Ian Foster is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2018. He specializes in retirement, income, and wealth planning for high net worth clients, focusing on helping them achieve their retirement goals. Ian has extensive experience within Fidelity Investments, having held various roles since 2012 including Annuity Sales Representative, Retirement Relationship Manager, and Financial Representative. He holds insurance licenses in Arkansas and California. Outside of his professional work, Ian enjoys camping, sailing, and skiing.

Garrett Wilson is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to this role, he held positions as a Planning Consultant from 2024 to 2025 and as a Workplace Planning Consultant from 2022 to 2024 at Fidelity Investments. He began his financial advisory career at Prudential in 2021. Garrett holds insurance licenses in Arkansas and California, supporting his work in providing tailored financial planning services. He is committed to forming strong client relationships based on trust and integrity, focusing on understanding clients' concerns and goals to develop comprehensive financial plans. Outside of his professional life, Garrett enjoys fitness, hiking, horseback riding, outdoor adventures, parenthood, and running.

John Andrew is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a part-time firefighter and EMT for South Davis Metro Fire. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs among its offerings.

Jordan Lewis is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has been with various Fidelity entities since 2014, including Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios that include mutual funds, ETFs, and ETPs.

Connor Kellis is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. His prior work includes roles at CVS Health and various service positions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, with distinctive activities such as commodity pool operator registration and advisory roles to multiple registered investment companies.

Lisa Meyer is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. She has been with Fidelity since 2015, initially with FIDELITY Brokerage Services LLC and currently with Fidelity Investments. Outside of her advisory role, she is also a landlord for two single-family homes. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic methods, managing portfolios that include mutual funds, ETFs, and ETPs, and holds roles with registered investment companies and fund-of-funds not common among large institutional peers.

Nathan Roderick is a Financial Consultant I at Fidelity Investments. In this role, he works with individuals and families to develop financial plans aimed at achieving their goals. Nathan focuses on understanding clients' lives to create collaborative financial strategies. He has been with Fidelity Investments since 2021, progressing through roles including Customer Relationship Advocate, various levels of Investment Solutions Representative, and Planning Consultant before his current position. His experience spans financial planning and investment solutions. Nathan holds insurance licenses for Arkansas and California.

Cort Winters is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he served as an Investment Management Consultant at Fidelity Investments from 2020 to 2023. His extensive experience in the financial services industry includes serving as the National Director of Life and Annuities at Stone Hill National from 2002 to 2020, and as a Financial Planner at Sterling Financial Group from 1998 to 2002. Cort partners with clients to support sound financial decision-making and to help them avoid critical planning pitfalls. His areas of focus include retirement income planning, charitable giving concepts, estate planning considerations, investment strategy review, and general retirement planning. He holds a California Insurance License.

Steven Williams is a financial advisor with Raymond James & Associates in Salt Lake City, UT, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has worked at Merrill from 1999 to 2021 and Bank of America from 2013 to 2021 before joining Raymond James in 2021. Outside of his advisory role, he owns a rental property that he plans to lease initially to family members. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Susan Bollinger is a financial advisor at Merrill with 45 years of industry experience, including 34 years at Merrill. She holds Series 63 and Series 66 licenses. Outside of her advisory role, she is a managing member and general partner of Cherry on Wilshire LLC, a limited liability company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marcos Garcia is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing five years of industry experience. He has worked at Fidelity Investments since 2020 and has prior experience as a real estate agent assisting clients with buying and selling homes. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios composed of mutual funds, ETFs, and ETPs.

Morgan Swalberg is a Wealth Management Advisor with The Van Wagoner Group at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2012, she has worked closely with individuals and families to understand their financial goals and develop strategies to achieve them. Morgan's approach includes providing balanced advice on portfolio diversification, retirement planning, wealth transfer, and managing new wealth among other areas. She also oversees the team's insurance strategies to support clients in wealth transfer and replacement goals. Morgan holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), and Certified Divorce Financial Analyst (CDFA). She earned both a Bachelor's degree in Business and a Master's degree in Finance from the University of Utah. As a lifelong learner, she remains engaged in researching and studying developments in finance. Active in her community, Morgan serves on the Salt Lake Community College Leadership Council. She and her husband Robert are parents to two daughters and enjoy an active lifestyle exploring outdoor activities in Utah.

Michelle Pullano is a financial advisor at Merrill with nine years of industry experience. She holds Series 65 and Series 63 designations. Her prior experience includes roles at Bank of America, N.A., The Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of her advisory role, she is involved in freelance professional photography and marketing design through her business, Michelle Gray Imagrey Solutions, and is a managing member of Natural Earth, LLC, which produces handmade household goods and furniture. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and retirement plans.

Cody Johnson is a CFP® professional with 21 years of industry experience, currently affiliated with Raymond James Financial in Salt Lake City, UT. He has held roles at Olympus Advisors and has been involved with Fairway Investment Management, Highpoint Wealth Management, and Raymond James Financial Services Advisors, Inc. since 2009. Johnson is the sole trustee and president of Highpoint Wealth Management, a support company. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains unique affiliations that enhance its municipal and public finance services.

Andreas Laplant is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 63 designation and five years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2021, following roles at Us Tech Solutions and Times Ticking. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions with an investment approach grounded in diversification and modern portfolio theory.

Gardner Brown is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He previously worked at Northwestern Mutual in various capacities from 1993 to 2026. Outside of his advisory role, he has ownership interests in several real estate investment entities. LPL Financial is a national investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, with access to model portfolios, research, and various management options.

Chad Meyer is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has been associated with various Fidelity entities since 2008. Outside of his advisory role, he is involved in a personal real estate activity as a landlord. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Lance Fravel is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and 21 years of industry experience. He has worked with various Fidelity divisions since 2012, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, utilizing mutual funds, ETFs, and ETPs to develop model portfolios and provides oversight of affiliated and unaffiliated sub-advisers.

Ryan Chapa is currently a Planning Consultant, specializing in developing disciplined financial planning strategies. He emphasizes building enduring relationships with clients based on trust and integrity, focusing on their long-term aspirations and financial objectives. Prior to his current role, Ryan gained experience as a Wealth Advisor Associate at Morgan Stanley from 2019 to 2024 and as a Financial Services Representative at E*Trade from 2018 to 2019. Ryan holds an Arkansas Insurance License, enhancing his ability to provide comprehensive financial guidance. Outside of his professional career, Ryan has personal interests in fitness, golf, hiking, and caring for pets.

Bradley Gillies is a financial advisor at Fidelity with Series 63 and Series 66 designations and five years of industry experience. His prior work includes roles at Onset Financial, JOLT Software, and operating Gillies Enterprises, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.