Christopher Fraga is a CFP® professional with 37 years of experience, currently serving at Commonwealth Financial Network since 1988. He also operates the Law Office of Christopher A. Fraga, providing estate planning and legal services. Fraga has been involved in fixed insurance sales under the name Fraga Wealth Management Group and acts as a trustee for various trusts. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and customizable investment solutions, while providing operational, compliance, and technology support to affiliated advisors.

Paul Colwell III is a financial advisor at Private Advisor Group, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Dw Inc. and LPL Financial. Colwell has been with Private Advisor Group since 2011. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management alongside financial planning and retirement plan consulting. The firm employs a fiduciary-based advisory model combining proprietary and third-party managed account solutions.

Armando Posada is a CFP® with five years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. His prior roles include positions at Graypoint LLC and The Ayco Company L.P./Goldman Sachs & Co. He is based in Naples, Florida. Cerity Partners advises a wide range of clients, including high-net-worth individuals, families, foundations, and institutional investors, offering customized wealth management services and access to alternative and private market solutions. The firm employs a client-specific investment approach combining quantitative screening, manager selection, and direct security selection.

John Edwards is a financial advisor with Fifth Third Securities, Inc. in Naples, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 34 years of industry experience. He has been with Fifth Third Securities since 1999. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a range of clients including individuals, charitable organizations, and institutional investors. The firm combines its municipal-advisor registration and corporate affiliation with Fifth Third Bank to provide a platform featuring discretionary managed-account programs, direct indexing, and tax-overlay services.

Patricia Gomes is a financial advisor at Fifth Third Securities, Inc. with seven years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Fifth Third Securities, Fifth Third Bank, and Cetera in various capacities. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage channels, offering a range of programs including mutual fund and ETF models, separately managed accounts, and direct indexing via the Passageway Managed Account Platform. The firm operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor, and is a wholly owned subsidiary of Fifth Third Bank.

Thomas Liguzinski is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has been with Commonwealth since 2008 and also works with Cornerstone Financial Group since 2011. In addition to his advisory work, he operates a CPA practice specializing in tax preparation and advice. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and various customized investment solutions.

Thomas Lamacchio is a financial advisor at Mercer Global Advisors Inc. with 25 years of industry experience. He holds a Series 66 designation and has previously worked at Family Wealth Planning Group LLC, Raymond James Financial Services Advisors Inc., and Family Wealth Tax Advisory LLC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and a variety of implementation options.

David Legus is a financial advisor at Cresset Asset Management, LLC with 15 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Meristem Family Wealth, U.S. Bancorp Investments, Inc., and AllianceBernstein L.P. prior to joining Cresset in 2022. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles through a disciplined, risk-aware approach that includes strategic asset allocation, manager selection, and a combination of active and passive strategies across various asset classes.

Samuel Diarbakerly is a financial advisor at Integrated Wealth Concepts LLC with nine years of industry experience. He holds a Series 66 designation and has worked previously at Claro Advisors, Bank of America, and Merrill. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach and oversight of third-party asset managers.

John Dovich is a ChFC® credentialed financial advisor with 33 years of industry experience. He is currently Regional President at MAI Capital Management, LLC, overseeing the Cincinnati office since 2019. His prior experience includes roles at Integrity Alliance, LLC and Lion Street Financial, LLC, as well as running his own firm, John D. Dovich & Associates, LLC. Outside of his advisory work, he serves as a trustee at Xavier University and volunteers on the Cincinnati Zoo Foundation board. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, institutional clients, and sports professionals. The firm offers a range of customized portfolio strategies and integrates comprehensive financial planning, tax, and administrative services across its client relationships.

Brad Cherkin is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, BB&T Securities, and BB&T Bank. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer that also provides placement and investment banking services.

Robert Steingold is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2012. Outside of his advisory role, he participates in his homeowners association committee in Bonita Springs, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ashley Karstens is a Planning Consultant at Fidelity Investments. In this role, Ashley partners with clients and their families to co-create financial plans tailored to their unique goals, utilizing Fidelity's resources to support their financial decision-making process. Ashley has been with Fidelity Investments since 2020, progressing through roles as a Financial Representative and Relationship Manager before becoming a Planning Consultant. This experience has provided Ashley with a foundation in client relationship management and financial planning. Outside of work, Ashley's personal interests include spending time at the beach, gardening, kayaking, enjoying food, and engaging in puzzles.

Jenifer Williams is a financial advisor with Robert Baird & Co. in Naples, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Robert Baird since 2019 and previously worked at Hilliard Lyons and J.J.B. Hilliard, W.L. Lyons, Inc. Williams is also a co-owner of several auto parts businesses in Indiana. Robert Baird & Co.’s DDK Group serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations through a variety of financial planning, portfolio management, and brokerage services. The firm employs a range of SMA strategies, overlay and tax-management techniques, and ongoing investment monitoring supported by internal research and technology, managing approximately $394 billion in assets as of December 2025.

David Betz is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with UBS since 2006. Outside of his advisory work, he is a partner in a residential construction capital firm. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans.

Stephen Dauer is a financial advisor at Morgan Stanley with 25 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Dauer holds a Series 66 designation. Outside of his advisory role, he is a member of an LLC involved in transferring ownership of a condominium unit. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Matthew Reimann is a financial advisor with UBS Financial Services in Naples, FL, holding a Series 66 designation and four years of industry experience. He previously worked at Capitol Securities Management and has diverse experience including roles at the City of Louisville Parks and Recreation and Virginia Military Institute. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, employing proprietary research and model-based asset allocations to tailor investment solutions. The firm combines institutional trading capabilities with wealth management services, including custody, underwriting, and securities-backed lending.

Andrew Kampf is a financial advisor at Merrill with 50 years of industry experience. He has held roles at Merrill since 1976 and has been with Bank of America, N.A. since 2011. Kampf holds Series 63 and Series 65 designations and is based in Naples, FL. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, with portfolio implementation tailored to various levels of tax sensitivity and investment restrictions.

Noah Veliz is a Series 66-licensed financial advisor with J.P. Morgan Securities in Naples, FL. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Prior to his current role, he attended Florida Gulf Coast University from 2021 to 2025. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to develop model asset allocations and includes capabilities in derivatives and commodities through affiliated entities.

Joseph Kula is a financial advisor with Cetera who holds a Series 63 designation and has 38 years of industry experience. He has worked at Cetera and its affiliated entities since 1988 and also leads his own CPA and tax planning practice. Additionally, he is licensed to sell fixed insurance products, including health insurance. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary approaches across various program structures.