Robert Massa is a financial advisor at Prime Capital Financial with 23 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Massa has worked at Prime Capital Investment Advisors since 2017 and previously spent seven years at Ascende Wealth Advisers and Employee Benefit Solutions. Prime Capital Financial is an SEC-registered enterprise advisory firm that serves individuals, trusts, corporations, and retirement plans through asset management, financial planning, qualified retirement plan services, and third-party manager selection. The firm employs a variety of investment strategies and offers family office services, tax advisory through an affiliated subsidiary, and consolidated reporting for complex financial holdings.

Travis Rhoad is a CFA® charterholder and holds a Series 65 license with 12 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC, having previously worked at Trippon Wealth Management Group LLC for 13 years. Outside of his advisory role, he is also licensed to sell life and health insurance. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active managers, overseen by an internal Investment Committee.

Stanley Robare is a CFP® professional with 17 years of experience in financial advising. He is currently with Osaic Advisory Services, LLC and has previously worked at Triad Hybrid Solutions and Triad Advisors, Inc. He also manages The Robare Group, a separate advisory practice focused on asset allocation and client portfolio review. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporate and charitable entities, as well as sovereign wealth funds. The firm offers a variety of investment programs, retirement plan consulting, and access to alternative investments, utilizing both fundamental and technical analysis in its strategies.

Martin Ferguson is a financial advisor with Kestra Advisory, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has worked at Kestra Advisory since 2018, previously serving at Kestra Investment Services and Investment Professional Inc. Ferguson is also an owner of Kestra Advisory Services, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and advisor-managed accounts, supporting its clients with due diligence across a variety of investment solutions.

Timothy Harden is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 63 and Series 66 licenses and 11 years of industry experience. Prior to joining PNC Wealth Management and PNC Bank in 2026, he worked at JPMorgan Securities LLC from 2014 to 2025 and JPMorgan Chase Bank NA from 2012 to 2021. He also spent a year homemaking from 2025 to 2026. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution currently available as an invitation-only pilot for PNC Bank employees. The firm uses approved model strategies executed via mutual funds and ETFs with algorithm-driven risk assessment and annual rebalancing.

George Onami is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 65 and Series 63 credentials and having 12 years of industry experience. He also has an ongoing role in financial education with the Heartland Institute of Financial Education and provides IT consulting services through Technigee Consulting LLC. Onami has been affiliated with World System Builders and World Financial Group since 2003. Transamerica Financial Advisors serves a wide range of clients including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models. The firm operates as both a registered broker-dealer and a registered investment adviser, providing diverse program options with discretionary and non-discretionary management.

Russell Appelget is a financial advisor with Transamerica Financial Advisors, holding Series 63 and 65 licenses and bringing 24 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also works with WealthWave. In addition to his advisory role, he serves as a director for the Harris County Municipal Utility District 264 and teaches a personal finance course at Prairie View A&M University. Transamerica Financial Advisors serves a wide range of clients, including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm provides access to proprietary and third-party investment models with discretionary and non-discretionary program options.

Lauren Hoffman is a financial advisor with IEQ Capital, LLC, holding Series 65 and Series 66 licenses and 12 years of industry experience. Prior to joining IEQ Capital in 2026, she worked at JPMorgan Chase Bank, N.A. and JPMorgan Securities LLC for eight years, and at Bank of America and Merrill from 2014 to 2018. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, and non-profits. The firm uses a centralized macroeconomic research process and client-specific Investment Policy Statements to construct portfolios with a mix of liquid strategies, third-party managers, and private alternatives.

Shawn Quiggins is a financial advisor with VOYA Financial Advisors, Inc. in Spring, TX, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His career includes multiple tenures at Voya Financial Advisors, as well as a year at AXA Distributors, LLC. Outside of his advisory role, he coaches high school lacrosse for Concordia Lutheran High School. VOYA Financial Advisors, Inc. is an enterprise-scale firm serving individual and institutional clients with services including financial planning, portfolio management, and retirement advisory. The firm employs a combination of in-house and third-party strategies, offering both discretionary and non-discretionary account management through a large network of advisors.

Ronald Hoyle is a financial advisor with J. W. Cole Advisors, Inc. in Peoria, IL, holding Series 63 and Series 65 credentials and 15 years of industry experience. His work history includes roles at Core Integrated Wealth, Inc., J.W. Cole Advisors, Inc., and H. Beck, Inc. He is involved in identity protection services for clients and participates in self-defense benefits programs through partnerships with Right to Bear and the United States Concealed Carry Association, Inc. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Eduardo Martinez is a financial advisor at Osaic Advisory Services, LLC with six years of industry experience. He holds the Series 66 designation and has previously worked at Triad Advisors and other firms. Martinez also assists financial advisors as an advisory associate with Robare & Jones Wealth Management. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a broad client base, including individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs, financial planning, and alternative investment access, utilizing both fundamental and technical analysis within a platform that integrates institutional client services and advisor transition programs.

Janet Sabio is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and four years of industry experience. She has been with Transamerica Financial Advisors since 2021 and has been involved with World Financial Group and World System Builder since 2017. Outside of financial advising, she is the managing member of Gari-Pulse Entertainment LLC, a company focused on publishing her poetry and supporting Garifuna cultural activities. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm primarily uses model portfolios and third-party managers for investment advisory services and integrates retirement plan administration with affiliated entities.

Karen Heider is a financial advisor with Sanctuary Advisors, LLC in Houston, TX, holding a Series 66 designation and bringing 11 years of industry experience. Her prior work includes roles at Bank of America, N.A. from 2015 to the present and Merrill from 2014 to 2020. Sanctuary Advisors offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports independent advisor representatives who manage portfolios using various strategies and platforms, with a range of analytical approaches and a fiduciary duty when advisory agreements are in place.

Carrie Westfall is a financial advisor with TLG Advisors, Inc. in Houston, TX, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her prior work includes roles at The Leaders Group Inc and Invesco Advisers, Inc. She also manages marketing and communications for Elite Insurance Agency Inc. TLG Advisors serves a diverse client base, including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and portfolio monitoring using fundamental analysis and Modern Portfolio Theory, offering both customized advisory services and a direct-to-consumer digital program.

Nicholas Low is a financial advisor at Hightower Advisors with 17 years of industry experience. He has held previous roles at STA Wealth Management, LLC and J.P. Morgan Securities. He holds the Series 66 designation and is based in Houston, TX. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Charles Wright is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked with United Planners, Trilogy Wealth Management, and Charles Christopher Wright since 2008, and previously was employed at Garlock Sealing Technologies for eight years. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, trusts, and institutional clients. The firm provides advisory and brokerage services through independent representatives and employs multiple custodians and third-party managers, with most assets managed on a non-discretionary basis.

April Perez is a financial advisor with RBC Rochdale, LLC, holding Series 63 and Series 65 licenses and has 21 years of industry experience. Her prior work includes roles at RIM Securities and UBS Financial Services. RBC Rochdale serves a diverse range of clients, including high net worth individuals, institutions, and municipal entities. The firm employs a multi-strategy investment process combining quantitative and fundamental analysis, utilizing proprietary tools to tailor portfolios across various asset classes.

Lijoy Thomas is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and is a partner at WSB Spartans Inc. In addition to his advisory role, Thomas is involved with the Heartland Institute of Financial Education, a non-investment related organization. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm delivers investment advice through proprietary and third-party model portfolios with discretionary and non-discretionary options.

Griffin Rathgeb is a financial advisor with Sanctuary Advisors, LLC in Houston, TX, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Thrivent Investment Management, Bank of America, and Merrill Lynch. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, and charitable organizations, through a network of over 400 independent investment adviser representatives. The firm offers a range of portfolio management and consulting services, utilizing various analytical approaches and maintains distinctive features such as performance-based fee negotiations and multi-custodian arrangements.

Ronald Kudlacek is a CFP® with 22 years of industry experience, currently serving at Cetera Planning Partners. His prior roles include positions at Plains Wealth Management, Plains State Bank, and Avanatx Advisory Services, among others. He is also a partner in RKBW, LLC, a business involved in convenience store equipment leasing and sales. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, and retirement-related advice. The firm integrates a diversified investment approach with ancillary services such as tax planning, bookkeeping, and estate planning through a third-party provider.