Richard Ware is a CFA® charterholder and holds a Series 66 license with over four years of industry experience. He currently works at TIAA-CREF and previously was with Chesapeake Wealth Management and Chesapeake Financial Group. Ware serves as a board member of The Health Brigade, a free health clinic in Richmond, where he provides advisory support. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs to individuals and a variety of institutional clients. The firm distinguishes between point-in-time planning and ongoing discretionary management, serving clients often connected through employer retirement plans and providing access to affiliated services such as TIAA Trust and donor-advised funds.

Grace Borden is a financial advisor with \u0026Partners, holding a Series 66 designation and seven years of industry experience. Prior to joining \u0026Partners in 2024, she worked at UBS Financial Services Inc. for six years and held positions at The Hardshell and Roan. \u0026Partners serves a diverse client base including high-net-worth individuals, institutions, and private businesses, offering investment management, financial and tax planning, and retirement-related services through both advisory and brokerage platforms. The firm employs a variety of analytical approaches and model portfolios, and it maintains activities in municipal advisory and underwriting.

William Kavanagh is a financial advisor with Oppenheimer, holding a Series 66 designation and bringing 26 years of industry experience. He worked at Merrill from 2000 to 2012 before joining Oppenheimer, where he has been since 2012. Kavanagh serves as a trustee for two family trusts, managing fiduciary responsibilities and estate transfers. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a variety of advisory programs involving equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management options.

Alfredo Calvo is a ChFC® credentialed financial advisor with 27 years of industry experience. He has worked at Voya Financial Advisors, Inc. since 2019 and previously spent 20 years at Great West Life & Ann Ins Co/Gwfs Equities Inc. In addition to his advisory work, he participates voluntarily in consumer opinion surveys. Voya Financial Advisors, Inc. serves a diverse range of individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides various investment and planning services through multiple program structures, often delivering non-discretionary recommendations requiring client approval.

Jayne Di Vincenzo is a financial advisor with Kestra Advisory Services, LLC, holding CFP® and ChFC® designations and bringing 27 years of industry experience. She has worked at Kestra since 2021 and previously held roles at Cambridge Investment Research Advisors, Colonial River Wealth Management, and LPL Financial. Di Vincenzo serves on the board of Step Up Savannah and is secretary of International Friends of Animals in Developing Countries. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets, serves large institutional investors including sovereign wealth funds, and supports complex investment solutions within a comprehensive supervisory framework.

Alec Gilliam is a CFP®-credentialed financial advisor at Hornor, Townsend & Kent, LLC with seven years of industry experience. He has held prior roles at Northwestern Mutual and other advisory firms. Gilliam is also involved with the Colonial Williamsburg Foundation in a non-advisory capacity. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and manages over $8 billion in discretionary assets.

Joseph Wiggins is a CFP® with over 32 years of experience in financial advisory roles. He is currently with Wealthspire Advisors and has held leadership positions, including President, at Actuarial Consulting Group, Inc. and ACG Advisory Services, Inc. since 1998. Outside of his advisory work, he owns Clover Holdings, LLC, a real estate investment firm, where he provides financial management. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, and nonprofit organizations, offering customized wealth management and financial planning services. The firm employs a relationship-driven approach and institutional-style asset allocation, utilizing a mix of mutual funds, ETFs, private funds, and Separate Account Managers.

Megan Childress is a financial advisor with Truist Advisory Services in Richmond, VA, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has worked at SunTrust Investment Services and SunTrust Bank since 2016. Outside of her advisory role, she owns and manages a rental property. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers solutions including asset allocation, fiduciary support, and a manager-selection program, utilizing both discretionary and non-discretionary approaches supported by third-party platform relationships.

Andrew Jones is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has seven years of industry experience. Jones has worked at Bankers Life Securities since 2018 and Bankers Life & Casualty since 2011. In addition to his advisory role, he manages a team of agents as a Branch Sales Manager, overseeing hiring and training. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, periodic rebalancing, and a combination of fundamental, technical, and cyclical analysis in its investment approach.

Blake Lewis is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 19 years of industry experience. He has worked at Truist Advisory Services and Truist Investment Services since 2021, and previously held roles at Bb&T Securities and Bbtis from 2012 to 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary manager relationships supported by AI-enabled research tools and emphasizes inter-affiliate integration in its advisory approach.

Stephanie Trentham is a financial advisor at Creative Planning with 14 years of industry experience. She holds the CFP® and Series 66 designations. Her prior experience includes roles at Advisors Capital Management, LLC and Dominion Investor Services, Inc. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and emphasizes a financial planning–led investment process with a range of strategies supported by a large advisory team and centralized infrastructure.

Robert Cornwell is a financial advisor at OSAIC Institutions, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Infinex Investments, Chesapeake Wealth Management, Wells Fargo Clearing, Merrill, and Banc of America Investment Services. Cornwell is also involved with Chesapeake Wealth Management Company, referring advisory business to a trust department affiliated with FIS Global. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating with a hybrid adviser/broker-dealer model that emphasizes firm supervision and varied client authority levels.

Roy Hamilton Jr. is a financial advisor with Creative Planning in Richmond, VA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Cetera Wealth Services, SageView Advisory Group, and Charles Schwab. He also served nine years in the military. Creative Planning provides wealth management and financial planning services to individuals, retirement plans, trusts, foundations, and corporations. The firm emphasizes a financial-planning-led investment approach focused on low-cost indexing and buy-and-hold strategies, managing over $295 billion in client assets through a large team of advisors and a broad service platform.

Conner Pugh is a financial advisor at Janney Montgomery Scott with a Series 66 designation and two years of industry experience. His prior work includes roles at Capital One and Virginia Commonwealth University. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Charles Finfgeld is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and Kestra Advisory Services, as well as ownership of InVirtus Wealth Partners, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody services, with portfolios implemented through both internal models and external subadvisers.

Zachary Webb is a financial advisor with Commonwealth Financial Network in Richmond, VA, holding Series 63 and Series 65 credentials and 13 years of industry experience. He is the owner of Old Dominion Investment Strategies, LLC, a private entity involved in securities, advisory, and insurance business. Webb has previously worked with Kestra Investment Services LLC and Cambridge Investment Research Advisors among others. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Ray Olson Jr. is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at Kestra Investment Services, Kestra Advisory, and Signator Investors since 2016 and previously at Transamerica Financial Advisors since 1998. Olson serves as president of Ray Olson, LLC and is a board member of the Eagle Court Homeowners Association. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors including sovereign wealth funds.

Jacob Scott is a CFP® professional affiliated with Wealthspire Advisors, with eight years of industry experience. His prior roles include positions at ACG Wealth Management, Valic Financial Advisors, Wells Fargo, and LPL Financial. Wealthspire Advisors serves a diverse client base, including individuals, corporations, retirement plans, and nonprofit organizations, offering comprehensive wealth management and financial planning services. The firm employs a relationship-driven, customized investment approach emphasizing diversified, institutional-style asset allocation and ongoing portfolio management.

John Barker Jr. is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and seven years of industry experience. He has worked with Bankers Life Securities since 2018 and has been involved with Bankers Life & Casualty since 2001, where he supervises and trains insurance agents. Bankers Life Advisory Services, Inc. provides discretionary and non-discretionary investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis to guide portfolio management.

Russell Cumbea III is a financial advisor with Commonwealth Financial Network in Glen Allen, VA, holding Series 63 and Series 65 licenses and having 35 years of industry experience. His prior work includes over three decades at MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. He is also co-owner of RC Financial, LLC, a private entity supporting his advisory business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services along with operational, technology, compliance, and practice-management support. The firm offers discretionary portfolio management, multiple program structures, and a clearing relationship with National Financial Services LLC.