Tristen Stevens is a Financial Advisor at Merrill Lynch Wealth Management who joined the firm in 2024. He focuses on helping clients build personalized wealth management strategies that align with their individual goals and life priorities. His areas of expertise include college education planning, equity compensation services, family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Prior to becoming a financial advisor, Tristen worked at Microsoft in Redmond, WA, where he supported small-to-medium sized businesses in purchasing and deploying technological solutions with artificial intelligence capabilities. He holds a Bachelor's Degree in Marketing and Professional Sales from the University of Toledo and carries the Personal Investment Advisor (PIA) designation. Tristen lives in Temperance, MI with his wife, Alexis, whom he married in July 2024. Together, they enjoy traveling, camping, and spending time with friends and family. He participates in local hockey adult leagues and is involved with several organizations in Northwest Ohio and Southeast Michigan.

James Rutledge is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 65 and Series 63 licenses. His career includes roles at Merrill, Huntington Investment Company, and multiple divisions within Charles Schwab since 2019. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Lionel Brock is a financial advisor with LPL Financial, holding 14 years of industry experience. His career includes roles at WealthWave, Netlaw, United Healthcare, First Solar Inc, DebtMerica, Transamerica Financial Advisors, and World Financial Group. He has served on the Make a Wish Regional Advisory Board since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, and institutions. The firm offers a wide range of advisory services and investment strategies, supported by extensive resources and a large network of advisors.

Matthew Detrick is a Wealth Management Advisor with the McHugh Group at Merrill Lynch Wealth Management in Toledo. He has been in the financial services industry since 2008, beginning his career at Merrill as a client associate. Matthew focuses on areas including legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income for retail, corporate, retirement plan, affluent, and high-net-worth clients. A Toledo native, Matthew earned both his Bachelor's in Business Administration and his Master's in Business Administration from the University of Toledo. He holds several professional designations, including Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). Committed to his community, Matthew participates in volunteer activities and embraces a philosophy of working closely with clients to develop personalized financial strategies tailored to their long-term goals. In his personal time, he enjoys golfing, rock climbing, and running.

James Morgan is a financial advisor with Primerica Advisors, holding a Series 63 designation and 29 years of industry experience. He has worked at Primerica Advisors since 1996 and Newman Financial since 2024. Outside of his advisory role, Morgan is a self-employed attorney and serves as a substitute magistrate for the Toledo Municipal Court. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure.

Thomas Sullinger is a financial advisor at Merrill Lynch Wealth Management in Toledo, Ohio. He and his team provide a range of wealth management services, leveraging the global resources of Merrill to support high-net-worth individuals and their families. Thomas's areas of expertise include college education planning, liquidity management, retirement planning, portfolio management, individual and corporate investment strategy, and tax minimization. He joined Merrill Lynch Wealth Management in 2022 and brings a broad understanding of financial markets and strategies to help clients achieve their financial goals. Thomas earned a Bachelor of Science in Business Administration from the University of Cincinnati, where he also competed on the varsity golf team. He holds the Chartered Financial Consultant (CHFC) and Personal Investment Advisor (PIA) designations. Outside of his professional work, he is involved with the First Tee - Lake Erie community organization.

Kevin Seegert is a financial advisor at OSAIC with 42 years of industry experience and holds a Series 63 designation. His prior roles include positions at Woodbury Financial Services and SII Investments Inc./Seegert & Seegert Financial Advisors. Outside of finance, he serves on the board of directors for Nations Light Ministry and is chairman of the board for D&P Communications. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform featuring comprehensive financial planning, model-based asset allocation, and access to various managed account programs.

Eliberto Guerrero III is a financial advisor at Edward Jones in Toledo, OH, with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Tina Jordan is a financial advisor with Ameriprise in Wauseon, Ohio, holding Series 63 and Series 66 licenses and having 22 years of industry experience. She has worked at Ameriprise since 2018 and previously held roles at CUNA Brokerages Services, Inc. and Sun Federal Credit Union. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, using a centralized consulting team to provide non-discretionary, research-driven recommendations that integrate tax efficiency and asset management strategies.

Benjamin Boros is a financial advisor with Ameriprise in Toledo, OH, holding Series 63 and Series 66 licenses and two years of industry experience. His prior experience includes roles at Fidelity Investments and various positions outside the financial sector. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Rajesh Laungani is a CFP® with 19 years of experience in the financial services industry. He has worked at OSAIC since 2018 and previously spent 12 years at Signator Investors, Inc. He serves as president of Platinum Wealth Solutions of Ohio and is a board member of the Hindu Temple of Toledo. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Theresa Cooper is a financial advisor with Raymond James Financial in Maumee, Ohio, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 17 years of industry experience, including ten years at Merrill Lynch prior to joining Raymond James. Since 2019, she has also worked with Diana Patton Consulting, LLC in a customer service and retirement plan support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers unique services such as municipal advisory support and SIMPLE IRA Employer Advisory & Consulting Services.

Jennifer Kurth is a financial advisor at Merrill with a Series 66 designation and has been with the firm since 2014. She is based in Toledo, Ohio, and has 12 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Patrick Mollenkamp is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1991 and focuses on delivering a comprehensive approach to managing wealth. Patrick assists clients in building wealth management strategies tailored to their individual needs by listening carefully and helping them make informed decisions. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, legacy planning, and personal retirement planning. Patrick holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his high school diploma from Whitmer High School. Outside of his professional role, Patrick enjoys football, golfing, spending time with his family, and traveling.

Heather Beier is a financial advisor at Edward Jones in Toledo, OH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Gray Television/WTVG 13abc for twelve years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

David Himich is a financial advisor with Morgan Stanley in Toledo, OH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley since 2009 and is currently affiliated with both Morgan Stanley Wealth Management and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Richard Wurst is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding a Series 63 designation and nine years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been affiliated with Mass Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in life and health insurance sales and owns a financial advising LLC established for tax purposes. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships with clients.

Thomas Lindsay Jr. is a financial professional with 21 years of industry experience, currently affiliated with OSAIC in Maumee, Ohio. He holds Series 63 and Series 66 credentials and has been with Royal Alliance since 2013. In addition to his advisory role, he is involved in writing life, health, and disability insurance for clients through Savage & Associates and operates as an insurance agent under his own sole proprietorship. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services. The firm uses a model-based investment process with asset allocation and portfolio optimization tools, supporting various managed account programs and third-party money manager platforms.

Richard Luedtke is a CFP® professional with 32 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 1993 to 2020. Based in Sylvania, OH, he holds the Series 63 designation. Outside of his advisory role, he owns and manages a commercial office property through 6011 Renaissance LLC. Ameriprise provides retirement-income planning services targeted at clients approaching or in retirement with substantial investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Gregory Fockler is a financial advisor with OSAIC and holds a Series 66 designation. He has 12 years of industry experience, including founding Fockler Financial LLC in 2021. He serves on the board of directors and as treasurer for Ohio Digital Learning School, a virtual charter school. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, affiliate network, and recent consolidation activity.