Jill Sadler is a financial advisor with OSAIC based in Scottsdale, AZ, holding Series 63, 65, and 66 credentials and with 26 years of industry experience. She has been with SagePoint Financial since 2015. Jill holds an individual Ohio insurance license but is not actively selling insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a variety of asset-allocation tools and supports multiple investment platforms and account management strategies.

Shelly Dukes is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having nine years of industry experience. Her prior roles include positions at BTS Asset Management, Raymond James Financial, LPL Financial, and TD Ameritrade. Outside of finance, she works as a bartender at Riverside Golf and Country Club, a nonprofit organization. OSAIC serves a broad range of retail and institutional clients through an extensive network of financial advisors and advisory platforms. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party resources to offer diversified portfolio management options.

Tron Brinkmann is a financial advisor at Raymond James Financial with 21 years of industry experience. He previously worked at Edward Jones for 17 years before joining Raymond James in 2021. Brinkmann serves as treasurer for The SilverTree Foundation, a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and supports a broad advisor network with specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Vijay Kapur is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and possessing 31 years of industry experience. He has worked with Charles Schwab since 2020 and was previously with TD Ameritrade Inc. for 12 years. Outside of his advisory role, he volunteers with First Tee – Phoenix, a nonprofit organization that teaches children core values through golf and games. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence on alternative investments.

Matthew Russell is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 65 and Series 66 designations and has worked at Securities America Inc. and Securities America Advisors for 10 years prior to joining OSAIC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizes various asset-allocation tools, and supports portfolios with a broad range of investment options managed on discretionary or non-discretionary bases.

Renee Hanson is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 63 designation and 35 years of industry experience. She has worked with Ameriprise Financial Service, LLC since 1997 and previously with Ameriprise Financial Services, Inc. for 15 years. Outside of advising, she is involved in publishing a book and podcast titled "Finding Your Financial Identity," serves on the board of the Maricopa County Bar Association, and participates in planned giving committees. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Heath Granneman is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 13 years of industry experience. He has been with Cambridge-affiliated entities since 2012. Outside of his primary role, he is involved with Camelback Wealth Consultants, dedicating part of his time to this investment-related activity. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing multiple custody platforms and a range of portfolio management strategies.

Anietie Ijoma is a financial advisor with OSAIC based in Scottsdale, AZ, holding the Series 63 and Series 66 licenses and bringing 11 years of industry experience. Anietie has worked at AIG since 2013. OSAIC serves a diverse range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various asset-allocation tools and third-party solutions to manage portfolios across different asset classes on both discretionary and non-discretionary bases.

John Schoeppach is a financial advisor at Merrill with 34 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Merrill since 1991 and Bank of America since 2009. Outside of his advisory role, he serves as a general partner at Stryker LLC and is an officer and trustee of the Folsom Rotary Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Johnson is a financial advisor at OSAIC with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Woodbury Financial Services, Cambridge Investment Research Advisors, and Ameritas Investment Corp. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Maxwell Cocreham is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Charles Schwab Bank, full-time education, digital dental, Salt River Project, and Behind The Mask. Outside of advising, he co-owns an online reselling business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and research-backed investment models.

Sonja Ryan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and bringing 39 years of industry experience. She has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.

Lisa Jackson is a financial advisor at Cetera with 26 years of industry experience. She holds a Series 66 designation and has held roles at Avantax Advisory Services, 1st Global Advisors, and currently owns a CPA firm, Whitman & Jackson CPAs PC. Jackson also serves as a trustee for a family living trust and is involved in managing financial and accounting operations for advisory business-related entities. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with a variety of program structures and custodial relationships.

Dru Ashcraft is a financial advisor with Osaic Wealth, Inc. based in Scottsdale, AZ, holding Series 63, 65, and 66 credentials and 19 years of industry experience. He has worked at Royal Alliance since 2014. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes proprietary asset-allocation tools and supports various managed-account solutions across a complex corporate and platform structure.

Edward Curtin III is a CERTIFIED FINANCIAL PLANNER™ with 13 years of industry experience, currently serving at OSAIC since 2026. His prior roles include positions at The Leaders Group, Inc., Diversified Brokerage Services Inc., and John Hancock Distributors. OSAIC is a large wealth management firm serving retail and institutional clients through a network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing various asset-allocation tools and third-party solutions to construct diversified portfolios across a range of investment types.

Andrea Martins is a financial advisor at OSAIC with six years of industry experience. She holds a Series 66 designation and has worked in various capacities at Securities America Advisors, SECURITIES AMERICA, Inc., and EMS, Inc. since 2005. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients, including high-net-worth investors and charitable organizations, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs advanced asset-allocation tools and supports both discretionary and non-discretionary accounts across multiple investment types.

David Gray is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. He acts as trustee for two irrevocable trusts established for his children. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services supported by various model portfolios and research resources.

Benjamin Mitchell is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and has prior experience with Securities America Inc. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage diversified portfolios that include a wide range of investment products.

Vanessa Gutierrez is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 25 years of industry experience. She has been with OSAIC since 2012. Outside of her advisory role, she serves as trustee of her own living trust. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and managed account solutions.

Erin Richters is a financial advisor at Osaic Wealth, Inc. with eight years of industry experience. She holds the Series 66 designation and has worked at Securities America, Inc. since 2016. Prior to her financial services career, she was employed by Starbucks from 2016 to 2017. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services supported by proprietary asset-allocation tools and access to third-party money managers.