Joseph Pabis is a CFP® professional with 11 years of industry experience. He is currently affiliated with Private Advisor Group, LLC and LPL Financial LLC since 2020 and previously worked at Raymond James Financial Services Advisors from 2016 to 2020. Outside of his advisory role, he is involved with ZHCP Holdings LLC, a tax and investment-related business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model, utilizes multiple investment strategies, and integrates technology platforms to support client portfolios.

Eric Hiatt is a CFP® and holds a Series 66 license with eight years of industry experience. He currently works at Cerity Partners LLC and previously held roles at Oak Hill Wealth Advisors and Ameriprise Financial Services, INC. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services using a client-specific investment framework that integrates quantitative screening, manager selection, and access to alternative and private market solutions.

William Shelton Jr. is a ChFC® with 49 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. He has held various roles within Guardian Life since 2013 and Park Avenue Securities since 2022. He is also involved in the solicitation and sale of insurance products including long-term care, fixed annuities, disability income, and health insurance. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management and model-based strategies through proprietary and third-party platforms, complemented by access to insurance products and alternative investments.

Corey Laprade is a financial advisor with Guardian Life and holds a Series 66 credential. He has 18 years of industry experience with roles at firms including Merrill, TD Ameritrade, and various wealth management practices. Outside of his advisory work, he has been involved in an automotive products business for over a decade. Park Avenue Securities LLC, where he also operates, provides brokerage and advisory services to individual, corporate, and institutional clients. The firm combines discretionary and model-based investment strategies and offers financial planning, consulting, and access to proprietary and third-party solutions.

Mark Kuniholm is a CFP® with 22 years of experience in financial advising. He is currently with Truist Advisory Services and has previously worked at firms including Moors Cabot Inc, Creative Planning, and Raymond James Financial Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager arrangements, to deliver its offerings.

Brendan Cherasard is a financial advisor at First Command Advisory Services with six years of industry experience. He holds a Series 66 designation and has worked at multiple First Command entities since 2020. His prior work includes roles at The Judge Group and the University of South Florida Housing & Residential Education. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs, utilizing a centralized Investment Management Team to select and manage portfolios from approved managers and funds.

Jack Shiao is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 18 years of industry experience. He has worked at SunTrust Advisory Services and SunTrust Investment Services since 2015. Outside of advising, he participates in a family-owned realty office and assists with financial matters in a music sheet sales business. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.

Brandon Schumacher is a financial advisor at Focus Partners Wealth, LLC with six years of industry experience. He holds a Series 66 designation and has worked at several firms including The Colony Group, Buckingham Strategic Wealth, Bank of America, Merrill, and Royal Bank of Canada Wealth Management. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Michael Cohn is a financial advisor with Independent Advisor Alliance, LLC and holds a Series 66 credential. He has 23 years of industry experience, including 18 years at UBS Financial Services and concurrent roles at Independent Advisor Alliance and LPL Financial since 2020. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm combines a network model with technology-enabled solutions and access to third-party managers and estate-planning platforms.

Teresa Shaffer is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Truist Advisory Services since 2021. Her prior experience includes roles at Bb&T Investments and Bb&T Securities from 2014 to 2021. Outside of her advisory work, she manages residential rental properties in Sterling, VA. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate resources, to deliver its asset management and fiduciary services.

William Bruno is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 23 years of industry experience. His prior firms include Sandbox Financial Partners LLC, Equitable Advisors, Axa Advisors, LLC, and Ameriprise. He is also involved in insurance sales, dedicating approximately 10% of his time to this activity. Private Advisor Group serves a diverse client base including individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, utilizing technology platforms and third-party managers to implement a range of investment strategies.

Brian Widmayer is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2016 to 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Jeffrey Clark is a financial advisor at Guardian Life with 23 years of industry experience. He holds a Series 66 designation and has worked at both Guardian Life Insurance Company and Park Avenue Securities since 2003. Outside of his advisory role, he is the CEO, President, and Treasurer of Clark Operating Company. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through a combination of advisor-led management, model-based strategies, and digital advisory solutions, with access to insurance products and alternative investments.

Onari Tariah is a CFP® and Series 66 credentialed advisor with seven years of industry experience. He is currently with Cerity Partners LLC and previously worked at FJY Financial and Morgan Stanley. Cerity Partners serves a broad range of clients including individuals, families, trusts, business entities, and institutional investors, providing customized wealth management services such as investment management, financial planning, retirement consulting, tax services, and insurance placement. The firm employs a client-specific investment approach that includes proprietary quantitative screening, manager selection, and access to alternative and private market solutions for qualified clients.

Carol Zirkle is a financial advisor with Integrated Wealth Concepts LLC in Fairfax, VA, holding a Series 66 designation and eight years of industry experience. She has worked with LPL Financial since 2018 and has managed her own CPA firm, Carol Zirkle CPA PLLC, since 1990. In addition to her advisory roles, she serves on the board of Pinnacle Consulting Services. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers customized investment management, financial planning, and family office services, employing a long-term investment approach combined with multiple model and wrap options.

Owen Marshall is a financial advisor with Guardian Life and holds a Series 66 credential. He has one year of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. In addition to his advisory work, he is involved in baseball coaching and instruction at Diamond Heroes Baseball in Fairfax, VA. Park Avenue Securities LLC operates as Park Avenue® Wealth Management, offering brokerage and investment advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary programs, third-party advisory solutions, and integrated lending options.

David Karp is a financial advisor at Cresset Asset Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Pagnato Karp Partners, LLC. Outside of his advisory role, Mr. Karp serves as a Trust Protector and trustee for certain clients without compensation and is a board member of the Limited Partner Advisory Counsel at Blue Delta Capital Partners. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in assets for a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using active and passive strategies and conducts a structured due-diligence process to select and monitor third-party managers across multiple asset classes.

Katrina Freedman is a financial advisor at Private Advisor Group, LLC with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Raymond James Financial Services Advisors Inc. and LPL Financial. Freedman’s professional activities have been concentrated in advisory roles within multiple firms over her career. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and offers managed account solutions through proprietary and third-party platforms.

Jenevieve Lenz is a financial advisor with Cerity Partners LLC, holding Series 66 and Series 63 licenses and bringing 18 years of industry experience. Her prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, Mercer Global Advisors, M&T Securities, Charles Schwab, and Merrill. She is involved with Lenz4Women, a non-investment related activity based in Reston, VA. Cerity Partners advises a broad client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services with an investment approach focused on client-specific profiles, combining quantitative screening, manager selection, and both third-party strategies and direct security selection, and provides access to alternative and private market solutions for qualified clients.

Chad McLane is a financial advisor with Centaurus Financial, Inc., holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. His prior roles include positions at USA Financial Securities and National Planning Corporation, and he has operated The McLane Agency, Inc. since 2005. He serves as a notary public, providing free notarization services for pension paperwork related to municipal employees. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm utilizes a variety of investment approaches across discretionary and non-discretionary accounts, including financial planning, portfolio management through its CLASSIC Plus platform, and specialized advisory management of annuity and variable life sub-accounts.