Amy Smart is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch and Bank of America. Outside of her advisory role, she owns a rental property in Minnesota. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and specializes in municipal advisory services among other financial solutions.

Juan G. Colon is a Financial Advisor at Merrill Lynch Wealth Management based in Fort Myers, Florida. He serves individuals, families, business owners, and retirees, providing personalized wealth management strategies that encompass retirement planning, investment management, wealth preservation, education funding, legacy planning, liquidity management, and portfolio construction. Juan is fluent in English and Spanish. Before his career in financial services, Juan served 20 years in the United States Air Force, retiring with honorable service. His military background informs his disciplined approach to financial advising, emphasizing preparation, accountability, and execution. He holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA), earned through the College for Financial Planning. Juan participates in community activities such as Toys For Tots and is a member of The American Legion. His personal interests include antiquing, biking, boxing, hiking, spending time with family, swimming, watching movies, and woodworking.

Terry Frith is a financial advisor with Edward Jones in Cape Coral, FL, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients nationwide. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and branch offices, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and proprietary funds.

Alec Bellino is a financial advisor at Cetera with one year of industry experience and holds the Series 66 designation. Prior to his current role, he worked in various service positions including at Ruby Tuesday's and TGI Friday's. He is also involved with Retirement Advisors, where he assists with client communications and administrative tasks. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary investment approaches.

Christopher D'andrea Jr. is a financial advisor with Ameriprise in Saint James City, FL, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he owns a business, El Pescado Grande, LLC, which holds real estate properties. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Tina Turi Shelley is a financial advisor at Morgan Stanley in Naples, Florida, with 27 years of industry experience. She has been with Morgan Stanley since 2014 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she serves on the Advisory Board and Finance Committee for the Theta Nu Chapter of the Phi Mu sorority at Florida Gulf Coast University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients through a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and firm-wide investment insights.

John Deppisch is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Cetera entities and First Allied Advisory Services since 2007. Outside of his advisory role, he is involved in non-CPA accounting and tax preparation as a sole proprietor. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers.

Norman Kapp is a financial advisor with Primerica Advisors in Fort Myers, FL, holding Series 63 and Series 65 designations and having 16 years of industry experience. He has worked with PFS Investments Inc. since 2009 and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses an exclusively percentage-based wrap fee structure.

Erica Crawford is a financial advisor with J.P. Morgan Securities in Sanibel, FL, holding Series 66 and Series 63 licenses and three years of industry experience. Her prior roles include positions at Morgan Stanley and JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Jennifer Woods is a financial advisor with Morgan Stanley in Fort Myers, FL, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. Her prior roles include positions at UBS Financial Services Inc, Raymond James & Associates, Inc., Sanctuary Advisors LLC, and Keller Williams. Outside of her advisory work, she has been involved with EXP Realty LLC. Morgan Stanley Wealth Management offers a wide range of advisory services to individuals and institutional clients, including tailored financial planning utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning programs.

Carl Nicolosi is a financial advisor with Ameriprise in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Ameriprise since 2016 and previously held roles at Summit Financial Group, Summit Brokerage Services Inc., and Private Asset Management Group, LLC, where he also manages office operations as a co-partner. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, providing personalized recommendation reports that incorporate research, modeling, and tax-efficient strategies. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Beth Di Roma is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu including cash-flow, retirement, education, and niche services such as business-owner transition and special-needs analysis, using proprietary research and planning tools to develop tailored recommendations.

Christine Haut is a financial advisor at Merrill with over 30 years of industry experience. She has been with Merrill since 1993 and holds Series 63 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Erin Squires is a financial advisor with Raymond James & Associates, holding a Series 66 designation and five years of industry experience. Prior to joining Raymond James in 2020, she worked at Advent Health Palm Coast and Duke University Hospital. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and specialized municipal advisory services.

Amy Mitchell is a Series 66-licensed financial advisor with Merrill in Fort Myers, FL, having 21 years of industry experience. She has worked with Merrill since 1993, including a brief tenure at BOFA Securities, Inc. in 2019. Outside of her advisory role, Mitchell serves on the advisory board of Collier County Honor Flight, a nonprofit supporting local veterans. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, and charitable organizations.

Frank Durand is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2009. He holds Series 63 and Series 65 licenses and is based in Fort Myers, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and tools to develop tailored recommendations.

Richard Dempsey is a financial advisor at Edward Jones with 15 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at USAA Financial Advisors and Usaa Investment Management Company, as well as ownership of a restaurant business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Alexandre Blagojevic is a financial advisor with Raymond James & Associates in Fort Myers, FL, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he serves as Treasurer and board member for the Southwest Free Pain Clinic, a community organization in Fort Myers. Raymond James & Associates is a large, dual-registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Leif Fry is a financial advisor with UBS Financial Services in Fort Myers, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he serves as Chair of the Endowment Board for The Tomahwk Club in Honey Harbour, Ontario, where he reviews investments and cash flow. UBS Financial Services provides brokerage and investment advisory solutions to individual, corporate, and institutional clients, combining model-based asset allocation and proprietary research with institutional trading capabilities and wealth management services.

Jamie Tischner is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 10 years of industry experience. Her prior roles include positions at Wells Fargo Advisors, Suncoast Credit Union, and Newport Group Securities. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options, leveraging scale and a broad network of over 10,000 advisors.