Ronald Mendoza is a financial advisor with Financial & Tax Architects, LLC, holding a Series 65 credential and seven years of industry experience. He previously worked at Brookstone Capital Management and has been self-employed in life insurance sales since 2002. Mendoza continues to operate as a licensed life insurance agent, focusing on marketing and sales of life insurance and fixed annuities. Financial & Tax Architects provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, particularly those nearing or in retirement. The firm implements proprietary “Private Wealth Strategies” using ETFs, individual securities, and trend-aware rebalancing, and also offers retirement-plan consulting, educational seminars, and ancillary services such as estate-planning assistance.

Michael Karp is a financial advisor with Hilltop Securities Inc. in Sherman Oaks, CA, holding a Series 63 designation and bringing 42 years of industry experience. He has been with Hilltop Securities since 2008. Outside of his advisory work, Karp is associated with Shanks Crowfoot Limited Partnership, a sports facility in Calgary, Canada. Hilltop Securities Inc. provides brokerage, advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm offers an open-architecture investment platform with a range of managed account programs and distinctive operational features including municipal bond strategies co-advised by Franklin Templeton Group and custody services uncommon among enterprise advisers.

Barbara Frenkel is a financial advisor with Hilltop Securities Inc. in Sherman Oaks, CA, holding a Series 63 designation and 45 years of industry experience. She has been with Hilltop Securities since 1981. Hilltop Securities serves a diverse client base including individual, high-net-worth, and institutional clients. The firm offers a range of advisory and brokerage services through an open-architecture platform, combining custody, banking, and market-making capabilities alongside both firm-sponsored and third-party investment strategies.

Sandra Cho is a financial advisor with Golden State Wealth Management, LLC, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has been with Golden State Wealth Management since 2016 and also maintains a longstanding role with LPL Financial since 2015. Outside of her advisory work, she is involved with the San Fernando Valley Rescue Mission. Golden State Wealth Management serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and businesses with asset management, portfolio management, financial planning, and retirement consulting. The firm emphasizes discretionary portfolio management and tailors portfolios using various analytic approaches, often incorporating third-party managers and model portfolios.

Elana Malekan is a financial advisor with Legacy Wealth Management, LLC in Calabasas, CA, and holds two years of industry experience. Her prior work includes seven years at Golden Age Financial, Inc. and four years at Eternity Financial. Legacy Wealth Management serves individual clients, charitable organizations, and business entities by providing discretionary and non-discretionary portfolio management, financial planning, and consulting services. The firm uses a combination of in-house model allocations, sub-advisers, and a broad investment menu that includes alternative and illiquid direct participation programs, tailoring strategies based on clients’ objectives and risk tolerances.

Randal Carson is a financial advisor with Mutual Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. His career includes roles at KIPP Financial Group, Associated Planners Investment Advisory, and Associated Securities Corp. He has been with Mutual Advisors since 2013. Mutual Advisors serves a diverse client base including individuals, trusts, retirement plans, qualified purchasers, and institutional investors. The firm employs a combination of active and passive investment strategies tailored through multiple analytical approaches and offers services ranging from asset management to ERISA plan advisory.

Joy Prefer Cohen is a Series 66-licensed financial advisor with 37 years of industry experience. She is currently with Blackridge Asset Management, LLC and Peak Brokerage Services, and previously worked at Cheviot Value Management and ClearBridge Investments LLC. Outside of her advisory role, she is the owner and designer of a jewelry business and serves on the board of the nonprofit organization Connecting a Caring Community. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm offers tailored portfolio management through a network of investment adviser representatives and employs a combination of fundamental, technical, and charting analysis in its investment process.

Kenji Saito is a financial advisor at HBW Advisory Services LLC with 16 years of industry experience. He holds a Series 66 designation and previously worked at Centaurus Financial, Inc. for 10 years. Outside of advising, he serves as president of FC Andrews Financial Education and teaches a financial education class for adult learners at Santa Barbara City College. HBW Advisory Services manages approximately $1.75 billion in client assets, providing asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach, combining tactical allocation, fixed income, and multi-manager diversification, and offers sub-advisory, co-advisory, and online wrap-fee portfolio services.

Rick Harbus is an investment advisory representative at HBW Advisory Services LLC with 34 years of industry experience. He has worked at CETERA Advisor Networks LLC and HBW Securities LLC prior to his current roles. Outside of financial advising, Harbus owns and operates an automobile restoration business and is involved in several entrepreneurial ventures including a coffee company and automotive productions. HBW Advisory Services manages approximately $1.75 billion in client assets and serves a diverse range of clients including individuals, families, charitable organizations, and retirement plans. The firm employs a blended investment approach combining tactical asset allocation, fixed income, and multi-manager diversification, and offers sub-advisory and co-advisor services as well as online wrap-fee portfolios through Betterment Institutional.

Michael Kriechbaum is a financial advisor with Capital Analysts, holding Series 65 and Series 63 licenses and nine years of industry experience. His prior work includes roles at Lincoln Investment, Pruco Securities, LLC, Prudential Insurance Company of America, and Jack Keeter & Associates, Inc. Outside of finance, he has been involved with entrepreneurial ventures such as Elite Costumes and Rhinestone Dealer. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs, utilizing both discretionary and non-discretionary investment approaches supported by an in-house Investment Management & Research team.

Bryce Fehmel is a financial advisor with One Capital Management, LLC and holds a Series 65 designation. He has one year of industry experience and previously worked in diverse roles including with Major League Baseball's San Francisco Giants and at Agoura High School. One Capital Management, LLC manages approximately $8.5 billion for individuals, pension plans, trusts, and businesses, offering wealth management, portfolio management, and advisory services. The firm builds customized, globally balanced portfolios using a combination of active equity management and ETFs, and serves as adviser to the FundX family of exchange-traded funds.

Kristin Dillon is a CFP® professional with five years of experience at Morton Wealth in Calabasas, CA. Prior to joining Morton Wealth, she spent nine years working at KD Hair. Morton Wealth is a multi-advisor SEC-registered firm managing approximately $2.96 billion for individuals, high-net-worth clients, retirement plans, trusts, and pooled investment vehicles. The firm employs standardized investment strategies customized to client objectives, focusing on risk management and volatility reduction through diversified portfolios including mutual funds, ETFs, and alternative investments.

Antonio De Frank is a financial advisor at Prosperitas Financial, LLC in Valencia, CA, holding a Series 65 designation with one year of industry experience. He joined Prosperitas Financial in 2025 after completing his undergraduate education in 2023. Prosperitas Financial is a multi-team registered investment adviser serving individuals, trusts, retirement plans, and corporate entities. The firm manages approximately $812 million across 1,745 clients, offering portfolio management, financial planning, and retirement consulting using a diverse range of investment strategies and third-party managers.

Daniel Cozano is a financial advisor with One Capital Management, LLC, holding a Series 65 designation and nine years of industry experience. He previously worked for FundX Investment Group, LLC from 2005 to 2022. One Capital Management, LLC manages approximately $8.5 billion for individuals, pension plans, trusts, and corporations. The firm builds customized, globally balanced portfolios using active large-cap equity management combined with ETFs and fixed income, and it serves as the investment adviser to the FundX family of exchange-traded funds.

Ryder Bendrat is a financial advisor at Prosperitas Financial, LLC in Valencia, CA, holding a Series 65 designation with one year of industry experience. Prior to joining Prosperitas, he held roles at Thelma's Cafe and Jerry Citarella Presents. Ryder’s background also includes work in energy and education sectors. Prosperitas Financial is a multi-team registered investment adviser serving individuals, trusts, retirement plans, and corporate entities. The firm manages approximately $812 million across 1,745 clients, offering a range of services including asset management, comprehensive portfolio management, and retirement plan consulting using a mix of analytical approaches and individualized portfolio construction.

Tammy Taylor is a financial advisor at Vanderbilt Advisory Services with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at firms including Oxford Tax Partners and Washington National Insurance Company. Outside of her advisory role, she serves as a partner at Impact Leadership Network, where she trains and mentors insurance agents. Vanderbilt Advisory Services serves a diverse client base, including individuals, high-net-worth clients, charitable organizations, trusts, estates, businesses, and retirement plans. The firm employs a strategic asset allocation approach, combining fundamental, technical, and charting analysis, with an investment management model that integrates advisory, brokerage, and plan-administration services.

Peter Cappos is a financial advisor at Hilltop Securities Inc. with 32 years of industry experience. He has been with Hilltop Securities since 2014 and previously worked at M.L. Stern & Co., LLC for six years. He holds a Series 63 designation. Outside of his advisory role, he serves on the board of Senior Concerns, a nonprofit organization supporting senior citizens and their families. Hilltop Securities serves individual and institutional clients through investment advisory and broker-dealer services. The firm offers a wide range of managed account programs and financial planning solutions, utilizing both third-party and proprietary strategies, and is distinguished by its combination of custody, banking, and market-making capabilities.

Stacey Mckinnon is a financial advisor at Morton Wealth with 11 years of industry experience. She holds a Series 65 designation and has been with Morton Capital Management since 2015. Outside of her advisory role, she co-owns Studio BPM, where she serves as an instructor and handles bookkeeping. Morton Wealth provides investment management and financial planning services to individuals, families, retirement plans, and trusts, using a modern portfolio approach focused on diversification and risk management. The firm is notable for its involvement with pooled investment vehicles and offers tailored programs for both high-net-worth and younger clients.

Mark Petersen is a Series 66 licensed financial advisor with five years of industry experience, currently with Prosperitas Financial, LLC. He previously worked at NEXT Financial Group and spent 15 years with Petersen International Underwriters. Outside of advising, he is involved in marketing and graphic design through a separate business venture. Prosperitas Financial is a multi-team registered investment adviser serving individuals, trusts, retirement plans, and corporate clients. The firm manages diversified portfolios using a range of securities and employs a mix of fundamental, technical, sector, and cyclical analysis in its investment approach.

Logan Sanders is a CFP® professional with five years of industry experience, currently serving at Forum Financial Management, LP since 2019. Prior to joining Forum, he worked at Lamia Financial Group, Inc. and has experience with the YMCA of Thousand Oaks. Forum Financial Management, LP provides investment advisory services to individuals, retirement plan sponsors, charitable organizations, and institutional clients, offering portfolio management, financial planning, and retirement-plan advisory. The firm’s approach centers on model asset-allocation portfolios based on Modern Portfolio Theory, utilizing institutional funds, ETFs, and individualized bond strategies, and it also supports independent advisors through its Forum Advisor Alliance platform.