Alex Wenthe is a Series 66 licensed financial advisor with 17 years of industry experience. He has been with Morgan Stanley since 2017, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC, following a brief tenure at Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support tailored financial strategies.

Dorothea Zando is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 licenses, and has 34 years of industry experience. Her prior firms include Regal Securities, Royal Alliance Associates, and AXA Advisors. Outside of advising, she is a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across discretionary and non-discretionary accounts.

William Molloy is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 credentials and has 36 years of industry experience. He previously worked at Bank of America and Merrill Lynch Pierce, Fenner & Smith, Inc. from 2010 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2021. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering financial planning and estate planning strategies supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment programs.

Thomas La Marca is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 63 and Series 66 designations and has previously been affiliated with Equitable Advisors, Florida State University, and other organizations. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and a variety of asset management programs. The firm utilizes a range of investment models and third-party asset managers, offering services through a network of Investment Adviser Representatives.

William Bello is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning that incorporates firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Brian Osipovitch is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 designations. He has been active in financial services since 2024, including prior roles at George Osipovitch and experience in insurance and tax advisory firms. Outside of finance, he has also worked in the restaurant industry. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and a variety of asset management programs through a network of investment adviser representatives and third-party managers.

Joseph Ronan is a Series 66-registered financial advisor with 11 years of industry experience. He is currently with OSAIC Wealth, Inc and has previously worked at LPL Financial, New York Life, Morgan Stanley, and Merrill. His background includes roles at multiple well-known financial institutions. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization utilizing various tools and strategies, with a notable scale and complex affiliate network.

Jordan Sirota is a financial advisor at OSAIC with four years of industry experience and holds a Series 66 designation. Prior to joining OSAIC Wealth Inc., he worked at LPL Financial LLC and Cetera Advisor Networks LLC. He has also been involved with Shore Inflatables LLC in a non-investment-related capacity. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charities. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and access to various managed account strategies and third-party investment platforms.

George Osipovitch III is a financial advisor with Equitable Advisors in Wall, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2006 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as a board member and alternate voting member of the Planning Board of Brick Township and is a partner at Modern Tax Advisors, LLC. Equitable Advisors serves individuals ranging from non‑high-net-worth to high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, using proprietary and third-party advisory platforms.

Lisa Chirichillo is a financial advisor affiliated with LPL Financial, holding a Series 63 designation and bringing 39 years of industry experience. She has worked with Linsco/Private Ledger Corp. since 1992. Outside of her advisory role, she serves as a notary in Toms River, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options supported by technology and a large network of advisors.

Joseph Tenpenny is a CFP® and ChFC® with 18 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012, following four years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process.

Ira Krulik is a CFP® with 27 years of industry experience, currently affiliated with Osaic Wealth Inc. He has previously worked at LPL Financial, LLC and Ameriprise Financial Services, Inc. Additionally, he operates IJK CFP LLC, a tax and investment-related business. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various investment strategies and programs across affiliated broker-dealer and RIA relationships.

Vernon Paulson is a financial advisor with Equitable Advisors in Wall, NJ, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. He has been with Equitable Advisors since 1999, including its prior iteration as Axa Advisors, Llc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing proprietary and third-party managed solutions without sponsoring its own wrap fee program.

Courtney Hogan serves as a Resident Director at Merrill, where she specializes in personalized wealth management strategies. Since beginning her career at Merrill in 2001, Courtney has gained extensive experience working with families, businesses, executives, and retirees. Her approach emphasizes guidance, communication, and service, integrating education and investment insights to support clients' financial goals. She collaborates with a team known as The Pearlman Group, which adopts a comprehensive family office model and works closely with clients' CPAs and attorneys to develop tailored strategies for retirement planning, wealth transfer and preservation, special needs planning, and liability management. Courtney focuses particularly on Corporate Executive Services, Family Wealth Management Strategies, and Women and Wealth. She holds a Bachelor's Degree from the Pennsylvania State University System and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to her professional responsibilities, Courtney participates in various community organizations such as Clean Ocean Action, Girl Scouts, Point Pleasant Youth Football and Cheer, and Save Barnegat Bay. Her personal interests include boating, running, and soccer.

John Alberti is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at AXA Advisors, DB USA Core Corporation, and Deutsche Bank Securities. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, leveraging third-party asset managers and advisory platforms alongside its own service network.

Paul Ha is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Myles Shapiro is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Citigroup Global Markets, Santander Bank, and JPMorgan Chase Bank before joining J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process incorporates centralized due diligence and may include ESG considerations, with clients retaining final decision-making authority.

Kenneth Koerner is a CERTIFIED FINANCIAL PLANNER™ professional with 14 years of industry experience, currently affiliated with Cetera. His career includes roles at Avantax Investment Services and 1st Global Advisors, and he has maintained a family business, Koerner & Koerner PA, since 1987. Koerner also manages Koerner Healthcare, LLC, a financial services business based in Toms River, NJ. Cetera Investment Advisers LLC is a large, SEC-registered firm with over 10,000 advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of program options and investment strategies, managing more than $256 billion in assets.

Jeffrey Van Demark is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Morgan Stanley and Citigroup Global Markets. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and utilizes research and analytics grounded in diversification principles and modern portfolio theory.

Michael Barrett is a financial advisor with LPL Enterprise, holding a Series 66 designation and approximately one year of industry experience. Prior to joining LPL Enterprise in 2025, he worked in various roles at The Home Depot from 2019 to 2023 and has experience in education at Ocean County College and KEAN University, as well as Lacey Township High School. Outside of advising, he maintains employment with The Home Depot and is involved as a financial professional in a non-variable insurance agency. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach, utilizing portfolios developed by internal and third-party strategists, and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.