William Turley is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2009. Turley also serves as a board member of the Governors Economic Development Board in Utah. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Samuel Pugh is a CFP® with four years of industry experience, currently with Mass Mutual Investors Services in Lehi, UT. He previously worked at Northwestern Mutual Investment Services LLC for six years. Outside of financial advising, he has been involved with Recapture Art since 2019. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and structured annual planning engagements.

Julianne Glasgow is a Financial Consultant at Fidelity Investments, a role she has held since 2022. She has been with Fidelity Investments since 2017, serving in various capacities including Investment Consultant, Relationship Manager, Financial Representative, and Investment Solutions Representative. Prior to joining Fidelity, she worked as a Wealth Manager at Parkland Securities from 2015 to 2017. Throughout her career, Julianne has developed expertise in financial planning and investment management. She focuses on partnering with clients to understand their short- and long-term financial goals and creating customized plans to meet their unique needs. Building strong relationships with clients and maintaining trust and reliability are central to her professional approach. Outside of her professional work, Julianne enjoys activities such as going to the beach, camping, skiing, and exploring food.

Brayden Holker is a Financial Consultant I at Fidelity Investments. In this role, he partners with clients to develop and implement strategies that support their financial goals, aiming to simplify the complexities of financial planning. Brayden has built his experience through several positions within Fidelity Investments since 2021, including Planning Consultant, Relationship Manager, Investment Solutions Representative, High Net Worth Service Associate, and Customer Relationship Advocate. Prior to this, he worked as a National New Accounts representative at Morgan Stanley from 2020 to 2021. He holds insurance licenses in Arkansas and California. Outside of his professional work, Brayden enjoys family activities, fishing, fitness, golf, and traveling.

RJ Roberts is a Planning Consultant at Fidelity Investments, where he currently partners with clients to assess their financial health and develop personalized strategies to meet their financial goals. He began his career with Fidelity in 2021 and has held various roles within the company, including Customer Relationship Advocate, High Net Worth Associate, Investment Solutions Representative, and Benefits and Planning Consultant. Throughout his tenure at Fidelity, RJ has gained experience in financial planning and investment solutions, working closely with clients to provide tailored advice. He holds insurance licenses in Arkansas and California.

Benjamin Torgersen is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has 15 years of industry experience and has previously worked at Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, he is an insurance broker and owner of Torgersen Wealth Management of Utah, Inc. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides annual, collaborative planning engagements using firm-approved tools, with optional implementation of recommendations through separate arrangements.

Tyler Evans is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Merrill, he worked at Bank of America, Etrade from Morgan Stanley, Morgan Stanley, and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he owns Paladin's Plight, a business that designs and sells T-shirts, and Ty Evans Voice Acting, where he provides voice acting services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Robert Pack is a financial advisor with Morgan Stanley, holding a Series 66 designation and 28 years of industry experience. His career includes roles at Merrill and Bank of America before joining Morgan Stanley Smith Barney in 2022. Outside of his advisory work, he is involved in a real estate venture as a rental property owner. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeled outcomes through the Global Investment Committee’s estimates and Monte Carlo simulations.

Jeffrey Rasband is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized financial strategies tailored to clients' unique goals, focusing on areas such as divorce transition planning, family wealth management, legacy planning, retirement income, and philanthropic planning. Mr. Rasband holds a Bachelor's Degree from Brigham Young University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach centers on working one-on-one with clients to develop customized strategies aimed at pursuing their long-term objectives. He has a history of community involvement, including serving as the former Wasatch Chapter Chair for the Mule Deer Foundation from 2007 to 2017 and participating with the Midway Boosters. Jeffrey applies the Merrill tradition of engagement by volunteering with local organizations.

Carter Moffitt is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He works with individuals and families to navigate important financial decisions, focusing on areas such as retirement planning, wealth accumulation, tax-efficient strategies, and preserving legacies. Carter aims to simplify complex financial matters and develop personalized strategies that align with each client's unique circumstances and goals. He holds a Bachelor's Degree from Utah Valley University and is a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His approach emphasizes building ongoing relationships by listening, understanding clients deeply, and providing proactive guidance as their financial needs evolve. Outside of his professional role, Carter enjoys outdoor activities including bowling, camping, fishing, golfing, hiking, pickleball, tennis, and traveling. He values spending time with his family and considers himself an outdoor enthusiast.

Christian Covey is a financial advisor with LPL Financial in Orem, UT, holding Series 65 and Series 66 credentials and seven years of industry experience. He previously worked at Merrill Financial Associates, Commonwealth Financial Network, Corient Capital Partners, and Utah Empire. He is also involved with Tamarack Management Holdings LLC, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Bennett Hullinger is a Financial Advisor with The Hullinger Group, operating within Merrill Lynch Wealth Management. He joined the firm in 2026 following over eight years of experience in the construction materials industry. Bennett holds a degree in Construction Management from Utah Valley University. Bennett specializes in working with individuals, families, and business owners to assist them in making informed financial decisions and achieving their long-term goals. He leverages his background in problem-solving and client relationships to simplify complex financial matters, focusing on growing and preserving clients' wealth and protecting their lifestyles. He holds the professional designation of Personal Investment Advisor (PIA). Outside of his professional role, Bennett enjoys sports and spending time with his wife, Sheridan, and their two children.

Jaci Anderson is a financial advisor with Wells Fargo Advisors in Lehi, Utah, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors in 2023, she worked at Brainstorm Inc. and has experience at Brigham Young University. Outside of finance, she is an administrative assistant at Everybody Tattoo Studio. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment options, using proprietary research and tools to develop tailored recommendations.

Justin Holt is a financial advisor at Edward Jones in Provo, UT, holding a Series 66 designation. He joined Edward Jones in 2025 after working at Rush Enterprises and Premier Truck Group. Holt has no prior industry experience beyond his current role. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

David Hullinger is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been part of the Hullinger Team, which has a history of serving clients in Utah County for over 40 years. The team is recognized for its longstanding relationship with Merrill Lynch and Bank of America. David's areas of expertise include Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Investment Consulting for Defined Contribution Plans, Legacy Planning, LGBT Wealth Planning, Women and Wealth, Individual and Corporate Investment Strategy, Tax Minimization, and Retirement Income. He is a member of a professional team comprised of 10 individuals with well over 100 years of combined experience. He holds a Bachelor's and a Master's Degree from Brigham Young University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). David is active in his community as a basketball coach and serves as President of the Live wElle Foundation, Inc.

Travis Morgan is a financial advisor at Cetera with 26 years of industry experience. He holds the Series 65 and Series 66 designations and has worked at Cetera and Cetera Wealth Services since 2014. Outside of advising, he is involved in minor farming activities as an owner. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable accounts, and institutional investors. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform that combines affiliated and third-party money managers across various program structures.

Dane Runia is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the CFP® and Series 66 designations. His prior experience includes roles at Bank of America and Merrill. Outside of advisory work, he is involved in managing several family-held and investment-related LLCs and trusts in Provo, Utah. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides comprehensive financial planning using firm-approved tools and advisory programs, managing approximately $2.74 trillion in client assets.

Michael Pelo is a financial advisor with Mass Mutual Investors Services in Lehi, Utah. He holds the CFP® and ChFC® designations and has nine years of industry experience. Prior to joining Mass Mutual in 2026, he spent several years with Northwestern Mutual in various roles. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning relationships supported by firm-approved analytical tools and offers specialized programs such as divorce planning and employer-sponsored planning services.

Edward Ricker II is a financial advisor at Mass Mutual Investors Services with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley Private Bank and E*TRADE Capital Management. Outside of advising, he owns a dropshipping and reselling business on Amazon. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software tools for financial planning and offers specialized programs including divorce planning and employer-sponsored planning services.

Bryan Seastrand is a financial advisor with Edward Jones in Provo, Utah, holding a Series 66 designation and four years of industry experience. His prior roles include positions at GoHealth, LLC, Veracity Insurance Solutions, Aflac, and Alpine Credit Union. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a large network of financial advisors and branch offices across the country.