Gary Farmer is a financial advisor with Transamerica Financial Advisors and holds a Series 63 designation. He has 35 years of industry experience, including roles at WealthWave, World Financial Group, and Transamerica Financial Advisors. Farmer is involved in sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individual investors, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio and third-party manager approach through multiple program platforms, managing approximately $1.7 billion in regulatory assets under management.

Scott Hiller is a CFP® and ChFC® with 26 years of experience in financial advising. He is currently with Schwab Wealth Advisory and has previously worked at USAA in various financial advisory roles. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem using standard asset allocation models and research tools, with final trading decisions made by clients.

Martha Ortega is a financial advisor with Sanctuary Advisors, LLC, holding Series 63 and Series 65 credentials and 11 years of industry experience. She has worked at Sanctuary Wealth since 2021 and was previously with Merrill from 2007 to 2021. Sanctuary Advisors provides investment advisory and financial planning services to a diverse range of clients, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports more than 400 independent investment adviser representatives who offer customized portfolio management, financial planning, and retirement consulting through a variety of managed account solutions and advisory strategies.

Kevin Moore is a CFP® with 22 years of industry experience, currently affiliated with Commonwealth Financial Network and I Financial since 2005. He is president and owner of Munford Moore, Inc., an entity created to process securities and insurance business. Moore also serves as a trustee of the I Financial 401(k) plan. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing a range of advisory programs, technology, compliance, and practice-management services. The firm offers various discretionary and non-discretionary investment solutions, including proprietary model portfolios and customizable program structures.

Tyrone Wells is a financial advisor at Citigroup Global Markets with nine years of industry experience. He has been with Citibank since 2014 and holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale combined with specialized market roles such as acting as a swap dealer and futures commission merchant.

Jerel Rodney Ona is a financial advisor with Citigroup Global Markets in San Antonio, TX, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup Global Markets since 2007. Outside of his advisory role, he serves as a board member and youth teacher at Gam Yachad Messianic Congregation. Citigroup Global Markets serves individual and institutional clients, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including in-house research, swap dealer, and futures commission merchant activities.

Veronica Alvarez is a financial advisor at Citigroup Global Markets with 12 years at the firm and four years of industry experience. She holds Series 66 and Series 63 licenses and is based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm uses multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains in-house research and security-pricing activities alongside its market roles as a swap dealer and futures commission merchant.

Mark Swindell is a financial advisor with First Command Advisory Services in San Antonio, TX. He holds the Series 66 designation and has 12 years of industry experience. His work history includes roles at First Command Financial Planning, Inc., First Command Advisory Services, and First Command Insurance Services, Inc., where he has been employed since 2013. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs utilizing model portfolios and third-party managers selected by an internal Investment Management Team.

Chloe Tramontano is a financial advisor at Rockefeller Financial LLC, holding a Series 66 credential with approximately one year of industry experience. Her prior roles include positions at Mondrian Investment Partners, Lamb Insurance Services, Glenmede Trust Company, and Penn Capital Management. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services through a Private Advisor model and a consolidated investment platform that includes equities, fixed income, and alternatives, alongside brokerage and investment banking capabilities.

Michael Tramontano is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 designations and 30 years of industry experience. He previously worked at Merrill and Bank of America, N.A., with over two decades of experience between those firms. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer with capabilities in securities transactions, variable insurance products, placement, and investment banking services.

Robert Echavarria is a financial advisor with Rockefeller Financial LLC, holding a Series 66 designation and 25 years of industry experience. He has worked at Rockefeller Financial since 2021 and previously spent nine years with both Bank of America, N.A. and Merrill. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides portfolio management, financial planning, consulting, and also operates as a registered broker-dealer offering securities transactions, variable insurance products, and investment banking services through a Private Advisor model and a consolidated investment platform.

Oscar Hernandez Jr. is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and possessing eight years of industry experience. His prior roles include positions at PNC Investments, Citigroup, Victory Capital Advisers, Inc., and Citi. Outside of his advisory work, he is the owner of Coffee Bee, a non-investment-related business. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital platform for discretionary model accounts that employ algorithm-driven risk assessment and invest primarily in mutual funds and ETFs.

Charles E Hoffman Jr. Jr. is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2021 before joining Rockefeller Financial in 2021. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, consulting, and operates as a registered broker-dealer offering securities transactions, insurance products, and investment banking services through a Private Advisor model and a consolidated investment platform.

Roger Ventura is a financial advisor at Citigroup Global Markets with a Series 66 designation and 10 years of industry experience. His prior roles include positions at Citibank and Northwestern Mutual. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Marie Goforth Albarian is a financial advisor with Centaurus Financial, Inc. in San Antonio, TX. She holds the ChFC® and Series 63 designations and has 42 years of industry experience. Her prior work includes positions at Capital Financial Services, Inc. and managing MG Financial Strategies, Inc., a marketing and branding business she owns. Centaurus Financial, Inc. provides advisory and brokerage services to a broad range of clients including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through a variety of discretionary and non-discretionary arrangements.

Stephen Zepeda is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Citigroup since 2018, with prior experience at Frost Brokerage Services and USAA Investment Management Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including acting as a swap dealer and futures commission merchant.

Isaiah Williams is a financial advisor at Citigroup Global Markets with 10 years of industry experience and a Series 66 designation. His prior roles include positions at USAA Life Insurance Company, USAA Investment Services Company, and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs and is notable for its large institutional scale and involvement in market roles such as swap dealer and futures commission merchant.

Nahid Karimjee is a financial advisor with OSAIC Institutions, Inc. holding a Series 66 designation and 18 years of industry experience. His career includes roles at Air Force Federal Credit Union, Infinex Investments, CUSO Financial Services, Credit Human Federal Credit Union, SWBC Investment Company, and LPL Financial. Karimjee is also the owner of a private rental property business. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, third-party asset manager referrals, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure.

Elmer Martin is a financial advisor at Rockefeller Financial LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America before joining Rockefeller Financial in 2021. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and investment banking services.

Brandon Bernardo is a financial advisor at Citigroup Global Markets with nine years of industry experience. He has held positions at Citigroup since 2018 and previously worked at Scottrade from 2014 to 2018. He also spent three years at the University of Texas at San Antonio. Bernardo holds a Series 66 designation. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and roles as a swap dealer and futures commission merchant.