James Quirk is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Equitable Advisors since 1999, including its period as AXA Advisors, LLC. Outside of advising, he serves as an on-field official for the National Football League. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a broad client base including individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs and third-party managers, focusing on matching client needs with appropriate investment models and services.

David Ricker is a financial advisor with UBS Financial Services in Point Pleasant, NJ, holding a Series 66 designation and over 22 years of industry experience. He has worked at Merrill since 2003. Outside of his advisory role, he is involved part-time as a beer tender at Icarus Brewing in Brick, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and lending solutions.

Dylan Koenig is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. His prior roles include positions at Thrivent Investment Management, Bank of America, and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s approach combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs managed through systematic methodologies and long-term asset allocation benchmarks.

Moshe Feinstein is a financial advisor with MassMutual Investors Services holding a Series 66 designation and three years of industry experience. His prior roles include positions at NYLife Securities, Bais Reuven Kamenitz, and Thera Era LLC. He is also the owner of Good Hands Financial Planning LLC and serves as an insurance agent with Good Hands Financial. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs a collaborative, software-driven approach to financial planning and offers specialized programs including estate settlement and divorce planning.

Richard Campanella is a financial advisor with Morgan Stanley in Toms River, NJ, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. He has been with Morgan Stanley since 2008 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Secular Return Estimates and Monte Carlo simulations to assist in financial planning.

Jason Gardner is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 designations and having 22 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2004. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by the Global Investment Committee’s tools.

Sammer Bekhiet is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on assisting individuals, families, and business owners in navigating complex financial decisions by providing personalized wealth management, retirement, and investment strategies aligned with clients' goals. His expertise includes college education planning, equity compensation services, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Sammer employs a comprehensive approach that begins with understanding each client's full financial picture to develop flexible strategies responsive to changing market conditions. His role integrates investment insights from Merrill and banking and lending solutions from Bank of America. Sammer holds a Bachelor's Degree from The College of New Jersey and is a Personal Investment Advisor (PIA). Outside of his professional activities, he is involved with the USTA Foundation and enjoys pickleball, tennis, traveling, and spending time with his family.

Austin Dave is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, business owners, and corporate employees of Fortune 500 companies to help them achieve their financial goals. His approach focuses on creating efficient wealth management strategies that address various financial topics such as tax-efficient investing, retirement planning, benefit maximization, and managing company 401(k) plans. Austin and his team emphasize delivering an exceptional client experience by understanding each client's unique situation, educating them on potential options, and monitoring their progress. This allows them to adjust investment portfolios as needed in a dynamic financial environment. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from The College of New Jersey.

Danni Higgins is a Financial Advisor with Merrill Lynch Wealth Management. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), she focuses on helping clients gain clarity and confidence in their financial decisions. She works closely with clients to develop personalized wealth management strategies that align with their unique goals and values. Her expertise encompasses areas such as college education planning, family wealth management strategies, personal retirement planning, women and wealth, and tax minimization. Danni takes the time to understand what is important to each client, providing thoughtful financial guidance rooted in care, clarity, and purpose. She aims to simplify complex financial decisions and offers ongoing advice as clients' needs evolve. Danni holds a Bachelor's Degree from the University of Delaware. Outside of her professional role, she has interests that include pickleball, reading, running, skiing, spending time with her family, and traveling.

Vladimir Stricker is a Financial Advisor at Merrill Lynch Wealth Management and holds professional designations as a CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor. He assists business owners, corporate professionals, retirees, and multigenerational families in making informed financial decisions. His practice emphasizes retirement planning, tax-efficient wealth management, stock compensation strategies, estate planning coordination, and facilitating the transition from wealth accumulation to retirement income. With over a decade of industry experience, Vladimir works closely with clients to develop comprehensive financial plans tailored to their unique needs. His expertise encompasses retirement income strategies, employer stock compensation planning, investment management, cash flow optimization, estate and legacy planning, tax-aware strategies, and risk management. He primarily serves successful professionals, engineers, and business owners seeking to simplify their financial complexities and coordinate various financial components. Vladimir holds a Bachelor's Degree from Kean University and maintains memberships in professional organizations including Business Networking International, the Chamber of Commerce, and the National Association for Divorce Professionals. He is also involved in the community through the ARC of Ocean County. Outside of his professional work, Vladimir enjoys adventure sports, biking, boating, football, golfing, reading, and spending time with his family.

Philip Yellovich is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Outside of his advisory role, he is a singer in a band and occasionally performs at local venues. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing structured discovery processes and advanced modeling techniques.

Raymond Triano is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. He also maintains an ongoing role as a fixed insurance agent with Allied Wealth Partners. Cetera Investment Advisers LLC serves a broad client base including individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Pamela Hadley is a financial advisor at Morgan Stanley with 37 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning supported by proprietary tools and modeling techniques.

Jeffrey Winner is a financial advisor with Equitable Advisors, holding a Series 66 designation and bringing 25 years of industry experience. He has worked at Equitable Advisors and its predecessor, Axa Advisors, since 2001. In addition to his advisory role, he operates a business under the name FourFront Group. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm offers a range of investment models and advisory services through a network of representatives, utilizing both proprietary and third-party solutions.

Erin Azambuja is a financial advisor with LPL Financial holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, Erin worked at Financial Research Associates for seven years and Mazars USA LLP for four years. Erin is also involved with Weber Wealth Management, LLC, an entity related to her work at LPL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing research and model portfolios from both internal and third-party sources.

Brian Gazia is a financial advisor at Merrill with 26 years of industry experience, including 20 years with his current firm. He holds Series 63 and Series 66 licenses and works from Beachwood, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Kumpf is a financial advisor at Raymond James & Associates with 15 years of industry experience. He has held previous roles at Ameriprise, Comerica Securities, Inc., and Merrill Lynch Pierce Fenner & Smith. In addition to his advisory work, he is involved in independent insurance brokering focused on fixed annuities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including high-net-worth individuals, institutions, and municipal entities. The firm provides tailored financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Christopher Cirri III is a financial advisor with Equitable Advisors in Toms River, NJ, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Benjamin Felicelli, Prudential Insurance Company of America, Prudential Investment Management Services, PGIM Investments, Bank of America, and Merrill. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and relies on both in-house and third-party advisory models, offering a range of investment products and ERISA fiduciary services.

Benjamin Felicelli is a financial advisor at Equitable Advisors with 27 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley and Citigroup Global Markets. Outside of his advisory work, he serves as Director of Soccer Operations for the Jackson Soccer Club. Equitable Advisors serves individual and institutional clients with financial planning, retirement plan consulting, and asset-management programs delivered through a network of investment representatives. The firm utilizes third-party sponsors and advisory models, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternatives.

Murat Sensoy is a financial advisor with Cetera holding the CFA® designation and Series 63 license. He has recent experience at Cetera Wealth Services and other financial firms, including Franklin Templeton Investments. Sensoy is also an associate instructor for an online education firm, teaching a commercial real estate and investment certificate program. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.