Rodolfo Acosta Jr. is a financial advisor at Merrill with eight years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Wells Fargo Clearing and Wells Fargo Bank prior to his current role. His career also includes a position at Premier Trust, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Hatcher is a financial advisor at Cetera with 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Cetera and its affiliates since 2013. Outside of advising, he is the founder and president of the Partners in Ministry Expressing Compassion Foundation, a charitable organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm operates as a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

William Scarlett is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 17 years of industry experience, including a lengthy tenure at Equitable Advisors, LLC. He is also involved as a partner in RWS Ventures, LLC, an investment entity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes advanced risk profiling and modeling tools to support client decision-making.

Steven Cahoon is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team.

Stephanie Baker is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she worked at North Davis Cabinet for 13 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, with a noted use of AI and systematic methodologies.

Lance Horton is a financial advisor with Raymond James & Associates in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Prior to joining Raymond James in 2023, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2023. He serves as a board member for the Darren Waller Foundation, a private foundation. Raymond James & Associates is a large, dually registered broker‑dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Todd Hauge is a financial advisor with Edward Jones in Henderson, NV, holding Series 63 and Series 66 licenses and 28 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Matthew Terada is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, Nevada State Bank, and Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Paul Guistolise is a financial advisor with Charles Schwab in Las Vegas, NV, holding Series 63 and Series 66 credentials and over 28 years of industry experience. His career includes roles at Charles Schwab Bank, TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and due diligence.

Niggelen Holman is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior roles include positions at Bank of America, Merrill, Edward Jones, J.P. Morgan Securities, and Chase Investment Services Corp. He is also involved with Silver State Wealth Management as a business activity connected to his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a network of over 22,800 advisors.

Sinjin Torres is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds Series 65 and Series 63 licenses. Outside of finance, he is the CEO and manager of Fine Society, a luxury streetwear brand. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning without discretionary trading authority and allows clients to combine planning with managed accounts under a consolidated billing option.

Samuel Powers IV is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 65 licenses and having 34 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1990. Outside of his advisory role, he owns a small LLC unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement with substantial investable assets, providing detailed written recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver personalized, non-discretionary advice through a centralized team in partnership with its financial advisors.

Kenneth Heck is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at LPL Financial since 2013 and previously at Merrill from 2009 to 2013. Outside of his advisory role, he is co-owner of a family restaurant business, Chinglish Restaurant Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Evan Newton is a financial advisor at LPL Financial with nine years of industry experience. He previously worked at Ameriprise Financial Services, Inc. and CUSO Financial Services, LP. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of representatives and offers a range of financial planning, portfolio management, and institutional platforms.

Jimani Duncan is a financial advisor at Ameriprise in Las Vegas, NV, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, his work history includes roles at Amazon, Target, and various educational institutions. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing comprehensive written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily for clients with substantial assets managed within Ameriprise.

Paul Biafore is the Senior Resident Director at Merrill, where he provides personalized wealth management strategies tailored to clients' individual goals and aspirations. He works closely with clients to develop flexible financial plans that adapt to changing market conditions, offering access to Merrill's investment insights and Bank of America's banking and lending solutions. His client focus areas include college education planning, family wealth management, legacy planning, philanthropic planning, retirement income, and services for endowments, foundations, and non-profits. With a background that includes senior roles in the gaming industry and experience as a college basketball manager, Paul serves a diverse client base that includes C-suite executives, professional and college basketball coaches, retirees, and non-profit organizations. He collaborates with clients' CPAs, estate and tax attorneys to provide comprehensive strategies that address managing risk, creating legacies, and helping clients pursue long-term financial goals. As a qualified Portfolio Manager, he builds and manages customized investment strategies, which may include individual securities, Merrill model portfolios, and third-party strategies, sometimes managing portfolios on a discretionary basis. Paul earned a bachelor's degree in Business Management from the University of Nevada-Las Vegas, where he served as Senior Student Manager for the men's basketball team that won the 1990 NCAA Championship. He was honored as the 2011 Lee Business School Alumnus of the Year at UNLV. Additionally, Paul holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He supports community organizations such as the National Youth Sports Organization and the UNLV College of Business. Outside of work, his interests include basketball, golfing, music, traveling, and spending time with his family.

Sarah Bray is a financial advisor at Edward Jones in Henderson, NV, holding a Series 66 designation with six years of industry experience. She has worked at Edward Jones since 2019 and previously was employed at Terrible Herbst, Inc. from 2013 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and strategies with approximately $1.01 trillion in assets under management. The firm is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities including a trust company and proprietary mutual funds.

Mark Ventresco is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management. He has worked in financial services since 1993 and joined Merrill Lynch in 2013. Mark provides detailed financial strategy and sustained advice to business owners, senior executives, retirees, and multi-generational families, focusing on areas such as corporate executive services, executive compensation, equity compensation services, family wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, and special needs planning. Mark holds a Master of Business Administration in business management from Pepperdine University, where his capstone project focused on transition planning for privately held business owners. His professional designations include the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., the Certified Exit Planning Advisor (CEPA) designation, and the Certified Plan Fiduciary Advisor® (CPFA) designation. He is a member of the Graziadio Alumni Network and the Pepperdine University Alumni Association. Outside of work, Mark enjoys spending time with his wife Amy and their daughter Lauren. His personal interests include renovating homes, classic cars, rock and roll music, gymnastics, music, and woodworking.

Justin Blackard is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and bringing 14 years of industry experience. He has worked with Ameriprise and its related entities since 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Yakov Krassovskiy is a financial advisor at Merrill Lynch Wealth Management. He helps individuals and families develop clear financial plans tailored to their unique needs, goals, and circumstances. His approach focuses on making finance approachable, providing straightforward guidance for clients at various stages, from those just starting to invest to retirees managing income. Yakov's expertise includes education planning, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. He works with clients to invest, grow, preserve, and transfer wealth, aiming to match risk to client goals while maximizing tax efficiency. He began his career at Bank of America as a banker, where he developed an understanding of how complex personal finance can be for many people. Yakov holds professional designations as an Accredited Wealth Management Advisor (AWMA) and a Chartered Retirement Planning Counselor (CRPC). He earned a high school diploma from Carson High School. Outside of work, he enjoys hiking, photography, scuba diving, and traveling.