Vahid Tahmasebi Rad is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his current role, he works closely with clients to understand their financial priorities and develop strategies tailored to their short-, mid-, and long-term goals. His advisory services encompass general investing, retirement planning, and preparedness for unexpected financial needs. He also facilitates client access to Bank of America specialists for services including banking, credit, home financing, and small business solutions. Vahid holds the Personal Investment Advisor (PIA) designation and has completed an Accredited Certificate Program from Kaplan Financial Education. His approach focuses on uncovering what matters most to clients and their families to formulate personalized strategies aimed at achieving their financial objectives.

Stefanie Starling is a financial advisor at LPL Financial with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Fidelity Brokerage Services. Outside of her advisory role, she is involved in a family business, JS Mobile Truck Services, LLC, where she handles bookkeeping. LPL Financial serves a broad client base including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from both in-house and third-party sources.

Everett Massey is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 65 and Series 63 designations and has worked for firms including Waddell & Reed, Securian Financial Services, and various insurance carriers. He also operated a separate non-variable insurance business and maintains a DBA related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal research and third-party subadvisors.

Vincent Golino is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Citibank and Fedex Office. Currently based in Jacksonville, FL, Golino has been with Fidelity Brokerage Services LLC since 2019. Fidelity’s Strategic Advisers LLC, where Golino is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its use of AI and systematic methodologies in managing model portfolios.

Christian Testa is a Series 66 licensed financial advisor with LPL Financial, based in Jacksonville, FL. He has two years of industry experience, including roles at VyStar Credit Union since 2020 and LPL Financial since 2023. Outside of his advisory work, he is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides various advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management alongside model portfolios and research from internal and third-party sources.

Christopher Beutel is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he holds a minority ownership in a landscaping and lawn care business operated by his son. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Bernard Baran is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked at Avantax Advisory Services and Stillwater Wealth Management prior to his current role. Outside of his advisory work, he was involved with Maple Leaf Nutrition LLC for eight years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management supported by research and model portfolios.

Ryan Chesler is a financial advisor at Merrill with 12 years of experience at the firm and holds a Series 66 designation. He is based in Jacksonville, FL, and has a total of five years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Robert Wall is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. He is based in Jacksonville, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Dalton Butler is a CFP® and holds a Series 66 license, with 10 years of experience in the financial services industry. He is currently with Wells Fargo Clearing, where he has worked since 2022, following prior roles at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jared Anderson is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Bank of America and Merrill since 2021. Outside of finance, he has experience at Regatta Bay Golf and Yacht Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Burt Miltenberger is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He worked previously at Ameriprise Financial Services, Inc. for 10 years before joining Wells Fargo Clearing in 2019. Outside of his advisory role, he serves as treasurer for Providence Church in Ormond Beach, FL, where he assists in reviewing church finances and potential projects. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Alba Jaundoo is a financial advisor at Merrill in Jacksonville, FL, with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Morgan Stanley and Wells Fargo Clearing. Jaundoo serves as a board member of Rooting for Joy Inc., a nonprofit focused on promoting joy, gentleness, and kindness through community and nature. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Marcus Brannon is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds the Series 66 designation and has worked at Merrill, Bank of America, and various Raymond James entities since 2012. Based in Jacksonville, FL, he has been with Raymond James & Associates since 2022. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Colleen Parkhurst is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a wider range of investment options including insurance-related vehicles and bank deposit sweep programs.

Joseph Melhado is a Series 66 licensed financial advisor with Equitable Advisors in Jacksonville, FL, and has two years of industry experience. Prior to joining Equitable Advisors, he held positions at the University of Florida, Broward College, and Stranahan High School. He is also the owner of KAPITAL NETWORK LLC, where he oversees all business operations. Equitable Advisors serves individual, institutional, and retirement plan clients by providing financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models, including third-party sponsors and discretionary management within its SAM program, and offers clients access to a variety of investment products and ERISA fiduciary services.

Cynthia Frazier is a financial advisor at LPL Financial with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has been with LPL Financial since 2014. Additionally, she has a long-standing role at VyStar Credit Union since 2001. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering diverse advisory programs and financial planning services through a national network of investment adviser representatives.

Treasa Smith is a financial advisor at Raymond James Financial with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Truist Advisory Services and Pinnacle Financial Partners. In addition to her advisory role, she is an associate at Pinnacle Asset Management, where she engages with clients about banking and investment needs. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and supports municipal and public-finance work through unique affiliations.

Zach Badawi is a Planning Consultant based in The Villages, Florida. In his current role, he works closely with clients to develop investment strategies aimed at achieving their financial objectives. Zach emphasizes communication and collaboration as key elements in his approach to financial planning.

Sarah Drinkall is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including high-net-worth individuals and charitable organizations.