Sarah Bray is a financial advisor at Edward Jones in Henderson, NV, holding a Series 66 designation with six years of industry experience. She has worked at Edward Jones since 2019 and previously was employed at Terrible Herbst, Inc. from 2013 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and strategies with approximately $1.01 trillion in assets under management. The firm is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities including a trust company and proprietary mutual funds.

Mark Ventresco is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management. He has worked in financial services since 1993 and joined Merrill Lynch in 2013. Mark provides detailed financial strategy and sustained advice to business owners, senior executives, retirees, and multi-generational families, focusing on areas such as corporate executive services, executive compensation, equity compensation services, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, and special needs planning. Mark holds a Master of Business Administration in business management from Pepperdine University, where his capstone project focused on transition planning for privately held business owners. His professional designations include the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., the Certified Exit Planning Advisor (CEPA) designation, and the Certified Plan Fiduciary Advisor® (CPFA) designation. He is a member of the Graziadio Alumni Network and the Pepperdine University Alumni Association. Outside of work, Mark enjoys spending time with his wife Amy and their daughter Lauren. His personal interests include renovating homes, classic cars, rock and roll music, gymnastics, music, and woodworking.

Justin Blackard is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and bringing 14 years of industry experience. He has worked with Ameriprise and its related entities since 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Yakov Krassovskiy is a financial advisor at Merrill Lynch Wealth Management. He helps individuals and families develop clear financial plans tailored to their unique needs, goals, and circumstances. His approach focuses on making finance approachable, providing straightforward guidance for clients at various stages, from those just starting to invest to retirees managing income. Yakov's expertise includes education planning, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. He works with clients to invest, grow, preserve, and transfer wealth, aiming to match risk to client goals while maximizing tax efficiency. He began his career at Bank of America as a banker, where he developed an understanding of how complex personal finance can be for many people. Yakov holds professional designations as an Accredited Wealth Management Advisor (AWMA) and a Chartered Retirement Planning Counselor (CRPC). He earned a high school diploma from Carson High School. Outside of work, he enjoys hiking, photography, scuba diving, and traveling.

Albert Guida Jr. is a financial advisor at OSAIC with 39 years of industry experience. He holds a Series 63 designation and joined OSAIC in 2018 after two years at Signator Investors, Inc. Outside of his advisory work, he serves as treasurer for the Downtown Las Vegas Rotary Club. OSAIC serves a broad mix of retail and institutional clients through a large network of financial advisers, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

John Scarff is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Ameriprise Financial Services. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Brett Belt is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at GWFS Equities, Inc. for five years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from a broad investable universe.

Arthur Nisperos is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 65 and Series 63 credentials and 10 years of industry experience. He has been with Ameriprise and its affiliate since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

Miguel Guzman III is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and four years of industry experience. He has been with Primerica Advisors since 2021 and was previously employed at Green Valley High School and Southeast Career Technical Academy. In addition to his advisory role, he is involved in sales of investment-related products and also participates in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Shyanna Sagadraca is a financial advisor with Morgan Stanley in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. She previously worked at Ameriprise for seven years and has a background with the University of Las Vegas, Nevada. Morgan Stanley Wealth Management is an SEC-registered advisory and broker-dealer firm serving both individual and institutional clients with a range of financial planning and investment management services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools guided by its Global Investment Committee.

Gail Brown is a financial advisor with Morgan Stanley in Las Vegas, Nevada, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory work, Brown serves as Chair of the Summerlin Rotary and operates an Amazon FBA retail business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Rafael Velazquez Borragan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Wells Fargo Clearing and its related entities since 2019 and has a total of ten years with Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party data to support its investment and retirement plan offerings.

Scott Self is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He previously worked at Partners Capital Group and spent seven years with Hoffman Hospitality Group. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement planning advice.

Emmy Zhang is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones in 2023, she worked at Cisco for seven years. She holds the Series 66 designation and is based in Las Vegas, NV. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management.

Jeffrey Kinsler is a financial advisor with LPL Financial based in Henderson, NV, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining LPL Financial, he was with Securities America Advisors and Securities America, Inc. He also has a long-standing career with the Las Vegas Metropolitan Police Department. Additionally, Kinsler is involved with the Raiders Football Club LLC outside of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment management services to individuals, retirement plans, banks, and institutions. The firm supports its advisors with a broad range of model portfolios and investment strategies, alongside extensive non-advisory financial products and partnerships.

Michael Derhake is a CFP® professional with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he serves as a trustee for a family-related investment entity in Las Vegas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment products, including insurance-related vehicles and bank deposit sweep options.

Jose Castruita is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized money management strategies. He focuses on areas such as family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, and retirement income. Jose holds a Personal Investment Advisor (PIA) designation and completed a non-accredited certificate program at Riverside City College. Fluent in English and Spanish, he emphasizes understanding clients' personal priorities to create financial approaches tailored to their unique goals and life circumstances. Outside of his professional role, Jose enjoys baseball, cooking, golfing, and softball.

David Winchell is a financial advisor at LPL Financial with 30 years of industry experience. His prior firms include UBS Financial Services, Merrill, and Banc of America Investment Services. He holds Series 63 and Series 65 registrations and operates a business entity for tax and investment purposes outside of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Brian Evans is a Series 66-licensed financial advisor with Equitable Advisors in Las Vegas, NV, bringing 17 years of industry experience. He has worked at Equitable Advisors since 2009, including during its prior association with Axa Advisors, LLC. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client risk tolerance to match them with appropriate advisory models, many implemented through third-party asset managers and sponsored advisory programs.

Melanie Horner is a financial advisor with Ameriprise in Henderson, NV, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. Her career includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to joining Ameriprise in 2022. Ameriprise provides a retirement-income planning service tailored to individuals nearing or in retirement with significant investable assets, delivering detailed, research-based recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm combines advisory, brokerage, and insurance solutions and utilizes algorithmic tools overseen by a dedicated consulting team to support its retirement planning approach.