Kevin Cavanagh is a financial advisor with Edward Jones in Concord Township, OH, holding a Series 66 designation and six years of industry experience. He has worked at Edward Jones since 2019 and also operates Kevin Cavanagh LLC, a copyediting business where he mentors students, including those at Pepperdine University, on their dissertations. Prior to his advisory career, he was employed at Cuyahoga County and Case Western Reserve University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds, all under a fiduciary standard.

Michael Malchesky is a financial professional at Cetera with 18 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at AllState Insurance Company and Travelers Insurance. Outside of his advisory role, he works as a premium auditor at Travelers Insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management approaches, third-party money managers, and customizable strategies across discretionary and non-discretionary program structures.

Andrew Zalic is a CFA® charterholder with six years of industry experience. He currently works at Raymond James Financial Services Advisors, Inc. and Carver Financial Services, and previously spent twelve years at Mai Capital Management LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses analytical tools and risk profiling in a non-discretionary advisory model and supports municipal finance work through a municipal advisor affiliation.

Jonathan Blasko is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2016, including a role at Morgan Stanley Private Bank, N.A. since 2024. Prior to joining Morgan Stanley, he was with Wells Fargo Advisors from 2014 to 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Dave Molnar is a Series 66-licensed financial advisor at LPL Financial with 25 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 2005. Outside of his advisory work, he participates in professional bowling. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Kim Caito is a financial advisor with UBS Financial Services in Pepper Pike, OH, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS since 2007. Outside of his advisory role, he designs and sells t-shirts through his retail business, Caito Outfitters, LLC, where he also manages the company’s financial records. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Douglas Breitenbach is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 13 years of experience providing wealth management advice and services. His expertise includes robust investment and financial strategies, social security analysis, and both pre- and post-retirement cash flow planning. He focuses on client areas such as college education planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, and retirement income. Douglas holds a Bachelor's Degree from Miami University and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is affiliated with the Evans Scholars professional organization. His community involvement includes work with the Jewish Big Brothers Big Sisters Association and the Evans Scholars Foundation. Outside of his professional commitments, Douglas enjoys golfing, running, and spending time with his family.

Alasdair Cooper is a financial advisor with Raymond James Financial Services Advisors Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James since 2009. Outside of his advisory role, he owns and operates a local support company for his business activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, along with specialized services in municipal finance and employer retirement plan consulting.

George Flanders is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services Inc. from 2008 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Gerard Stadler is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Stadler serves on the finance committee of VASJ High School in Cleveland, reviewing financial statements and budgets. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Barry Cohn is a financial advisor at Stifel with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2007. Outside of his advisory role, he serves as a board member at Beechmont Country Club in Cleveland, Ohio. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and municipal entities. Its investment approach relies on proprietary methodologies developed by the firm's Investment Strategy Group, offering asset allocation and planning analyses to support client decision-making.

Elisa Budoff is a CFP® professional with 32 years of industry experience, currently advising at Ameriprise since 2020. Her prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory work, she serves on the Village of South Russell Planning Commission and is a member of the Finance Council at St Joan of Arc Parish. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily for clients with significant investable assets.

Bryan Thomas is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. He has worked at firms including LPL Financial, Avantax, and Lighthouse Advisers, where he served as vice president. Outside of advising, he is a board member of the United Way of Lake County and co-founder of Avayla Solutions LLC, a mobile app business serving high school concessions and small venue markets. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Brian Pollak is a financial advisor with UBS Financial Services in Pepper Pike, OH, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2009. Pollak serves on the finance committee of Walsh Jesuit High School, advising on investment policies, and holds board positions at Stan Hywet Hall & Gardens and Heart to Heart Communications, a nonprofit organization focused on leadership development. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of financial offerings and capital markets solutions.

Howard Nock is a financial advisor with Primerica Advisors, holding a Series 63 designation and seven years of industry experience. He has worked with PFSI Investment Inc. and Primerica Financial Services since 2017. Outside of his advisory role, he is self-employed as a driver for ride-sharing services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm utilizes third-party asset managers and an independent due-diligence process, providing a tiered wrap-fee structure and maintaining authority over its investment models.

Daniel Ciolek Jr. is a financial advisor with LPL Financial based in Chardon, OH. He holds a Series 63 designation and has 32 years of industry experience. Prior to joining LPL Financial in 2019, he operated Danielciolek Asset Management and worked at Cadaret, Grant & Co., Inc. from 2010 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and various management options.

Ryan Becker is a financial advisor with Equitable Advisors in Willoughby, OH, holding a Series 66 designation and one year of industry experience. His prior experience includes a legal role at Tucker Ellis and involvement with DMG Group, part of Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer.

Romilly Taylor is a financial advisor at Morgan Stanley with 10 years of industry experience. They hold a Series 66 designation and have worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following three years at PNC Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and models.

Brian Young is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of Merrill since 1991 and brings extensive experience in wealth management guidance, pre- and post-retirement income and cash flow planning, trust and estate planning services, and business succession strategies. His approach integrates various life priorities including family, work, philanthropy, and leisure, aiming to create customized financial strategies that reflect the unique circumstances of each client. He holds a Bachelor of Science degree in Civil Engineering from Tufts University and a Juris Doctorate degree from Cleveland State University College of Law. Brian is a CERTIFIED FINANCIAL PLANNER® certificant and a Personal Investment Advisor (PIA). He is also affiliated with the professional organization DELTA TAU DELTA (BETA MU-1977). Brian participates actively in community organizations such as College Now Cleveland, Menorah Park-Excellence in Caring, and Fairmount Temple. Outside of his professional and community involvement, he enjoys boating, golfing, reading, skiing, and spending time with his family.

Arthur Weisman is a CFP® with 27 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for several family trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.