and their family advisors to align investment strategies with clients' long-term financial goals and to manage risk through asset allocation and diversification. His client-focused approach is grounded in developing personalized financial strategies tailored to individual needs.

Giorgio Scappini is a financial advisor with Morgan Stanley in Norwell, MA, holding a Series 66 designation and bringing 19 years of industry experience. Prior to joining Morgan Stanley in 2017, he worked at Bank of America, Merrill, and Banc of America Investment Services. Outside of his advisory role, he is involved in managing a rental property business in Providence, Rhode Island. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and investment committee insights. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment programs.

Anthony M. Florio serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been employed since 1998. His practice primarily focuses on providing financial services to medical professionals, attorneys, and business executives. He assists clients in developing tax-efficient portfolios, income strategies, and retirement planning tailored to the needs of individuals, their families, and businesses. Anthony holds a Bachelor's Degree in Finance from Stonehill College and has obtained several professional certifications, including the CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), and Certified Private Wealth Advisor® (CPWA®) designations. He is also engaged with Stonehill College through participation on the Business Visiting Committee. He emphasizes service and trust in his practice, aiming to understand each client's specific concerns and aspirations to develop personalized financial strategies. Anthony's approach is guided by the philosophy of working closely with clients one-on-one to pursue their long-term goals. Outside of his professional activities, his personal interests include biking, gardening, and hiking.

Stephen Leary is a CFP® professional with 40 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2005. Prior to this, he worked at Cetera Advisors LLC and has been involved with Cambridge Investment Research, Inc. since 2003. In addition to his advisory role, he is self-employed providing tax preparation services during the tax season and acts as an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, pension plans, and charitable organizations by offering financial planning, investment management, and retirement-plan advisory services. The firm manages assets through multiple platforms and a broad network of financial professionals.

David McNaughton is a Private Wealth Management Investment Management Consultant at Fidelity Investments. In this role, he partners with clients and their Wealth Management Advisors to design, implement, and monitor investment strategies aimed at achieving long-term investment goals. He has held positions in the financial sector since 2011, including roles at Brown Brothers Harriman and Co. in both Boston and Ireland, where he served as Assistant Vice President in Global Client Service, and as a Senior Associate at SVB Private. His earlier experience includes work as a Financial Analyst at Radius Bank. No information regarding his education, credentials, personal interests, or community involvement has been provided.

Wesley Blanchard is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked in construction and landscape supply. He is the founder and president of the Keene State Lacrosse Alumni Association Inc., a nonprofit involved in sports. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a variety of advisory programs supported by structured planning tools and investment research.

Robert O'Brien Jr. is a financial advisor with Merrill, holding a Series 63 designation and 35 years of industry experience. He has worked at Merrill since 1993 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Ferreira Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His career includes roles at Santander Securities, New York Life Insurance, and Eagle Strategies. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a manager solutions team.

Joseph Shumbata is a Financial Consultant at Fidelity Investments, where he assists individuals and families in understanding their finances and planning for the future. He collaborates with the Wealth Management Team to develop financial plans and monitor progress toward clients' goals. With over 20 years of experience in financial services, Joseph has held various roles including Vice President National Risk Officer and Financial Advisor at Morgan Stanley, Associate Director at UBS Private Wealth Management, Controls Manager at AXA Advisors, LLC, and participated in the Leadership Development Program at Prudential. Outside of his professional work, Joseph enjoys boating, fishing, skiing, and participating in family activities.