David Stromecki is a ChFC® credentialed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2012. He has 28 years of industry experience and also serves as president of an independent insurance agency. Outside of his advisory role, he is a volunteer firefighter and a director of the Buffalo Niagara Business Ethics Association, a nonprofit organization. Cambridge Investment Research Advisors serves individual and institutional clients through financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates a multi-billion dollar asset base and offers access to proprietary model strategies and unaffiliated third-party advisers.

James Gallagher is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill, Merrill Lynch, Pierce, Fenner & Smith, and Bank of America over the course of his career. He is based in Buffalo, NY. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Turner is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and was previously with Lincoln Financial Securities Corporation for 17 years. He also sells fixed annuity products and traditional life insurance. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm uses a model-based investment process emphasizing asset allocation and portfolio optimization, supported by various tools and multiple custodial and program arrangements.

John Scott is a financial advisor with LPL Financial in Buffalo, NY. He holds the Series 66 designation and has experience working at LPL Financial since 2026 and concurrently at M&T Bank since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers various financial planning and investment management services, utilizing a range of portfolio strategies and technology tools to support its network of over 22,800 advisors.

Brian Kern is a financial advisor at Cetera with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Avantax Investment Services, 1st Global Capital Corp, and Lumsden & McCormick, where he continues to serve as a principal providing tax advice and planning. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients, utilizing a multi-manager platform with discretionary and non-discretionary account options.

John Zuchlewski is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Manufacturers and Traders Trust Company and M&T Securities, Inc. since 1989 and joined LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services delivered through a large network of advisors, utilizing various investment strategies and technology tools.

Kathleen Kumm is a financial advisor at UBS Financial Services with 37 years of industry experience. She has been with UBS since 1995 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and integrated capital markets solutions.

James Winnert is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial and M&T Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and discretionary management options. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, alongside traditional investment offerings.

George Gable is a financial advisor with Primerica Advisors in Tonawanda, NY, holding a Series 63 designation and over 32 years of industry experience. He has been with Primerica Advisors since 1993 and has worked with Primerica Financial Services since 1992. Outside of advisory services, he is involved in sales of loan products and home-related services referrals through affiliated Primerica companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm uses third-party asset managers and employs a tiered wrap fee structure, focusing on curated model portfolios rather than institutional plan management.

Vincent Di Stefano is a financial advisor at Raymond James Financial with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Merrill Lynch and Bank of America. He is the sole owner and president of Ancile Advisors, a support company based in Orchard Park, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to illustrate potential outcomes, supporting implementation through advisory programs and partnerships.

Michael Steese is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Depew, NY, and has two years of industry experience. His prior roles include positions at Equitable Advisors, Rupp Pfalzgraf, LLC, and Goldberg Segalla, LLP. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating ESG criteria and supported by affiliated portfolio management services.

Jacob Strusa is a financial advisor with LPL Financial and holds a Series 66 designation. He has three years of industry experience and previously worked at Cadaret Grant & Co., Inc. and Park Avenue Securities. Outside of his advisory role, he is involved with ClearPlan Financial, Inc., a business affiliated with LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Teri Syracuse is a financial advisor with Morgan Stanley in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Her career includes roles at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets since 2007. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm‑approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Mary Mc Cafferty is a CFP® professional with 24 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Lincoln Financial Advisors Corporation for 19 years and has been involved with Custom Wealth Strategies since 2021. Her non-investment-related involvement with Custom Wealth Strategies reflects additional business activities beyond her advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports advisory programs with a focus on technology and municipal advisory services.

Melissa Smith is a financial advisor with LPL Enterprise holding a Series 66 designation and has been with the firm since 2026. Her prior work experience includes roles outside the financial industry at companies such as New Era Cap and Sherwin Williams. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and provides access to third-party asset managers, financial planning, and various affiliated trust and insurance services.

Peter Trigg is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at UBS since 2007 and has been with Mcdonald Investments Inc. since 1998. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Justin Wainwright is a financial advisor with LPL Financial holding a Series 66 credential and five years of industry experience. His career includes roles at M&T Bank, KeyBank NA, CitiGroup, and Morgan Stanley. He is based in Buffalo, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Justin La Rosa is a financial advisor with Mass Mutual Investors Services in Orchard Park, NY, holding Series 65 and Series 66 licenses and having five years of industry experience. His background includes roles at Mass Mutual Life Insurance and multiple school districts. Outside of his advisory work, he is involved as an insurance broker and serves as a strength and nutrition advisor, providing tailored training programs and guided workouts. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual planning engagements using firm-approved tools to analyze client goals, with implementation of recommendations requiring separate arrangements.

Chau Casillas is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. Prior to joining LPL Enterprise, Casillas worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, Casillas has experience managing a small business, Divine Nail Spa Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutions. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with notable offerings that include trustee services and insurance products through affiliated entities.

Mary Setter is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and 11 years of industry experience. She also provides financial planning and consulting services through Lawley Retirement Advisors, an independent registered investment advisory firm she started in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its network with a range of investment programs and utilizes various operational and research tools to assist its advisors.