Melissa Mullan is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 23 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010 and is also associated with Harford Financial Group, where she has served as an independent insurance agent and holds a secretary role. Additionally, she serves on the finance committee of St. Mary of the Assumption Church. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers multiple investment platforms and strategies, including proprietary models and access to third-party managers, with features aimed at supporting advisor business relationships and compliance.

Andrew Leedom is a financial advisor with Ameriprise in Sparks, MD, holding Series 65 and Series 66 licenses and 28 years of industry experience. He has been with Ameriprise since 2008. Outside of his advisory role, he owns and manages Leedom AR, LLC, an investment-related business. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Zouhair Tahri is a financial professional with Cetera and holds Series 63 and Series 65 licenses. He has professional experience managing a tax and accounting firm, Tahri CPA PLLC, since 2021. Prior to his current financial services role, he worked in the technology sector with DXC Technology and Xerox. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform combining affiliated and third-party investment options.

Geoffrey Brent is a financial advisor with RBC Capital Markets LLC, holding Series 63 and Series 65 licenses and over 35 years of industry experience. His prior work includes nine years with Ferris, Baker Watts, LLC and nine years at City National Bank. Brent serves on the boards of the Living Classrooms Foundation, where he coaches an after-school program for at-risk youth, and Boys' Latin School, where he chairs the committee on trustees. RBC Wealth Management, a division of RBC Capital Markets, LLC, provides a range of advisory programs and portfolio management services to individual investors, institutions, corporations, and charitable organizations, utilizing both in-house and third-party investment managers.

Clayton Wright Jr. is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2010, following prior roles at Morgan Stanley from 2004 to 2010. Outside of his advisory work, he also prepares taxes seasonally in collaboration with a regional tax preparation firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory services through a large network of investment adviser representatives, utilizing various portfolio strategies and technology tools to support client investment management.

Douglas Madairy is a financial advisor with Cambridge Investment Research Advisors in Phoenix, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at National Planning Corporation and his own CPA practice, which he has maintained since 1987. He is also involved in independent insurance sales and tax preparation activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a variety of portfolio management options across multiple platforms, combining proprietary and third-party strategies tailored to client needs.

Russell Weber is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2009. Weber serves as a board trustee for The Friends School of Baltimore. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, delivering advisory work through proprietary research and model-based asset allocations.

Terrell Barnes is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Sheppard Pratt Health Systems and is involved in a home improvement business specializing in roofing services for homeowners. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Ethan Buda is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, Interstate Management Company, and several hospitality and investment-related businesses. Outside of finance, he has experience in the restaurant industry with firms such as Atlas Restaurant Group and World of Beer. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michele Burch Lippincott is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and bringing 25 years of industry experience. She has been with UBS since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, leveraging proprietary capital market assumptions and research to tailor financial plans and portfolio management aligned with clients’ goals and risk tolerances.

Tafari Surgeon is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in helping business owners, employees, families, and friends achieve their financial objectives. His expertise encompasses a range of areas including college education planning, corporate benefits, family wealth management strategies, personal retirement planning, socially responsible and values-based investing, tax minimization, and small business strategies. Tafari employs a disciplined wealth management approach grounded in transparent and consistent communication, acting in a fiduciary capacity to provide clients with reliable stewardship as they pursue their long-term goals. Tafari holds a Personal Investment Advisor (PIA) designation and completed his studies in Computer Science and Information Security at John Jay College of Criminal Justice. He earned his high school diploma from John Jay High School. Raised in New York City and later relocating to Maryland, Tafari balances his professional role with active community involvement, volunteering with organizations such as Helping Up Mission and Junior Achievement. In his free time, he engages in a variety of personal interests including coaching and training in sports like basketball, boxing, and soccer, as well as music, painting, reading, running, and traveling. Family plays a central role in his life, and he stays informed on history and current events to remain solutions-driven during periods of market volatility.

Scott Svensen is a financial advisor at LPL Enterprise with Series 66 and Series 63 licenses and four years of industry experience. His prior roles include positions at T. Rowe Price, Alps Fund Services/SS&C Technologies, Oppenheimerfunds Distributor Inc, and Janus entities. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and also offers access to affiliated trust services, insurance products, and lending programs.

Adrian Albidress II is a financial advisor with LPL Financial in Bel Air, MD, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He previously worked at Nationwide Securities LLC and has been involved with the Albidress-Sanderson Agency, Inc. for over two decades. In addition to his advisory role, he provides tax preparation services and is an author. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a wide range of financial planning and investment management solutions, utilizing both discretionary and non-discretionary strategies supported by advanced operational and research tools.

Ryan Williams is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Centaurus Financial Inc. and Cola Wealth Advisors, each for one year. Outside of finance, he has been involved as a coach with Maryland Youth Sports Officials since 2022. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and also offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Timothy Dupont is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 14 years of industry experience. He has been with MML Investor Services LLC and MassMutual Life Insurance Company since 2011. He is also the owner of Bay Country Consulting, a business process consulting firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual financial planning engagements and offers specialized planning services, including estate settlement and employer-sponsored programs.

David Wassel is a CFP® professional with 28 years of industry experience. He is currently with OSAIC and has previously worked at Woodbury Financial Services Inc., H. Beck, Inc., and Guardian Life Insurance Co. of America. Outside of his advisory role, he is the owner of Summer Financial, Inc., a firm engaged in life, disability, and health insurance sales. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with access to various investment platforms, using tools like asset-allocation models and risk assessments to construct portfolios.

Edward Wight Jr. is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD. He holds CFP® and ChFC® designations and has 26 years of industry experience. Since 1999, he has been affiliated with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is also an agent with Lenox Advisors, Inc., where he brokers various insurance products including life, health, fixed annuities, disability income, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-based planning using firm-approved analytical software.

Merri Toulas is a financial advisor with Morgan Stanley in Hunt Valley, MD, holding Series 63 and Series 66 licenses and totaling 31 years of industry experience. She previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside her advisory role, she operates a sole proprietorship involved in art and culture investment activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm-approved tools and methodologies, including Monte Carlo simulations and secular return estimates.

Daniel Taylor is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and having 22 years of industry experience. He has been with Cambridge since 2006. Outside of his advisory role, Taylor serves as president of the Stake Club Charitable Foundation Corporation and is a board member of the Vanguard School Foundation. He is also involved in community and charitable organizations including Trellis Services and The Generous Game Foundation. Cambridge Investment Research Advisors is an SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, employing a range of portfolio management strategies and access to both proprietary and third-party investment models.

John Bradley is a financial advisor at OSAIC with two years of industry experience. He previously worked at Lincoln Financial Advisors Corporation and The Bradley Company. Outside of his advisory role, he serves as a patrolman with the Edwardsville Borough Police Department. OSAIC Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, and institutions through a large network of affiliated advisers and multiple advisory platforms. The firm combines brokerage and investment advisory services with financial planning and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.