Angelica Andreotti is a financial advisor at Citizens Securities, Inc. with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at firms including Bank of America, Merrill, and E*TRADE Securities. Outside of her advisory work, she creates cat-related content through a sole proprietorship named Meta. Citizens Securities, Inc. serves a broad retail client base, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Ryan Vernon is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, TD Ameritrade, and Scottrade. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory and brokerage services. The firm provides various advisory programs, including a digital advisory platform and managed accounts, and operates as a broker-dealer and insurance agency.

Christopher Mc Vay is a financial advisor at Voya Financial Advisors, Inc. with 14 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including MassMutual Investors Services, OneAmerica Securities, and Bountiful Investment Management LLC. Outside of his advisory role, he serves on the Board of Directors for House of Hope, a nonprofit focused on ending homelessness, and works as a bartender at Boomerangs Roadhouse. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that offers financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm combines internal and external strategists with technology tools to deliver advice primarily through non-discretionary relationships, while also providing limited discretionary management through certain wrap and unified managed account programs.

Camilo Betancur is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Santander Securities, LLC, Santander Bank, NA, and Commonwealth Financial Network. Outside of finance, he was involved with Ideal Cleaning for five years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program with ETF-based portfolios and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Paul Bernardi is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Citizens Securities since 2004. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory platform and a managed account program, and is wholly owned by Citizens Bank, N.A.

Lisa Burke is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at MetLife Investors Distribution Company and MetLife. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Benjamin Riccitelli is a financial advisor at Citizens Securities, Inc. with a Series 66 designation. He has one year of industry experience, joining Citizens Securities in 2026 after eight years in education. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and a managed account program, and it operates as a broker-dealer and insurance agency.

Cole Fuller is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and Dell/EMC. Outside of his advisory role, Fuller is involved in property management as a multi-family home owner and landlord. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Jason Arrighie is a financial advisor at Empower Advisory Group with 14 years of industry experience. He holds Series 66 and Series 63 designations and has worked previously at GWFS Equities and Fidelity Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated services focus on long-term portfolio returns, annual rebalancing, and clients’ savings rates, delivering both point-in-time financial plans and optional managed account solutions.

Brian Dunphy is a CFP® professional with 25 years of industry experience, currently affiliated with Citizens Securities, Inc. in Johnston, RI. His prior experience includes roles at FedEx, MML Investors Services, Mass Mutual Life Insurance Company, and Valic Financial Advisors. Outside of his advisory work, he is also active as an Uber driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Daniel St. Aubyn is a Series 66 licensed advisor at Citizens Securities, Inc. with four years of industry experience. He has been with Citizens Securities since 2017, including a prior role at Axelon Services Corporation in 2017 and experience at the Community College of Rhode Island from 2016 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed via proprietary algorithms, as well as a Managed Account program, while operating as both a broker-dealer and insurance agency.

Brendan Solecki is a CFP® affiliated with Savant Wealth Management, with one year of industry experience. He previously worked at Corrigan Financial, Inc. for five years and at Clean Harbors for nine years. Savant Wealth Management provides comprehensive wealth management, financial planning, retirement plan consulting, and family office services to individuals, families, pension plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation using mutual funds and ETFs with actively managed strategies and sub-advised mandates, supported by centralized resources and integrated legal and accounting affiliates.

Mark Dextradeur is a financial advisor with Citizens Securities, Inc. in Johnston, RI. He holds Series 63 and Series 65 registrations and has 26 years of industry experience, including 13 years with Citizens Securities. Outside of his advisory role, he coaches youth lacrosse on a volunteer basis. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory offerings that include a digital advisory program and a Managed Account program.

Carl Ostergaard Jr. is a financial advisor at Citizens Securities, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Fidelity Investments and UBS Financial Services, as well as service in the U.S. Air Force Reserve. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Kevin Mc Nair is a ChFC® credentialed financial advisor with 35 years of industry experience. He currently works with Lincoln Investment and has prior experience at Agia, Valic Financial Advisors, Ameriprise, and MSI Financial Services, Inc. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that builds strategic model portfolios and employs third-party managers.

Jonathan Bridgman is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that recommends ETF-based portfolios using proprietary algorithms, in addition to managed account programs and commission-based brokerage services.

Stephen Connaughton is a financial advisor at Oppenheimer with 33 years of industry experience. He has been with Oppenheimer & Co. since 2004. He holds the Series 63 and Series 65 designations. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and services, including asset management, consulting, and retirement planning, delivered through both discretionary and non-discretionary approaches.

Edward Pegram IV is a financial advisor at Allworth Financial, L.P. with 45 years of industry experience. He holds a Series 63 designation and has worked at firms including Merrill, Bank of America, RBC Capital Markets, and City National Bank. Pegram is based in Providence, RI. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations. The firm offers financial and wealth planning, portfolio management, retirement plan consulting, and variable annuity servicing, utilizing a combination of quantitative and qualitative analysis to implement customized investment strategies.

Harry Carver is a Series 66-licensed financial advisor at Citizens Securities, Inc. with seven years of industry experience. He has worked at Citizens Securities since 2019 and previously held roles at Granite Financial Partners and Ten Broeck Insurance Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program alongside a Managed Account program and operates as a broker-dealer and insurance agency.

Amanda Chartier is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and two years of industry experience. Her work history includes roles at Toll Gate Capital Advisors, LLC, and prior experience outside the financial industry. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, third-party asset manager access, and retirement consulting services.