Thomas Zirbes is a financial advisor with TLG Advisors, Inc. based in Summit, NJ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes roles at firms such as CRI Securities, North Star Consultants, Park Avenue Securities, and Guardian Life Insurance Company. He is also head of sales at White Swan, a life insurance and sales marketing business. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on investment supervisory services, portfolio management, and fiduciary services, employing manager selection and fundamental analysis within a Modern Portfolio Theory framework to construct diversified portfolios.

Gary Quinzel is a CFP® and CFA® with 21 years of industry experience. He has worked at Wealth Enhancement Advisory Services, LLC since 2019 and previously held roles at AEPG Wealth Strategies, Bank of America, N.A., and Merrill. Quinzel holds Series 66 and Series 63 licenses. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets and uses a diversified, risk-class based investment approach blending passive and active strategies overseen by an internal Investment Committee.

Karen Kursar is a financial advisor with PNC Wealth Management in Bridgewater, NJ, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at PNC Investments, PNC Investments LLC, PNC Bank, and Ameriprise. PNC Wealth Management provides retail brokerage and advisory services, including a model-based digital offering that uses algorithm-driven risk assessments to manage investments via approved strategies executed with mutual funds and ETFs. This invitation-only, employee pilot program emphasizes model implementation with limited direct client trading options.

Dario Polci is a financial advisor at TD Private Client Wealth LLC with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Equitable Advisors, The Prudential Insurance Company of America, and New York Life. Outside of his advisory role, he performs as a DJ in the entertainment sector, dedicating approximately five hours per week to this activity. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors. The firm uses a combination of strategic and tactical asset allocation through portfolios that include both affiliated and third-party sub-managers.

Michael Howard is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Merrill, JP Morgan Securities LLC, and Pruco Securities LLC. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients, using a combination of strategic and tactical asset allocation with investments from both affiliated and third-party managers.

Adel Gerges is a financial advisor with HSBC Securities (USA) Inc. in Chatham, NJ, holding Series 66 and Series 63 licenses and 14 years of industry experience. He has been with HSBC Securities and HSBC Bank USA, N.A. since 2015. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary portfolio options. The firm employs a multi-profile investment process supported by global asset management and fund due diligence teams, serving clients through both non-discretionary and discretionary managed portfolios.

Robert Hardgrove is a ChFC® and Series 63 designated advisor with 43 years of industry experience. He has been with Guardian Life and its affiliated firms since 1999 and previously worked at Park Avenue Securities from 2019 to 2021. In addition to his advisory work, Hardgrove serves as President of the Foundation of the Rotary Club of Somerville and Bridgewater. He is affiliated with Park Avenue® Wealth Management, a subsidiary of Guardian Life that provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, leveraging proprietary and third-party platforms to tailor client relationships.

Rocco Attanasio is a financial advisor with Empower Advisory Group in Somerset, NJ, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked with Gwfs Equities, Inc., Prudential Investment Management Services, LLC, and Prudential Insurance Company of America. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model connected to Empower’s recordkeeping platforms and emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Adelio Campos is a financial advisor with TD Private Client Wealth LLC holding a Series 66 designation and four years of industry experience. His prior roles include positions at TD Bank N.A. and The Prudential Insurance Company of America. Outside of advisory work, he co-owns and manages rental properties in Long Beach Township, New Jersey. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party sub-managers, offering portfolio management, financial planning, and custody services.

Alben Portnoy is a financial advisor at &Partners with 50 years of industry experience. He holds the Series 63 and Series 65 credentials. His career includes roles at Wells Fargo Clearing and City Federal Savings & Loan. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, and institutional clients, offering investment management, financial and tax planning, and ERISA consulting through both discretionary and non-discretionary strategies.

Sally Klinger Rogers is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 63 license. She has 43 years of industry experience and has been affiliated with New York Life Insurance Company since 1979 and NYLife Securities Inc. since 1982. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a network of affiliated investment adviser representatives. The firm focuses on tailored recommendations and manages a substantial portion of its regulatory assets on a non-discretionary basis.

Donald Hertling is a CFP® professional with over 22 years of industry experience, currently serving at Beacon Pointe Advisors, LLC since 2020. He previously worked at Heller Wealth Advisors for 11 years. Hertling maintains involvement in insurance services through his role at JD Associates, LLC, where he works with clients on property and casualty insurance. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-of-managers approach, utilizing third-party independent managers selected through a formal due-diligence process and supported by quantitative and qualitative analysis.

Robert Knoll is a financial advisor with Commonwealth Financial Network holding the ChFC® and Series 63 designations and 27 years of industry experience. Before joining Commonwealth in 2021, he worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. He is co-owner of Reilly Financial Group, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment products.

Megan Brozowski is a CFP® with 23 years of industry experience. She has worked at Mariner Wealth Advisors from 2015 to 2018 and RegentAtlantic from 2003 to 2015. She is currently affiliated with Mariner and holds a Series 65 license. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and Core Family Office services, employing discretionary, customized portfolios supported by both internal research and third-party managers.

Melissa Gerckens is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC since 2020. Her prior experience includes roles at Heller Wealth Advisors, LLC from 2016 to 2019 and other entities within the Beacon Pointe organization. She is also a licensed insurance agent involved in the sale of life and health insurance products through Beacon Pointe Insurance Services, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement-plan services, and outsourced CIO solutions to individuals, corporations, and institutional clients. The firm utilizes a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, with a focus on private and public asset classes.

Colin Gaven is a financial advisor at Commonwealth Financial Network with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Rosenblatt Securities and Merrill Lynch. Outside of advising, he is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients through a range of advisory programs and services. The firm provides operations, technology, investment management, and compliance support, enabling advisors to offer customized portfolio solutions under Commonwealth’s supervision.

Patrick Mccahill is a CFP® and Series 65-licensed financial advisor with 11 years of industry experience. He is currently with Hightower Advisors and has been with HighTower Securities, LLC since 2016. Outside of his advisory role, he serves as a research analyst for Gouldin & McCarthy, focusing on investment performance analysis and research, and has participated as a committee member for the Babbitt Ball event organized by the John Taylor Babbitt Foundation. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and incorporates proprietary research and portfolio construction strategies across various investment vehicles.

James Zerweck is a financial advisor with GWN Securities Inc. in Bridgewater, NJ, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has been with GWN Securities since 2016 and also works with ABMM Financial since 2014. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals, through a network of approximately 423 advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of strategies from traditional asset allocation to legacy market-timing and momentum-based approaches.

Jack Butler is an advisor at Janney Montgomery Scott with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Hennion & Walsh Inc. and UBS, as well as positions unrelated to finance, such as at Minuteman Whiskey Bar and Spring Ridge. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional sponsors, offering brokerage services, financial planning, and advisory programs with a combination of in-house and third-party portfolio management.

Robert Fowler is a financial advisor with J. W. Cole Advisors, Inc. He holds a Series 66 credential and has 24 years of industry experience. His prior work includes roles at Cambridge Investment Research Advisors and Fcg Advisors LLC. Outside of his advisory work, he serves as a board member for a charity sponsoring and mentoring needy Catholic high school students and is a finance committee member for New Eyes for the Needy. J. W. Cole Advisors operates a large network of independent advisers and offers fee-based portfolio management, financial planning, retirement services, and access to multiple third-party investment platforms for individual, high-net-worth, and institutional clients. The firm’s advisers use a combination of fundamental and technical analysis and may manage accounts on both discretionary and non-discretionary bases.