Joshua Withers is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds the ChFC® designation as well as Series 63 and 65 licenses. Prior to joining Cambridge Investment Research Advisors in 2023, he worked at Royal Alliance Associates and Signator Investors. In addition to his advisory role, he is an insurance agent for various independent insurance companies and is involved with The Frieden Agency, focusing on insurance and benefits. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a range of investment solutions including proprietary models and third-party strategies across multiple platforms, with both discretionary and non-discretionary management options.

Brooke Larsen is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 37 years of industry experience. She previously worked at MetLife Securities Inc. for 27 years before joining Mass Mutual in 2016. She is also an individual life and health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by technology-driven analysis and offers a range of programs including wrap accounts and educational seminars.

Cherena Wiggins is a Financial Consultant currently working at Fidelity Investments since 2019. She provides personalized and customized financial guidance in a face-to-face setting to help clients make and implement decisions that support their financial needs. Her professional experience includes roles as a Financial Solutions Advisor at Merrill Lynch from 2015 to 2019 and as a Financial Professional at MassMutual from 2010 to 2015. This background has contributed to her expertise in financial consulting and client service. No additional information about education, credentials, personal interests, or community involvement has been provided.

Kim Cyr is a CFP® with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, Kim worked at Wells Fargo Advisors LLC for seven years. She is based in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tearanie Parker is a financial advisor at LPL Financial with 13 years of industry experience. She previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company for seven years and at Waddell & Reed, Inc. for five years. In addition to her advisory role, she is involved with Shiloh Home Care, a group home in Suffolk, VA. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Thomas Callahan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Callahan also serves in the U.S. Navy Reserve and is an artist with a personal oil painting business based in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Gregory Smith is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Smith is a quarter owner, pilot, and treasurer of TLC Aviation, an aviation business based in Virginia Beach, VA. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement, typically with significant investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver tailored, tax-efficient retirement income recommendations.

Bonita Selwaeh is a financial advisor with LPL Financial based in Virginia Beach, VA, holding Series 63 and Series 65 designations and bringing 20 years of industry experience. Her prior roles include a decade at Infinex Investments Inc and recent positions at Primis Bank and Virginia Asset Group. She also maintains a limited involvement with Virginia Insurance Agency Solutions, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Anta Sene Reed is a financial advisor with Edward Jones in Virginia Beach, VA, holding a Series 66 designation and seven years of industry experience. She has worked at Edward Jones since 2018 and previously at Regional Finance from 2015 to 2017. Outside of her advisory role, she owns and operates Natte Bags LLC, a handbag design business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Charles Heaton IV is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2007, he has been assisting families in developing comprehensive financial strategies that are detailed enough to meet their goals while remaining straightforward to avoid unnecessary complexity or concern. His approach involves asking thoughtful questions, actively listening, and providing guidance aimed at serving the best interests of his clients and their families. With over two decades of experience in financial services dating back to 2002, Charles specializes in family wealth management, college education planning, personal retirement planning, portfolio management, and strategies tailored for women, special needs planning, and tax minimization. He strives to help clients prepare for significant life events such as births, graduations, weddings, celebrations, travel, and retirement, and provides support during challenging times to offer stability and a clear path forward. Prior to his financial career, Charles served as a Marine and Naval Officer for 25 years. He holds a Bachelor of Science degree from Embry-Riddle Aeronautical University, an M.B.A. from Old Dominion University, and is a graduate of the Naval War College. Charles is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys baseball, boating, and spending time with his family. He is married with two adult children.

Timeyin Olowu is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. Prior to his current role, he worked at Wells Fargo Bank, Amazon, and held positions in education and management in South Africa. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services focused on investment policy statements, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kenneth Arnesen is a financial advisor with LPL Financial in Virginia Beach, VA, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at Virginia Asset Group, Infinex Investments, and Wells Fargo Advisors. Outside of advising, he is involved with Virginia Insurance Agency Solutions, an insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Tyler Mackley is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at Liberty University for three years and has held positions in the service and electrical industries. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Aashish Matani is a Wealth Management Advisor and Managing Director at AHM Wealth Management, a division of Merrill Lynch Wealth Management, where he has been employed since 1999. As Senior Portfolio Manager, he oversees investment strategies for the AHM Wealth Management Group and supports other Merrill advisors by managing personalized or defined investment strategies on a discretionary basis. He also contributes to the firm by mentoring and training fellow advisors and participating in diversity and inclusion initiatives. His professional designations include the Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Aashish holds a Bachelor's degree in Finance with a concentration in Portfolio Management from Old Dominion University. He is a member of professional organizations such as The CFA Society of New York, The CFA Society of Virginia, and the Investment and Wealth Institute. Aashish draws inspiration from his mother's immigrant experience and dedication, which influenced his educational and professional path. He resides in Virginia with his wife and enjoys activities including golf, reading, biking, skiing, and spending time with family and friends. His community involvement includes participation in the Barron's in Education Program, the Chesapeake Bay Wine Classic Foundation, and the Williamsburg Community Foundation.

Guilen Brandon is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 65 designation and one year of industry experience. Prior to Ameriprise, he worked at Florida Financial Advisors and has diverse work experience including roles in education and retail. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Wesley Stout is a financial advisor with LPL Financial in Chesapeake, VA, holding a Series 66 credential and 13 years of industry experience. He previously worked at Lincoln Financial Advisors for 11 years before joining LPL Financial in 2024. Outside of his advisory role, he serves as a for-profit board member of Pop Cauley's Hunt Club. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management supported by research and model portfolios.

Karriem Pierre is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2022. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2021 to 2022 and as a Financial Solutions Advisor at Bank of America Merrill Lynch from 2016 to 2021. Karriem focuses on assisting clients by helping them work towards their financial goals, which can include education planning, retirement planning, and overall wealth accumulation. He emphasizes educating clients, understanding their needs, and holistic planning in his approach. Outside of his professional work, Karriem enjoys family activities, fishing, fitness, pets, reading, and running.

Kenneth Speight is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has worked at firms including Grove Point Advisors LLC, Sterling Financial Group, and Eagle Strategies. Outside of advisory work, he operates Chesapeake Tax Service, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and multiple portfolio management options.

William Miller is a Certified Financial Planner (CFP®) with 22 years of experience in the financial services industry. He is currently with Raymond James Financial and has prior experience at Fulton Bank. Miller is also involved with WGM Enterprises, Inc. outside of his advisory roles. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and analytical tools to support client goals and offers specialized municipal and public-finance advisory services.

Mark Rickrode is a financial advisor with Edward Jones in Virginia Beach, VA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he served in the U.S. Navy for 24 years and worked at ManTech International. Outside of his advisory role, he operates a sales business as a sole proprietor. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a variety of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and is noted for its extensive network of financial advisors and affiliated capabilities beyond traditional advisory services.