Ryan Alling is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Wedbush Securities since 2016, with a brief tenure at Edward Jones. Outside of finance, he is involved in health and fitness coaching, fashion modeling, and operates a medical services brokerage focused on stem cell and regenerative medicine treatments. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a broad range of wealth management, fixed income, commodities, and capital markets services with tailored portfolio management strategies.

Patricia Maisongodfrey is a financial advisor with Archer Investment Corporation based in La Mesa, CA. She holds a Series 63 designation and has 32 years of industry experience, including 27 years at Avantax Investment Services, Inc. and 26 years at Avantax Advisory Services. Outside of her advisory role, she serves as a trustee for a fiduciary appointment and operates a tax preparation and representation business. Archer Investment Corporation provides investment advisory services to individuals, high-net-worth clients, trusts, pension plans, and investment companies, managing approximately $900 million primarily on a discretionary basis. The firm offers customized portfolio management and model-based strategies, constructing diversified allocations based on client-specific financial assessments.

Alexandro Arista is a financial advisor with Snowden Capital Advisors LLC in San Diego, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Snowden Lane Partners since 2016 and previously held a position at Merrill from 2008 to 2016. Snowden Capital Advisors LLC serves primarily high-net-worth individuals and family offices, as well as institutional clients such as pension plans and endowments. The firm offers discretionary and non-discretionary portfolio management, third-party manager selection, financial planning, and ERISA consulting, utilizing model-based strategies and a broad mix of investment instruments.

Robert Smith is an advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the ChFC® designation and several securities licenses. Prior to joining Sovran Advisors, he worked at MassMutual Investors Services and Metlife Securities. Outside of his advisory role, he is the president and owner of Go Fast Take Chances, an extreme sports lifestyle apparel company. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory services, and portfolio management across multiple program types. The firm employs both active and passive investment strategies, using a variety of asset classes and unified managed account platforms.

Joseph Lutz is a CFP® with 32 years of industry experience, currently serving as a financial advisor at The AmeriFlex Group. His prior roles include positions at Sagepoint Financial, Inc. and Cambridge Investment Research, Inc. He is also involved in insurance and benefits services as an agent and serves as a successor trustee. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm provides portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations and discretionary or non-discretionary manager relationships.

Christopher Jackson is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC. His prior experience includes roles at Strategic Wealth Partners, LTD, My Wealth Architect, SurePath Wealth Management, Lionshare Partners LLC, Mercer Global Advisors, and Churchill Management Group. Pure Financial Advisors, LLC is a large registered investment adviser managing over $11 billion in assets for individual and high-net-worth clients. The firm emphasizes comprehensive financial planning and discretionary portfolio management using academic investment frameworks and offers specialized services such as pension consulting and donor-advised fund management.

Phillip Chinothai is a CFP® professional with six years of experience at Pure Financial Advisors, LLC in San Diego, CA. His career has been exclusively at Pure Financial Advisors, where he has worked since 2016. Pure Financial Advisors, LLC is a registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach grounded in academic frameworks and offers comprehensive planning, discretionary portfolio management, and specialized services such as pension consulting and donor-advised fund solutions.

John Dugan is a CFP® and Series 66 credentialed advisor with 22 years of industry experience. He has been with Pure Financial Advisors, LLC since 2014. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and use of sub-advisers for specialized portfolio sleeves.

Matthew Balderston is a CFP® with 19 years of industry experience, currently serving as an advisor at Pure Financial Advisors, LLC since 2014. He previously worked at Pure Financial Advisors in 2007. Based in San Diego, CA, he holds the Series 63 designation. Pure Financial Advisors, LLC manages approximately $11 billion in assets for individual and high-net-worth clients, offering comprehensive financial planning and discretionary portfolio management. The firm follows a financial-planning-centered approach based on academic frameworks and emphasizes continuous planning through its Foundation Financial Plan process.

Matthew Barnhart is a financial advisor with Sovran Advisors, LLC and holds a Series 66 designation. He has 25 years of industry experience and has worked at firms including Metlife Securities, Mass Mutual Investors Services, and Concierge Wealth Management, where he serves as CEO. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm offers a range of portfolio management options and works from written investment policies to tailor strategies, managing approximately $1.78 billion in client assets through a team of about 53 advisors.

James Jones III is a financial advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the Series 66 designation and has worked at firms including Mass Mutual Investors Services and MetLife Securities. Outside of his advisory role, he owns Jampsen Corp, a private financial services business not held out to the public. Sovran Advisors provides investment advisory and financial planning services to individual, high-net-worth, charitable, corporate, and retirement plan clients. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering customizable portfolio management, retirement plan consulting, and advisory variable annuity management.

Erika Lopez is a financial advisor at Root Financial Partners in San Diego, CA, with two years of industry experience. She holds a Series 65 credential and previously worked at Reyes Financial Architecture and McAdam Financial. Outside of finance, she has experience in the hospitality industry, including roles with Pretzels & Pints and SLO Brew Rock. Root Financial Partners serves individuals, retirement plans, trusts, charities, and small businesses by providing discretionary investment management and comprehensive financial planning. The firm emphasizes diversified, passive asset-allocation portfolios using low-cost index funds and ETFs, and offers specialized services such as private-wealth management and direct indexing through Altruist.

Xavier Mendoza Jr. is a financial advisor at Octavia Wealth Advisors LLC with 16 years of industry experience. He holds a Series 66 designation and has worked with firms including Purshe Kaplan Sterling Investments Inc. and Equitable Advisors. In addition to advisory services, he is active as an insurance agent with Octavia Risk Management LLC. Octavia Wealth Advisors is an SEC-registered multi-team firm managing approximately $2.15 billion for individuals, high-net-worth clients, institutions, and public entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services, employing customized portfolios that combine low-cost ETFs, mutual funds, individual securities, and alternative investments.

Donald Van Dyke is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding the ChFC® designation and Series 63 and 66 licenses, with 26 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, MetLife Securities Inc., and Cetera Wealth Services, LLC. Outside of his advisory work, Van Dyke is an owner of an online health and wellness products business and teaches karate classes through the Chula Vista Parks and Recreation program. Sovran Advisors serves individuals, corporations, and retirement plan sponsors with financial planning and portfolio management, utilizing both discretionary and non-discretionary strategies across multiple program types. The firm employs a combination of active and passive investment exposures, working with written investment policy statements and leveraging internal and third-party portfolio models.

Albert Shapiro is a financial advisor at PFG Advisors with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various firms including United Planners, OSAIC, and Securities America. He is also involved as a financial advisor with MYPOINT Credit Union. PFG Advisors offers fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and financial institutions. The firm’s approach combines model portfolios and third-party managers with a focus on macro allocation and index-based ETFs, supported by multiple marketplace platforms and strategic industry partnerships.

Juan Carlos Moreno is a financial advisor at Snowden Capital Advisors LLC with 20 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Chase Investment Services Corp., UBS International Inc., and Banc of America Investment Services, Inc. Outside of his advisory role, Moreno is involved in a non-investment business providing corn husk sales for restaurant use. Snowden Capital Advisors serves primarily high-net-worth individuals and family offices, as well as pension plans, endowments, and governmental agencies. The firm offers a range of portfolio management and advisory services, employing model-based investment strategies that utilize a broad mix of instruments across multiple custodians.

Scott Schechter is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding CFP® and ChFC® designations with 24 years of industry experience. He has been affiliated with New York Life and its related entities since 2002. Outside of his advisory role, Schechter serves on the board of the ACLU of San Diego & Imperial Counties and volunteers with Amplified Impact Partners, a nonprofit that provides strategic consulting services to other nonprofit organizations. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis.

Thomas Alford is a CFA® charterholder with 17 years of industry experience. He is currently affiliated with Independent Financial Partners and IFP Securities, LLC, with prior roles at Triad Advisors, Resources Investment Advisors, and Amundi Pioneer Institutional Asset Management, among others. Outside of his advisory work, he operates Trailhead Financial, a non-investment-related business. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Randy Goodsell is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Independent Financial Group since 2011 and has led Goodsell & Company CPA, a tax preparation and accounting firm, since 1996. Outside of advisory services, he is a co-owner of Goodsell & Company CPAs, providing tax, audit, and consulting services to individuals and businesses. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs both firm- and third-party investment models and combines passive and active strategies across various risk profiles.

Ethan Willis is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds a Series 66 designation and has worked at several firms including Merrill, Morgan Stanley, Valic Financial Advisors, and HSBC Securities before joining Citigroup in 2014. Outside of his advisory role, Willis serves as the head coach of the La Jolla High School rugby team. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with an emphasis on internal standards and oversight, combining large institutional scale with unique market roles and arrangements.