Kelsie Smith is a financial advisor with Edward Jones in Portsmouth, VA, holding a Series 66 designation and two years of industry experience. Prior to Edward Jones, she worked at Member Advantage and Geico. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and affiliated capabilities, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds. The firm operates with a large nationwide network of advisors and branch offices and manages over $1 trillion in assets.

Patrick Franklin Jr. is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. He has been with Merrill since 2006 and concurrently associated with Bank of America since 2006, currently serving since 2025 with Bank of America, N.A. Outside of his advisory role, he manages a personal trust for which he acts as grantor and trustee. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Brian Hennessy is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He has been with Wells Fargo in various capacities since 2009. Outside of his advisory role, he serves as an assistant baseball coach at Norfolk Academy. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Tyrone Noel is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill and Bank of America, N.A. since 2011 and 2012, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tara Corrigall is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with UBS since 1987. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Jenieza Alston is a financial advisor at LPL Financial with 18 years of industry experience. She holds the Series 63 and Series 65 credentials and has previously worked at Elmer Ramiscal, Noel Martin, and Waddell & Reed, Inc. Alston is co-chair of the Regent University Alumni Society-Hampron Roads Chapter, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services while providing both discretionary and non-discretionary portfolio management supported by LPL Research and third-party subadvisors.

J Duckworth Jr. is a financial advisor with UBS Financial Services in Norfolk, VA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with UBS since 2005. He serves as a board member of the Portsmouth General Hospital Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

John Burris is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and was previously affiliated with Securities America Advisors, Inc. for 12 years. In addition to his advisory role, he has engaged in insurance sales, including the sale of single premium immediate annuities. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services. The firm utilizes proprietary tools and third-party platforms to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Cassidy Gould is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill, TD Ameritrade, Scottrade, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Duffy is a financial advisor at Merrill with 41 years of industry experience. He holds a Series 63 designation and has been with Merrill since 1982, working concurrently with Bank of America since 2009. Merrill serves a diverse client base including individuals, retirement plans, corporations, charities, and institutional clients, providing managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies, supported by integration with Bank of America’s broader banking and capital-markets platform.

Kevin Luebbert is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms, including Wells Fargo Advisors and U.S. Bancorp Investments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a combination of quantitative modeling and centralized due diligence.

Marie Ramirez is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Davenport & Co. LLC for 13 years before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides proprietary research and a broad range of capital markets services.

Benjamin Huger IV is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and nine years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he is an assistant coach for the varsity lacrosse team at Cape Henry Collegiate and serves on the board of directors for Habitat for Humanity, where he participates in project reviews, home building, and fundraising. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and advisory services, combining institutional trading capabilities with wealth management.

Bobbi Sawyers is a financial advisor at UBS Financial Services with 37 years of industry experience. She has been with UBS since 1995. Outside of her advisory role, she is involved in seasonal event staffing in Norfolk, VA. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering access to proprietary research and various capital markets services.

Catherine King is a financial advisor with Wells Fargo Clearing in Norfolk, VA. She holds a Series 66 designation and has two years of industry experience. She has been with Wells Fargo Clearing since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Mark Griffin is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Cristina Mangrum is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. She has worked at Wells Fargo Bank, N.A. since 2016 and was previously employed at Shamin. Outside of finance, she is involved in the hospitality industry as a waitress for Mahi's LLC in Virginia Beach. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a broad range of financial products that include insurance-related vehicles and bank deposit sweep options.

Catherine Vicente Salas is a financial advisor with Ameriprise Financial Services in Chesapeake, VA, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Hannah Spata is a financial advisor with Merrill in Norfolk, VA, holding a Series 66 designation and beginning her industry career in 2026. Her prior experience includes roles at Bank of America, N.A., and ownership of Hannah Greene Spata LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Baillie is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 17 years of industry experience. His career includes roles at Securities America Advisors, Cetera Advisors, Investors Capital Corp., and First Command Brokerage Services. Outside of his advisory work, he is a 40% shareholder in Baillie Hospitality Group Corporation, involved in developing a restaurant facility in Virginia Beach. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and charitable clients, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset classes, managing accounts on both discretionary and non-discretionary bases.