Justin Mckay is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously at Bbtis from 2013 to 2017. Outside of advising, he serves as a board member of the Belmont Homeowners Association in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving plan sponsors with tailored investment solutions and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

James Wawner is a CFP®-designated financial advisor with Edward Jones in Wilmington, NC, bringing nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Alcami Corporation and serves in the United States Coast Guard Reserve as a Marine Science Technician. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large nationwide network of advisors and offers a range of advisory programs including discretionary and non-discretionary strategies along with affiliated mutual funds and tax-efficient services.

Timothy Terzaken is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. He has been with Wells Fargo Advisors since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Christopher Horne is a financial advisor with LPL Financial in Wilmington, NC, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 27 years of industry experience, including six years at Uvest Financial Services Group, Inc. prior to joining LPL Financial in 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Bret Schardt is a financial advisor with RBC Capital Markets in Wilmington, NC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at RBC Capital Markets Corporation since 2009 and at City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s capital-markets resources and affiliated asset managers.

Jared Bumgardner is a Series 66 licensed financial advisor with Edward Jones in Wilmington, NC, where he has 12 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory role, he is a singer/songwriter who earns royalties for his work. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs, investment solutions, and affiliated financial services. The firm manages approximately $1.01 trillion in assets with a national network of more than 23,000 financial advisors and over 15,000 branch offices.

Christopher Alexander is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has worked at Wells Fargo Clearing since 2022 and has been with Wells Fargo Bank, NA since 2019. Prior to his financial career, he served four years in the US Army. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Dennis Stokley is a financial advisor with Raymond James Financial in Wilmington, NC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Raymond James Financial Services Advisors since 2014. Outside of his advisory role, Stokley operates an insurance agency specializing in group, individual health, property, casualty, and life insurance products. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs, with specialized services in municipal finance and SIMPLE IRA employer advisory solutions.

Ashley Goodell is a financial advisor with Wells Fargo Clearing in Wilmington, NC, holding a Series 66 designation and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment vehicles and bank deposit sweep options among its offerings.

Patricia Kusek is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with LPL Financial since 2003. Outside of her advisory role, she is involved in selling fixed annuities, term life, disability, and long-term care insurance through Kusek Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Douglas Zucker is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 22 years of industry experience. His prior roles include positions at United Mortgage Corp., Greenway Mortgage Funding Corp., Woodbury Financial Services, B. Riley Wealth Advisors, and Asset & Financial Planning, Ltd. He is also involved in non-variable insurance activities related to his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Paul Brinkley is a financial advisor with RBC Capital Markets in Wilmington, NC, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, Bb&T Securities, and Scott & Stringfellow. He serves on the Board of Directors of the Cape Fear Enrichment Program as Secretary. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers.

Savannah King is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and previously worked at Edward Jones from 2019 to 2023. Before her advisory career, she was involved in diverse roles including positions at 1051 Salon and Wrightsville Family Practice. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional entities, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Brian Orol is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors Inc. since 2014. His prior experience includes roles at Strategic Financial Planning, Inc. and a nearly decade-long involvement with Body Mind And Soul Nutrition. Outside of advisory work, he is a partner in Lumpys Ice Cream, Inc. and serves as Treasurer for a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses tailored planning and analytical tools to guide client decisions and supports municipal and public finance activities through unique affiliations.

Christie Runski is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and beginning her advisory career in 2024. Prior to joining Wells Fargo Advisors, she worked at AMIkids for eight years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning in areas such as business-owner transitions and special-needs analysis.

Gregory Buckner is a financial advisor at Stifel with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co. since 2013. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Catherine Atsumi is a financial advisor at LPL Financial with two years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones and First Command Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

Brett Mc Donough is a financial advisor with RBC Capital Markets in Wilmington, NC, holding a Series 66 license and four years of industry experience. His prior roles include positions at First Citizens Investor Services, Bank of America, Merrill, and BB&T/Truist. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, with investment strategies tailored to clients’ Advisory Risk Profiles and implemented through a combination of in-house and third-party managers.

Eric Brandt is a financial advisor with Mass Mutual Investors Services in Wilmington, NC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes 29 years with Metlife Securities Inc. and over a decade with MassMutual Life Insurance Company. Outside of his advisory role, he is involved as an insurance broker for life, disability, and long-term care products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s planning process involves annual, collaborative engagements using firm-approved software to analyze client goals and deliver written recommendations, while implementation is optional and conducted through separate brokerage or insurance arrangements.

Bobby Pulgarin is a Financial Advisor with Merrill Lynch Wealth Management based in Pinehurst, North Carolina. He serves families and business owners throughout Central and Coastal North Carolina, providing personalized financial strategies aimed at growing and protecting wealth. His client focus areas include liquidity management, managing new wealth, and personal retirement planning, with expertise in retirement planning, investment management, and 401(k) and business retirement plans. Bobby holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a High School Diploma from Lee Christian School and an Associate's Degree from Central Carolina Community College. Bobby’s approach centers on building long-term relationships grounded in integrity and clarity by understanding clients’ priorities and delivering strategies that align with their goals. Outside of his professional work, Bobby enjoys antiquing, chess, fishing, hunting, spending time with family, traveling, and watching movies. His philosophy emphasizes helping families and business owners uncover what matters most and create personalized financial plans to pursue their objectives.