Joanna Ward is a financial advisor with Primerica Advisors in Monroe, Ohio, holding seven years of industry experience. She has worked with PFS Investments Inc. since 2018 and has been associated with Primerica Financial Services since 2008. Outside of her advisory role, Joanna participates as a part-time shopper for Shipt. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm employs a curated selection of third-party asset managers and uses a tiered wrap-fee structure for its services.

Lucas Hiler is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 65 designations and has worked in various roles including previous positions at Fifth Third Securities and Kirsch CPA Group LLC. Outside of finance, he has experience with music and event management as well as community involvement through the Dan Beard Council. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research with a focus on eligible strategies, incorporating ESG criteria and utilizing derivatives and commodities capabilities.

James Mayeux is a financial advisor at UBS Financial Services with 31 years of industry experience. He holds Series 63 and Series 65 certifications and has worked previously at Morgan Stanley and Citigroup Global Markets. Mayeux has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

Beth Kiernan is a Series 66-credentialed financial advisor with Ameriprise, based in Liberty Township, OH, and has 23 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2000. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, offering tailored Recommendation Reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax analysis in its approach, with an emphasis on Ameriprise-managed accounts and affiliated investment products.

Francisco Armada is a financial advisor at Ameriprise with 24 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is president of Solomon Professional Services, LLC, a firm that supports the operations of a planning business employing non-registered staff and allowed AFAs. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm uses a centralized team and proprietary tools to develop tax-aware withdrawal strategies and asset allocation guidance within a defined investment framework.

Derek Vance is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2014. Outside of his advisory role, he owns and operates Vance's Gaited Acres, a horse boarding business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets products.

Michelle Payne is a financial advisor at Primerica Advisors with 10 years of industry experience. Her prior work includes roles at Miller Wilkins and Associates and PFS Investments Inc. She is based in West Chester, OH. In addition to her advisory work, she participates in sales of home-related products and services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-based investment strategies managed by third parties and supports accounts with custodial and trade execution services through established providers.

Leonard Neeley is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including Empower Financial Services, TD Ameritrade, Fidelity, Merrill, and Bank of America. Based in Cincinnati, OH, he has been with Charles Schwab since 2022. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized operational and supervisory resources.

Jeffrey Layne is a financial advisor with Charles Schwab in Cincinnati, OH, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked with Charles Schwab since 2002 and was involved with Aerials Athletics LLC for 15 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment placement process.

Eric Saddler is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in retirement planning, wealth management, and legacy planning, with additional focus areas including college education planning, socially responsible and ESG investing, tax minimization, and retirement income. Eric employs a holistic planning approach, engaging clients with thorough questioning to identify optimal financial strategies tailored to their individual needs. With nearly 30 years of experience, Eric's mission is to provide clear, personalized financial advice that fosters confidence and security in retirement. He holds a Bachelor's Degree from Miami University and is recognized as a Personal Investment Advisor (PIA). Outside of his professional role, Eric enjoys cooking, football, golfing, and spending time with his family.

Daniel Clark is a CFP® professional with seven years of industry experience. He is currently affiliated with Charles Schwab in Cincinnati, OH. His prior experience includes roles at Fidelity Investments and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering non-discretionary advisory services alongside access to discretionary separately managed accounts and multi-asset model portfolios. The firm is notable for its scale, integrated operational structure, and combination of advisory and brokerage services.

Jason Jones is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and over 21 years of industry experience. His prior roles include positions at J.J.B. Hilliard, W.L. Lyons, LLC, and PNC Wealth Management. Outside of his advisory work, he has been an Uber driver and is a notary public in the state of Ohio; he also engages in tax preparation and has begun authoring content. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset allocations and approaches.

Daniel Brown is a financial advisor with LPL Financial in Cincinnati, Ohio, holding Series 63 and Series 66 licenses and having 24 years of industry experience. His prior roles include positions at JP Morgan Securities, U.S. Bancorp Investments, PNC Wealth Management, and Natcity Investments. Outside of his advisory work, he is associated with Brownstone Financial, an investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, leveraging IARs who implement diverse investment strategies and utilize advanced operational tools.

Justin Barrett is a financial advisor with Edward Jones in Hamilton, OH, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Color Brite Display from 2014 to 2018. Outside of his advisory role, he hosts trivia events at a bar one night a week. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 advisors and 15,000 branch offices.

Huimin Shi is a financial advisor with Merrill based in West Chester, Ohio. She holds Series 63 and Series 66 licenses and has five years of industry experience. Her work history includes roles at Bank of America, Merrill, J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Sterling Bank & Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutions.

Todd Blessing is a financial advisor with LPL Financial, holding a Series 63 designation and 25 years of industry experience. His prior roles include positions at Cuso Financial Services, LP and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, supported by a large network of investment adviser representatives and advanced operational tools.

Anthony Campbell is a financial advisor with Primerica Advisors in Dayton, OH, holding a Series 63 designation and over 30 years of industry experience. He has been with Primerica Advisors since 1994 and has been affiliated with Primerica Financial Services since 1986. Outside of his advisory role, he is involved in selling home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with trading and custody services facilitated by BNY Mellon Advisors and Pershing.

Megan Tiemeier is a financial advisor at Ameriprise with three years of industry experience. She holds the Series 66 designation and has been with Ameriprise since 2014. In addition to her advisory role, she is an Associate Financial Advisor at Solomon Professional Services, LLC. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations through a centralized consulting team.

Molly Lionberger is a financial advisor with Raymond James Financial in Cincinnati, OH, holding Series 63 and Series 66 designations and having eight years of industry experience. Her work history includes positions at First Financial Bank, LM Kohn & Company, and Fidelity. She also serves as a financial advisor for Yellow Cardinal Brokerage Services through First Financial Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, using analytical tools to model potential outcomes and supports its clients through various advisory programs and institutional consulting services.

Charles Southard is a financial advisor with Ameriprise in Germantown, Ohio, holding 40 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages a real estate business through AMPEX, LLC. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with financial advisors.