Cy Kolod is a financial advisor at Edward Jones in Eliot, ME, holding a Series 66 designation with eight years of industry experience. His prior work includes roles at United Parcel Service and the United States Air Force. Outside of his advisory work, he is involved in rental property management. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options.

Kevin Ferland is a financial advisor with LPL Financial in Somersworth, NH, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at LPL Financial since 2007 and was previously with Northeast Planning Associates, Inc. from 2005 to 2018. Additionally, he is associated with Dumais & Ferland, CPAs, where he has been involved for over two decades. Outside of his advisory role, he sells non-variable insurance products including life, health, long-term care, and group benefits. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services supported by a large network of investment adviser representatives and various investment platforms and tools.

Hugh Jencks is a financial advisor with UBS Financial Services in Portsmouth, NH, holding a Series 63 designation and bringing 45 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services through its platform.

Luke Sotir is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at AXA Advisors and Mony Securities Corporation. Outside his advisory role, he serves as treasurer and board member for Christ Revolution Church. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs and works with third-party asset managers to implement investment solutions tailored to clients’ risk tolerance and objectives.

Paul Kinnaly is a financial advisor with Morgan Stanley in Portsmouth, NH, holding Series 65 and Series 66 licenses and having 25 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a discovery process to help clients develop financial plans, with a range of investment products and services available.

Robert Cummins is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 25 years of experience in the financial services industry, having joined Merrill Lynch in 1994. Robert focuses on wealth management and planning strategies designed to help families grow and preserve their wealth. His expertise includes education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. Robert works closely with clients to understand their current financial situation and future goals, dedicating time to thoughtful questions and careful listening to develop tailored financial strategies. He holds a Bachelor's degree from the University of New Hampshire, where he was also the captain of the basketball team. Robert resides in York, Maine, with his wife, Karen, and their three sons, Chris, Brady, and Ryan. Outside of his professional work, Robert enjoys basketball, golfing, and spending time with his family.

Christopher Johnson is a CFP® designated financial advisor with 19 years of industry experience. He is currently with Cetera and holds leadership roles including Director of Wealth Management at TSWM Advisory Group, which he co-owns, and owner of TSSWMM Financial Group. His career includes prior roles at USAA Financial Advisors and Avantax. Johnson also engages in consulting and speaking activities related to succession and estate planning for auto dealership clients. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Johanna Holecy is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and eight years of industry experience. Her prior roles include positions at First Anchor Wealth Management and Waddell & Reed, as well as work with various insurance carriers. She also spent two years at the International Language Academy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided primarily by investment adviser representatives who use a range of discretionary and non-discretionary strategies.

Meredith Anderson is a financial advisor at Morgan Stanley in Portsmouth, NH, holding Series 63 and Series 65 licenses with 17 years of industry experience. She has worked at Morgan Stanley since 2016 and previously at LPL Financial and Federal Savings Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning using firm-approved tools and investment models.

Michael Lebarge is a financial advisor with Osaic Wealth, Inc. in Dover, NH, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He worked at Signator Investors, Inc. for 33 years before joining Osaic in 2018. Outside of his advisory role, he operates a vacation cottage rental business and is involved in the sales and marketing of fixed annuities and non-variable insurance. Osaic Wealth, Inc. serves a diverse client base—including individuals, institutions, and charitable organizations—through a large network of advisers and multiple advisory platforms. The firm employs various portfolio construction tools and offers integrated brokerage and advisory services, with a complex corporate structure and multiple third-party commercial arrangements.

Margaret Murray is a financial advisor with LPL Financial in Portsmouth, NH, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2023 and is also affiliated with Northeast Planning Associates, where she has been involved since 2019. Outside of her advisory role, she is a licensed notary public in the State of New Hampshire. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Robert Ricci III is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and has prior experience at RBC Wealth Management and in various roles outside of finance, including food service and education. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory solutions.

Mark Svenson is a Series 66 licensed advisor with Merrill, based in Dover, NH, who has 13 years of industry experience. He has worked at Merrill and Bank of America since 2018 and held positions at PNC Investments from 2015 to 2018. Outside of his advisory role, he serves as co-trustee for the Linda L.C Svenson Revocable Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Barrett Costello is a financial advisor with Ameriprise in Portsmouth, NH, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. His prior work includes roles at Stratos Wealth Partners, LPL Financial, and Neuberger Berman. He serves on the Board of Directors for Kiwanis of Taunton and acts as its president. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that focuses on tax-aware withdrawal strategies and dependable income sources for clients approaching or in retirement.

Robert Rubano is a financial advisor with Equitable Advisors, holding a Series 66 credential and nine years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at firms including Huntewicke Capital Group, Essex Private Wealth Management, John Hancock/Manulife Asset Management, and Merrill. Outside of his advisory role, he serves as an ice hockey instructor and rink operator at Phillips Academy Ice Rinks and is Treasurer of the non-profit organization Triton Youth Hockey. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models and third-party asset managers, offering clients access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Spike Trueworthy is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2021. Prior to this, he worked at Ameriprise Financial Services for 15 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Abednego Nakoma is a financial advisor at Equitable Advisors with the Series 66 designation and no prior industry experience. His work history includes roles outside the financial services sector at organizations such as the International Institute of New England and Natural Air. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, using both proprietary and third-party solutions.

John Cogan is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 designations and 24 years of industry experience. His prior work includes roles at Osaic Institutions, Inc., Infinex Investments, Inc., LPL Financial, and Edward Jones. Outside of his advisory work, he is president of the Coastal New England Baseball League, an adult baseball league based in Dover, NH. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Alexander Wallace is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked in roles including strategic maintenance and marine engineering consulting. Outside of his advisory work, he is an owner and property manager of a rental property in Dover, NH. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Bethany Goodrich is a CFP® professional with four years of industry experience. She is currently with LPL Financial and previously worked at Cornerstone Financial Planning, LLC and TPS Group. Outside of her advisory role, she is involved in a real estate rental business with a family member. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.