Jennifer Brenzel Hartlage is a financial advisor at UBS Financial Services with 27 years of industry experience. She has been with UBS since 2013 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering research-driven, model-based asset allocations tailored to clients’ goals and risk tolerances.

Renee Curtis is a financial advisor with UBS Financial Services in Louisville, KY, holding a Series 66 designation and 10 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Synthia Deese is a financial advisor with Wells Fargo Clearing in Lexington, KY, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is a 25% owner of Bartee Farms LLC, a family-owned entity that holds and manages farmland. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Ashton Ellis is a Series 66-licensed financial advisor at Morgan Stanley in Louisville, KY, with less than one year of industry experience. Prior to joining Morgan Stanley, Ellis held positions at Southwestern University and Associated Terminals. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured discovery conversations and advanced planning tools to support client financial plans.

Sean Lutes is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and nine years of industry experience. Prior to joining Cambridge in 2021, he worked at Ameriprise Financial Services for four years. He is also involved as president and owner of SML Ventures LLC, a business entity outside of his advisory role. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering a variety of portfolio management solutions and access to both proprietary and third-party investment strategies.

Clayton Denny is a financial advisor with Equitable Advisors in Louisville, KY, holding the Series 66 designation and 18 years of industry experience. He worked at Stifel Independent Advisors, LLC for 19 years before joining Equitable Advisors in 2026. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Carey Rafferty is a financial advisor with Morgan Stanley in Louisville, KY, holding a Series 66 designation and seven years of industry experience. Prior to joining Morgan Stanley in 2021, Rafferty worked at Merrill from 2017 to 2021 and First Capital Bank of Kentucky from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market outlook models.

Kristen Vanhook is a financial advisor at OSAIC with 10 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Lincoln Financial Securities Corporation for nine years. Vanhook also operates Thoroughbred Financial Agency, where she offers various insurance products, including disability insurance, fixed and indexed annuities, and long-term care insurance. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing advanced asset-allocation tools and offering access to third-party money managers and managed-account solutions.

Leigh Hughes is a CFP® with 18 years of experience in financial advising, currently with Wells Fargo Clearing since 2016. Prior to this, Hughes worked at Wells Fargo Advisors LLC from 2009 to 2016. In addition to advisory work, Hughes serves on the finance committee of the Kentucky Humane Society, providing oversight and monitoring of investments. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Kevin Byrum is a CFP® professional with five years of industry experience, currently affiliated with Charles Schwab in Louisville, KY. His background includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as positions related to university and community facilities. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with access to alternative investments and cash-sweep features.

Alexandra Ehret is a financial advisor at Morgan Stanley in Louisville, KY, holding a Series 66 designation with nine years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2019 and was previously employed at UBS Financial Services Inc. from 2017 to 2019. Early in her career, she also worked in the hospitality industry and held a position at Western Kentucky University. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee, serving clients through a combination of direct and corporate financial planning arrangements.

Elizabeth Austin is a CFP® charterholder affiliated with Fidelity Investments, where she has worked since 2021. She has five years of industry experience and has held roles in real estate, education, and retail prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

William Duncan III is a Series 66-licensed financial advisor with UBS Financial Services, based in Louisville, KY, where he has worked since 2002. He has 23 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Donald Kohler Jr. is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 66 credentials and has 20 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association. Outside of his advisory role, he serves as an officer and director of a local private company and holds trustee positions in several trusts. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, employing a structured financial planning process supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group.

Angelique Grimball is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Her prior roles include positions at Truist Bank, TD Ameritrade, Charles Schwab Bank, and Charles Schwab and Co. Inc. Outside of finance, she owns and operates a family and event photography business, Images by Angelique. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and serves clients through both direct and employer-based financial planning agreements.

Jeffrey Day is a financial advisor with Charles Schwab holding Series 65 and Series 63 licenses and has 24 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018, with prior experience at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Outside of his advisory role, he serves as an assistant girls soccer coach at Ballard High School. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, offering integrated wrap fee programs, managed accounts, and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios supported by in-house research and alternative investment options.

Carla Rice is a financial advisor with Robert Baird & Co. in Louisville, KY, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Robert Baird & Co. since 2019 and previously spent 27 years with J.J.B. Hilliard, W.L. Lyons, Inc. Rice also has a longstanding affiliation with the University of Louisville. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The group provides tailored consulting and portfolio services utilizing a range of investment strategies and offers municipal advisory and public finance services alongside its investment management capabilities.

Andrew Thomas is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds the Series 66 designation and has previously worked at U.S. Bancorp Investments, U.S. Bank, and JP Morgan Chase Securities. Outside of his advisory work, he serves as president and coach of a nonprofit youth baseball travel team. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Marc Young is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2012. He holds a Series 66 license and is based in Louisville, KY. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a variety of portfolio management styles and affiliated research.

Hal White Jr. is a financial advisor with Ameriprise in Louisville, KY, holding Series 63 and Series 66 licenses and 25 years of industry experience. His prior experience includes roles at Edward Jones, Hal White Financial, Stonewood Financial, and Grainger. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.