Patrick Hineline is a Financial Advisor at Merrill Lynch Wealth Management. He advises multigenerational families on building and operating structures aimed at preserving wealth, improving decision-making, and supporting long-term legacy goals. His work centers on integrated investment strategy, balance-sheet oversight, and governance to help families coordinate portfolios, liquidity, tax-aware strategies, and complex assets. Patrick's expertise includes family wealth management strategies, institutional investment consulting, managing new wealth, personal retirement planning, philanthropic planning, sports and entertainment, and tax minimization. He holds professional designations as an Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a bachelor's degree from James Madison University in 2022. Beyond his professional work, Patrick enjoys golfing, running marathons, and surfing. His personal philosophy is to help clients uncover what matters to them and their families to create strategies that pursue their financial goals.

Jacob Gibbs is a Financial Advisor with Merrill Lynch Wealth Management, serving clients in Virginia Beach and Newport News. He began his career with Merrill in 2015 as a Seasonal Client Associate and, after earning his degree, returned as a Financial Advisor. Jacob focuses on building long-term relationships with his clients to assist them in creating enduring legacies for future generations. His areas of expertise include family wealth management strategies, managing new wealth, and personal retirement planning. Jacob works closely with clients to understand their unique goals and priorities, providing comprehensive advice on investing, retirement planning, and savings strategies. He also connects clients to specialists in banking, credit, home financing, and small business solutions as needed. Jacob graduated from James Madison University with a Bachelor's Degree in Finance. A native of Virginia Beach, he holds a helicopter license earned at age 17. Outside of his professional role, he enjoys adventure sports, including motorsports, watersports, golf, and spending time outdoors.

David Cooper is a financial advisor with Osaic Wealth, Inc. based in Virginia Beach, VA, holding a Series 63 designation and 39 years of industry experience. Prior to joining Osaic in 2025, he spent 42 years with Lincoln Financial Advisors Corporation. Outside of his advisory role, Cooper is an agent with Heritage Financial Consultants, LLC, where he is involved in the sales and servicing of various insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and a mix of investment vehicles to construct portfolios managed on discretionary or non-discretionary bases.

Matthew Callan is a financial advisor with Raymond James Financial in Virginia Beach, VA. He holds a Series 66 designation and has 21 years of industry experience. Since 2009, he has been affiliated with both Raymond James Financial and First Landing Financial Corporation, Inc. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and employs a variety of analytical tools to support client goals.

Ann Onhaizer is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has dedicated her career to providing clients with personalized financial strategies that address their specific goals and needs. Ann works with individuals, families, businesses, and nonprofit groups to assist in accumulating, preserving, and transferring wealth. Her focus areas include college education planning, family wealth management strategies, liquidity management, personal retirement planning, socially responsible investing, tax minimization, and retirement income. Ann began her career at Merrill Lynch Wealth Management in 1985 and has over 35 years of experience in financial consulting. She holds a Bachelor's Degree from Old Dominion University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Certified Divorce Financial Analyst®. Ann resides in Virginia Beach with her husband, Rusty. She is actively involved in her community, volunteering with organizations such as An Achievable Dream Academy, the Virginia Beach Surf & Rescue Museum, and her church.

Robert Marchesano is a CFP® professional with 24 years of industry experience, currently associated with Raymond James Financial Services Advisors, Inc. He has held roles at Atlantic Union Financial Consultants and Truist Advisory Services, among others. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm utilizes risk profiling and analytical tools to provide tailored, non-discretionary advice and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael McNulty is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His career includes over 27 years at Signator Investors, Inc., followed by five years at Royal Alliance Associates, Inc., before joining Cambridge in 2023. In addition to his advisory role, he is involved in insurance sales and employee benefits through other business activities. Cambridge Investment Research Advisors serves a diverse range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services delivered through independent Financial Professionals, utilizing a variety of portfolio management and model-based strategies tailored to client objectives.

Ryan Martin is a CFP® professional with 15 years of industry experience. He has worked at OSAIC since 2025 and previously spent 13 years with Lincoln Financial Advisors. Martin is a part owner of MPS Holdings LLC, a real estate investment entity, where he participates in decision-making but has no daily management responsibilities. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of advisers and multiple advisory platforms. The firm utilizes various asset-allocation tools and offers integrated investment and financial planning services with access to third-party money managers and managed-account solutions.

Jillian Kleine is a Financial Advisor at Merrill Lynch Wealth Management. She began her career with Merrill in 2005 as an intern while attending Old Dominion University, where she earned a Bachelor of Science in Business Administration. Jill works with individuals and families to provide personalized financial planning, leveraging the resources of Merrill and Bank of America to develop strategies aligned with her clients' unique goals. Her expertise encompasses areas such as college education planning, executive compensation, family wealth management, retirement planning, and small business strategies. Jill holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, reflecting her commitment to professional development and client service. Jill is involved in her community, serving on the boards of Catholic Charities of Eastern Virginia and the Parent Teacher Guild at Saint Gregory the Great Catholic School. She lives in Virginia Beach with her husband and three children. Outside of work, she enjoys cooking, playing tennis, reading, golfing, and baseball.

Joshua Harris is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his career in 1999 with Legg Mason Funds in Baltimore, MD, he has developed experience in the financial services industry, focusing on providing customized wealth management strategies for families and businesses. After graduating from the University of Virginia, Joshua moved back to Hampton Roads in 2001 to join a team of advisors at Legg Mason, which later became part of Morgan Stanley. In 2010, he transitioned to Merrill Lynch Wealth Management to leverage the wider range of services offered by the firm. He holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Joshua resides in Virginia Beach with his wife and two daughters. He is active in his community, serving on the boards of the Hope House Foundation and the Elizabeth River Project. He has also contributed as a trustee of Hampton Roads Academy and as an officer on the board of the Make-A-Wish Foundation.

Zachary Lampert is a financial advisor with Mass Mutual Investors Services in Norfolk, VA, holding a Series 66 designation and over 20 years of industry experience. He has been with Mass Mutual Investors Services since 2006 and with Mass Mutual Financial Group since 2005. Outside of his advisory role, he owns a timing equipment and track meet management software business and serves on the board of a local charitable organization supporting employment and day services for disabled individuals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes annual, collaborative planning relationships and offers specialized services such as divorce, estate-settlement, and employer-sponsored planning.

Malik Ricks is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2025. In this role, he focuses on fostering a culture of trust, accountability, and growth for both clients and his team. Malik emphasizes purposeful planning and strong relationships to create meaningful and personal client interactions. Prior to his current role, Malik held several leadership positions within Fidelity Investments. He served as Team Leader for Workplace Planning and Advice from 2023 to 2025, Team Leader of the Help Desk from 2022 to 2023, and Team Leader of Client Service from 2021 to 2022. These roles reflect his experience in leading teams and providing client-focused financial planning services. Outside of his professional responsibilities, Malik enjoys fishing, fitness, exploring food, hiking, and outdoor adventures.

Caleb Hunt is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 licenses and one year of industry experience. He has worked at multiple financial and banking institutions, including JPMorgan Chase Bank and J.P. Morgan Securities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative financial planning engagements using proprietary software and educational seminars.

Jaime Shaddix is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and has previously worked at Gees Group. Jaime is based in Virginia Beach, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Jeffrey Nowak is a Series 66-licensed financial advisor with 18 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has prior experience at Raymond James Financial Services Advisors Inc. Outside of advising, he is a board member of Sugar Plum Bakery and owner of Thaddeus J's real estate business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through independent financial professionals using a variety of portfolio management and model-based solutions.

Eva Day is a Financial Advisor at Merrill Lynch Wealth Management, where she assists individuals, families, and business owners in navigating complex financial decisions related to growth, transition, and legacy planning. She specializes in creating strategies that bring clarity and structure to various areas including investment management, education funding, retirement income, wealth transfer, and estate planning. Her professional background includes a multicultural European influence and a global perspective, which she incorporates into her intentional approach to wealth management. She collaborates closely with clients' legal and accounting professionals to develop coordinated long-term financial strategies aligned with their evolving goals. Eva holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and is pursuing a degree at Southern New Hampshire University focused on finance, leadership, and ethical problem-solving. Beyond her advisory role, Eva is actively involved in community service and nonprofit leadership, including previous roles with Arts Alliance and ongoing participation in organizations such as the Foodbank of Southeastern Virginia and the Eastern Shore, United Way of South Hampton Roads, and the YWCA South Hampton Roads. She communicates fluently in English, German, Yoruba, and Turkish. Personal interests include dancing, hiking, interior decorating, pickleball, running, and spending time with family.

Andrew Blanchard is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2021. His previous roles include positions at Ferguson Enterprise, TowneBank, Dick's Sporting Goods, and Liberty University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies and investment options, operates under a fiduciary standard, and is notable for its extensive network of financial advisors and branch offices.

Mary Barnett is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 20 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s approach includes an investment policy statement-driven process and a range of investment options that notably include insurance-related vehicles and bank deposit sweep programs.

Don Iacono is a CFP® credentialed financial advisor with 44 years of industry experience. He has worked at OSAIC since 2024 and previously spent over a decade at Securities America Advisors and SECURITIES AMERICA, inc. In addition to his advisory role, he serves as an enrolled agent managing a full tax practice, instructs tax courses, and is a board member and treasurer for a nonprofit dental clinic. OSAIC serves a diverse client base including individual, high-net-worth, institutional, corporate, and charitable investors. The firm offers integrated brokerage and advisory services with a range of portfolio solutions supported by proprietary asset-allocation tools and connections to multiple third-party platforms.

Connor Mathews is currently a Planning Consultant at Fidelity Investments, where he provides personalized holistic financial planning to local clients. He works with individuals and families to help clarify their financial situations and support their ability to reach their financial and life goals. Connor has experience in various consulting roles at Fidelity Investments, including serving as an Investment Consultant and a Financial Representative. He began his tenure with Fidelity Investments in 2022 and has held multiple positions within the firm since then.