Gina Hughes is a financial advisor at Kestra Advisory with 11 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for eight years before joining Kestra in 2022. Outside of her advisory work, she manages a short-term rental property in San Antonio. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, and employee education, and serves large institutional investors, including sovereign wealth funds.

Etienne Goods is a CFP® professional with 10 years of industry experience currently affiliated with GWN Securities Inc. in San Antonio, TX. He has held roles at Ameritas Investment Corp., CCF Investments, and Capital Choice Financial Services. In addition to his advisory work, Goods operates Goods Financial Services, LLC, where he is a licensed agent for life and health insurance as well as fixed and indexed annuities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs and model portfolios, including traditional and active strategies, and manages approximately $3.65 billion across more than 37,000 client accounts.

Jeffrey Doss is a financial advisor with Transamerica Financial Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and having nine years of industry experience. His work history includes roles at KP Property Ventures LLC and Santa Fe Financial, LLC. He is involved in the sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with proprietary and third-party model portfolios, managing over $2 billion in assets as of late 2025.

Catherine Cole is a financial advisor with Bankers Life Advisory Services, Inc. in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing nine years of industry experience. She has been with Bankers Life Advisory Services since 2019 and has prior experience with affiliated entities including Bankers Life Securities Inc and Bankers Life and Casualty Company. Outside of her advisory role, she is a partner at Caro Circle LLC, where she manages real estate investments. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, periodic rebalancing, and a blend of fundamental, technical, and cyclical analysis to guide investment decisions.

Elizabeth Hernandez is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 credential and previously worked at JP Morgan Securities LLC and QVC, Inc. Outside of her financial advisory role, she provides home health care services through her business, Life Span. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs and maintains unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Victoria Espinoza is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with notable institutional scale and specialized market roles.

James Augustine is a financial advisor at Rockefeller Financial LLC with 28 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services for 17 years and Merrill for six years. He has been with Rockefeller Financial since 2021. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of investment management and financial planning services through a Private Advisor model and a consolidated investment platform, with capabilities including discretionary and non-discretionary portfolio management as well as broker-dealer services.

Jeanine Payne is a Certified Financial Planner® with 16 years of experience in the financial services industry. She has worked at firms including USAA Financial Planning Services, Morgan Stanley, and Citigroup Global Markets before joining Sanctuary Advisors, LLC. Payne is based in San Antonio, TX, and holds Series 63 and Series 65 licenses. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports independent investment adviser representatives who employ various investment approaches and offers both discretionary and non-discretionary account management.

Sylvan Gomez is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including USAA and Frost Investment Services prior to joining Citigroup. Outside of his advisory role, he is actively involved as a guitarist and singer in a band called Lawndarts and Alcohol. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments and offers a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and arrangements.

Christo Naranja is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he held various positions within Bankers Life entities and has experience managing and training a team of agents in an agency director capacity. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, periodic rebalancing, and a blend of fundamental and technical analysis to guide investment decisions.

Adam Kennerdell is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds a Series 66 designation and has worked at major firms including Victory Capital Advisers, JPMorgan Securities, and Chase. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including roles as a swap dealer and futures commission merchant.

Peter Perez is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses. He has three years of industry experience, including prior roles at Guardian Life Insurance Company, Principal Funds Distributor, and New York Life Insurance Co. Outside of finance, he was involved with AA Rated Lawn and Haus. Primerica Advisors operates as part of a large enterprise serving a broad retail client base with both brokerage and advisory services, offering multiple proprietary and third-party investment programs along with financial planning and consulting solutions.

John Reilly is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and operates with large institutional scale, including unique market roles such as swap dealing and futures commission merchant activities.

Rebecca Gorrell is a financial advisor with Eagle Strategies (NY Life) based in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. She has worked with Pivot Wealth and Insurance Strategies, LLC, Pivot Income Strategies, LLC, Nylife Securities LLC, and New York Life Insurance Company. In addition to her advisory role, she owns an LLC that rents motorhomes. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers a variety of program types tailored to client objectives and maintains a significant portion of its assets under non-discretionary management.

Isidoro Korngold is a financial advisor at Corient with 37 years of industry experience. He has held positions at Intercontinental Wealth Advisors LLC and related entities for over three decades before joining Corient in 2023. Korngold manages a family partnership investment portfolio and serves as a general partner at WMS GP, LLC, providing wealth advice. Corient offers investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach combining in-house strategies with third-party manager solutions, incorporating risk management tools and alternative investments where appropriate.

Raymond Juarez is a Series 66-licensed financial advisor with nine years of industry experience, currently working at Citigroup Global Markets since 2020. His prior roles include positions at Morgan Stanley, USAA Financial Advisors, and Bank of America. Outside of his advisory work, he is also a licensed real estate agent assisting clients in purchasing and selling residential homes in San Antonio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm uses multi-asset, multi-manager strategies and maintains in-house research and security-pricing functions, supporting both discretionary and non-discretionary investment solutions.

Stephen Arndt is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at JPMorgan Chase Bank, Citi Bank, Tata Consultancy Service, and Transamerica Capital Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail IRA and brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping platforms, focusing on long-term portfolio returns and client savings rates.

Jose Nunez is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining First Command, he served 22 years in the U.S. Army. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and third-party managers from approved lists.

Johnathan Kilwien is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2007. Outside of his financial advisory work, he is involved in a gunsmithing business specializing in firearm repair and customization. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, execution and custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies and maintains large-scale institutional operations with distinct market roles and management oversight.

John Frakes is a financial advisor at Sanctuary Advisors, LLC with 34 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services Inc. for 11 years and Citigroup Global Markets for 16 years. Outside of advising, he is involved in several business ventures including an event center partnership, a wholesale cleaning products company, and manages a personal collectibles LLC. He also serves on the advisory committee for the Helping Hands Educational Fund, which supports educational programs for individuals experiencing homelessness in San Antonio. Sanctuary Advisors, LLC provides investment advisory and financial planning services to individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations through a network of over 400 independent investment adviser representatives. The firm offers a variety of portfolio management and consulting services, employing multiple investment approaches and serving both onshore and offshore clients.